Branch Manager

Principal Accountabilities

Business target

•      Responsible for achievement of Disbursement targets allotted to the branch on Housing & mortgage Loans and insurance premiums.

•      Responsible for the meeting the Weighted Average Yield target allotted to the branch.

•      Responsible for Portfolio growth of the branch and retention of existing customers.

Lead generation & management activities

•      Monitoring the activities of the Sales Officers at all locations and ensure regular flow of business

•      Empanelment of the direct sourcing agents at all locations regularly to ensure steady flow of business from major sourcing channels

•      Planning & execution of marketing activities of the locations with a monthly calendar and monitoring the same on a daily basis

•      Monitoring productivity of the Sales Officers and ensuring that all of them meet the productivity norms on monthly basis

Business Process flow & Management

•      Responsible for housing loan file logins as per the product & policy norms of Aham HFC.

•      Location visits to meet the identified customers for appraisal of the loan proposal

•       Ensuring proper & complete documentation of housing loan files put up for sanction.

•      Management of post sanction documentation i.e. disbursement documentation.

•      Ensuring customer satisfaction for all loans sanctioned & disbursed by Aham HFC.

Team recruitment & training

•      Responsible for recruitment of sales officers, training them and ensuring the productivity levels as per the norms of the company.

Portfolio Quality Management

•      Responsible for management of portfolio quality.

•      Responsible for closure of outstanding post disbursal documentation

•      Handling chronic / delinquent accounts and initiating appropriate action for regularisation of the loan

Person Profile

Educational Qualification: Under Graduate / Post Graduate.

Experience: 8 Years to 12 Years (Housing Loan Experience is must)