Banking Officer

0 - 3 years

2 - 4 Lacs

Posted:3 days ago| Platform: Naukri logo

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Work Mode

Work from Office

Job Type

Full Time

Job Description

Job Summary:

Banking Officer

Key Responsibilities:

  • Handle day-to-day branch operations including cash transactions, account opening, KYC verification, and customer queries.
  • Promote and sell banking products like savings accounts, loans, credit cards, and fixed deposits.
  • Process loan applications, verify documentation, and coordinate with credit departments.
  • Ensure compliance with RBI guidelines, AML, KYC norms, and internal policies.
  • Manage cash flow, reconcile cash and non-cash transactions, and prepare reports.
  • Resolve customer complaints promptly and escalate complex issues to senior management.
  • Maintain branch records and documentation accurately.
  • Support audit processes and participate in internal control checks.
  • Assist in organizing customer outreach programs and financial literacy drives.

Required Skills :

  • Basic knowledge of banking operations, products, and compliance.
  • Strong customer service orientation and communication skills.
  • Attention to detail and ability to maintain confidentiality.
  • Proficient in MS Office and basic banking software.
  • Ability to work independently and as part of a team

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