AVP - Policy (LAP)

- Leading and managing risk policies across the secured loans on branch side- Identifying business opportunities, strategizing, and building roadmap along with cross-functional teams to launch new programs and products aligning withorganisational goals- Working closely with analytics team to take policy decisions using combination of outputs from credit, collections, analytics and market- Developing risk framework including EWS, analysing large datasets of risk metrics to extract valuable insights about the portfolio exposures and sharing the learnings with the branch teams- Identifying key loss insights and trends within portfolio of loans, applying analytic methods with knowledge of loan origination flow and industry benchmarks- Designing, managing and automating secured loans policies, new programs, cross-sell, partnerships, processes, line products from risk management perspective- Implementing robust and appropriate internal controls with insights andrecommendations on key risk and regulatory issues.- Leading and implementing key risk projects, large complex projects and initiatives in liaison with business- Identifying the need for training to credit and sales teams and designing policytraining programs- Designing standard operating procedures for various processes- Formulating location specific credit and collateral related policies and procedures- Visit branches for market updates, feedback sharing and trainingSkill set required:- Relevant work experience of 15 years+- Excellent team handling skills- Flexible to take up new initiatives- A team player who can work in sync with internal and external stakeholders- Clarity in communication and confidence to put forward one s view- Tier-1 MBA candidates will be preferred