Associate Credit Manager-Personal Loan

As a Credit Manager at TW, your main responsibility will be to manage a team and collaborate with the sales team to meet the assigned area's targets. You will directly interact with consumers to evaluate their creditworthiness, ensure verification completion, and comply with the company's credit policies. Your approach should balance supporting sales initiatives while mitigating risks to contribute to the bank's overall objectives effectively. Key Responsibilities: - Underwrite secured and unsecured loan proposals based on established policies and procedures to meet SLAs and manage business volumes in the area - Supervise a team of credit underwriters, providing necessary guidance and support - Conduct personal discussions with customers to assess their creditworthiness - Proactively manage front-end delinquencies by contacting customers upon initial presentation - Ensure timely completion of credit/KYC documents and verification through various channels like telephonic, field visits, and collateral inspections - Collaborate with the sales team to achieve targets and maintain compliance with SLAs - Uphold credit policy adherence according to the set standards Qualifications Required: - Graduation in any discipline (Full Time) - Post-graduation in any field (Full Time),