Associate Credit Manager-Personal Loan

Role Overview: As a Credit Manager at TW, your primary responsibility will be to manage a team and collaborate with the sales team to achieve the assigned area's target. You will directly interact with consumers to assess their creditworthiness, ensure verification completion, and adhere to the company's credit policy guidelines. It is crucial to execute these tasks in a manner that supports sales while managing risks, thereby contributing to the bank's larger organizational objectives. Key Responsibilities: - Underwrite secured and unsecured loan proposals for customers according to established policies and procedures to meet SLAs and manage area business volumes effectively - Supervise a team of credit underwriters, providing necessary guidelines and support - Conduct personal discussions with customers to evaluate their creditworthiness - Proactively manage front-end delinquencies by contacting customers upon the first presentation - Ensure timely completion of credit/KYC documents and conduct verifications through telephonic, field, and collateral visits - Collaborate with the sales team to achieve targets and ensure SLAs are consistently met - Maintain strict adherence to the company's credit policy and established standards Qualifications Required: - Graduation in any discipline (Full-Time) - Post-Graduation in any discipline (Full-Time) Additional Details: N/A,