Area Sales Manager Credit Cards DSA

• 1. Area Sales Performance

• Achieve monthly and quarterly credit card sales targets for the assigned area
• Drive sales across multiple banks including HDFC, Axis, SBI, ICICI and others
• Monitor card-wise and bank-wise performance
• Ensure consistent growth in approvals and payouts

2. Team Management and Productivity

• Recruit, train and manage field sales executives and team leaders
• Assign daily and monthly targets to the team
• Conduct daily huddles, reviews and performance meetings
• Improve team productivity and reduce attrition

3. Lead Generation and Market Development

• Develop open market, corporate and referral-based lead channels
• Identify high potential locations for credit card sales
• Expand DSA presence and coverage in the assigned territory
• Build local relationships with corporates, merchants and associations

4. Sales Quality and Approval Ratio

• Maintain healthy approval to rejection ratio
• Ensure quality sourcing as per bank and DSA norms
• Reduce fake, incomplete or non-compliant applications
• Guide team on correct eligibility and product pitching

5. Relationship Management

• Maintain strong relationships with bank officials and channel managers
• Act as a point of contact between banks, operations and field teams
• Resolve escalations related to delays, rejections and payouts
• Ensure long-term relationship continuity with stakeholders

6. Training and Capability Building

• Train team on product features, eligibility, documentation and compliance
• Conduct refresher training on new card launches and bank policies
• Mentor team leaders and high potential performers

7. Compliance and Risk Management

• Ensure adherence to bank, RBI and DSA compliance guidelines
• Monitor documentation quality and fraud control
• Implement corrective actions for non-compliance cases
• Protect company and bank brand reputation

8. Reporting and MIS Management

• Track daily sales, approvals, rejections and payouts
• Submit accurate MIS and area performance reports
• Analyze trends and suggest improvement strategies
• Maintain transparency and data accuracy

9. Cost and Resource Management

• Manage field expenses and incentives within approved budgets
• Optimize manpower deployment for better ROI
• Control cost per acquisition

10. Growth and Expansion Initiatives

• Support launch of new banks or credit card products
• Scale team size and productivity in line with growth plans
• Contribute to strategic decisions for area expansion

Job Type: Full-time

Pay: ₹15,000.00 - ₹35,000.00 per month

Benefits:

• Health insurance
• Provident Fund
• Work from home

Experience:

• franchisee Development : 1 year (Preferred)

Work Location: In person