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Area Manager

Ujjivan small finance bank

0 - 14 years

0 Lacs

Kolkata, West Bengal

Posted:2 days ago| Platform: Indeed logo

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Skills Required

security lending reports litigation management documentation compliance support maintenance reporting audit report learning database training

Work Mode

On-site

Job Type

Job Description

Area Manager-Legal (Mortgages)

East 3301-Kolkata RO, Kolkata, West Bengal, India

Department

EAST LEGAL DEPARTMENT

Job posted on

Jul 03, 2025

Employee Type

Permanent

Experience range (Years)

8 years - 14 years

I. KEY DUTIES & RESPONSIBILITIES OF THE ROLE

Business:

1. To ensure proper execution of loan and security documents at the time of lending by the business and credit teams.

2. To ensure legal reports are furnished on time by external counsels.

3. To co-ordinate with HUB officials and cluster managers on a regular basis.

4. Taking proactive measures in all litigation matters, to ensure earliest closure as also to bring the opponents for negotiating table.

Customer:

1. Assist the respective regional legal teams in end to end management of advisory on lending related security creation and documentation as well as collection and other litigation.

2. Communicate/interact with Regulators, Statutory Authorities, District Magistrates, First Class magistrates, consumer courts, Law enforcement Agencies, for resolution of legal issues/ensuring compliance.

3. Support the secured lending departments during loan documentation and security creation.

4. Co-ordinate with the Advocates and Enforcement Agencies in extending support to Authorized Officers/ Signatories under various provisions of law.

Internal Process:

1. Adhere to timelines in obtaining maintaining TAT, maintenance/reporting of MIS, submission of periodical Statements to Regional/Corporate Legal Department.

2. Monitor the timelines of submission of reports/statements, if any, to Government Authorities and Regulators in a timely manner.

3. Educate the stakeholders on legal aspects.

4. Preparation of MIS and weekly sharing it with the relevant stakeholders in the Region and Corporate.

5. To conduct Legal Audit for eligible Accounts and report to the concerned stake Holders.

Learning & Performance:

1. Maintain a database on Applicable laws pertaining to the area of operation, comprising FAQs, dos & don’ts as a ready reference.

2. Conduct training on relevant laws/acts to stakeholders on a periodic basis.

3. Keeping a track on the latest laws affecting litigation and recovery including SARFAESI (and the relevant decisions) affecting business verticals and proactively advise the business teams about such amendments and its implication.

4. Ensure goal-setting, midyear review and annual appraisal process for self within the specified timelines.

5. Actively coordinate with respective stake holders in case of any big misses/lapses.

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Ujjivan small finance bank

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