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Area Manager - Debt Management Services - The Wheels - 2W/3W

Area Manager - Debt Management Services - The Wheels - 2W/3W

Bajaj Finance

6 - 8 years

5 - 9 Lacs

noida

Posted:5 hours ago| Platform:

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Skills Required

debt management debt collection area sales management area management team management credit collection debt recovery collection management regulatory business development recovery sales recovery management marketing collections payment collection

Work Mode

Work from Office

Job Type

Full Time

Job Description

Area Manager - Debt Management Services - The Wheels - 2W/3W
About The Role
We are seeking a dynamic and experienced Area Manager for Debt Management Services, specializing in The Wheels segment (2-wheelers and 3-wheelers). The ideal candidate will be responsible for overseeing and driving debt recovery operations, managing a team of field executives, and ensuring compliance with regulatory standards within the assigned geographical area. Key Responsibilities

Lead, supervise, and motivate a team of debt recovery executives and agency partners to achieve targeted recoveries for 2W/3W loan portfolios.

Plan and implement strategies for effective debt collection, skip tracing, and minimizing overdue accounts.

Monitor collection activities, generate regular performance reports, and analyze trends to improve recovery rates.

Ensure adherence to company policies, legal guidelines, and ethical collection practices.

Develop and maintain strong relationships with customers, legal authorities, and third-party agencies.

Conduct regular field visits for high-value or challenging cases and support team members in negotiations.

Provide training, coaching, and performance feedback to team members to enhance productivity and compliance.

Collaborate with internal stakeholders, including credit, risk, and operations teams, to resolve complex cases and improve processes.

Prepare and present area-level collection performance updates to senior management.

Qualifications & s

Bachelors degree in Business Administration, Finance, or a related field. Postgraduate qualifications are an advantage.

Minimum 5 years of experience in debt recovery/collections, preferably in the vehicle finance sector.

Proven leadership and team management s.

Strong analytical, negotiation, and problem-solving abilities.

Excellent communication and interpersonal s.

Sound knowledge of regulatory and legal frameworks governing debt collections.

Proficient in MS Office and collection management software.

Willingness to travel extensively within the assigned area.

Benefits

Competitive salary and performance-based incentives.

Opportunities for career advancement and professional development.

Comprehensive health insurance and wellness programs.

Dynamic and supportive work environment.

Location
Multiple locations across the assigned region.

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Area Manager - Debt Management Services - The Wheels - 2W/3W