Area Head - Individual Loans

Job Requirements

Job Requirements

Key Responsibilities

• Develop and implement strategies to achieve individual loan targets in the assigned area
• Build and maintain relationships with key stakeholders such as customers, channel partners, and local authorities
• Monitor and analyze market trends and competitor activities to identify opportunities for growth
• Train and mentor a team of loan officers to ensure high-quality customer service and adherence to bank policies and procedures
• Conduct regular performance evaluations and provide feedback to team members
• Ensure compliance with all regulatory and legal requirements
• Collaborate with other departments to develop and launch new loan products tailored to the needs of the rural market
• Prepare and present reports on loan portfolio performance to senior management
  

Qualifications

• Bachelor's degree in Business Administration, Finance, or a related field
• Minimum of 5 years of experience in retail banking, with a focus on individual loans
• Proven track record of meeting and exceeding sales targets
• Strong understanding of the rural market and its dynamics
• Excellent communication and interpersonal skills
• Ability to lead and motivate a team
• Sound knowledge of banking regulations and compliance requirements
• Proficiency in Microsoft Office and other relevant software