Area Development Manager

Job Description

Agro Indus Credits Limited is a Non-govt company, incorporated on 07 Jan, 1997. It's a public unlisted company and is classified as ‘company limited by shares'. Agro Indus Credits Limited is majorly in Finance business from last 28 years with 50 plus branches in Kerala and Tamil Nadu. Job Title: Area Development Manager Qualification: Any Graduation from a recognized university Experience: 8yrs experience in NBFC (Gold Loan) Location: Coimbatore Region Job Description: · To manage day to day activities of the branches and overall branch supervision. · Leading, motivating and guiding the gold loan team towards corporate goals. · Responsible for sales operations, administration and accounts of the branches/ cluster. · To identify potential centres for opening/ shifting of branches. · To identify staff as required. · Smooth liasioning with landlords, government/ semi-government and statutory authorities for better operational efficiency. · Ensuring branch operations as per company policies and guidelines. · Review of gold loan operations of the branch and reporting to HO. · Responsible for gold loan profitability, ensuring high quality service and customer relationship management. · Ensuring gold loan collections/recoveries. · Minimize gold loan NPAs of the company. · Guide the team of marketing executives to source the business. · Business development and cross sales to achieve business targets. · Review of security systems, vault, safe and joint custody arrangements of branches. · Profiling customers and provide financial products to meet customer needs. · Ensure compliance with banking/local/statutory rules and regulations. · Ensuring office upkeep and maintenance as per corporate guidelines. Benefits · ESI · PF · Gratuity · Incentives · Leave Encashment Job Types: Full-time, Permanent Pay: ₹25,000.00 - ₹35,000.00 per month Benefits: Cell phone reimbursement Commuter assistance Internet reimbursement Leave encashment Provident Fund Schedule: Day shift Supplemental Pay: Performance bonus Yearly bonus Education: Bachelor's (Preferred) Experience: NBFC (Gold loan): 8 years (Preferred) Work Location: In person Application Deadline: 01/07/2025 Expected Start Date: 15/07/2025