Area Credit Manager

As an Area Credit Manager at Aditya Birla Housing Finance Limited (ABHFL), you will play a crucial role in credit management and credit risk assessment. Your primary responsibilities will include analyzing financial data to evaluate creditworthiness, making informed credit decisions, and overseeing the credit portfolio. You will be based in Chennai, ensuring compliance with credit policies and collaborating closely with the sales team to enhance credit performance. Ideally, you should possess a CA or Inter CA qualification along with relevant experience in Credit Management and Credit Risk Management. Strong analytical skills and a solid foundation in Finance are essential for this role. Your expertise in credit assessment and decision-making processes will be instrumental in driving the company's objectives. Effective communication and interpersonal skills are paramount as you will be interacting with various stakeholders. A Bachelor's degree in Finance, Economics, or a related field is required. Previous experience in the housing finance industry would be advantageous. Join ABHFL to be a part of a dynamic team that aims to strike a balance in sourcing, product mix, and market penetration through cross-selling and up-selling strategies. Take on the challenge of monitoring and managing credit performance, ensuring the company's financial stability and growth. Your role as an Area Credit Manager is integral to the success of ABHFL's operations in the housing finance sector.,