Architect

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About the Role

highly experienced and hands-on Software Architect / Senior Engineering Manager

U.S. regulated financial environment

Key Responsibilities

Architecture & Design

• Define and implement

  scalable, cloud-native architectures

  supporting consumer lending products, including

  Unsecured Loans, Credit Cards, HELOC, Auto Loans, and CPAY

  .
• Design and develop

  microservices

  ,

  APIs

  , and

  event-driven systems

  leveraging modern backend frameworks (Node.js, Python, Go, Java).
• Ensure architecture aligns with

  enterprise standards

  ,

  security requirements

  , and

  regulatory compliance

  .
• Lead

  proof-of-concepts (POCs)

  and

  MVPs

  for new product innovations.
• Partner with UX and product teams to ensure technical designs enable a

  seamless and intuitive user experience

  across mobile and web platforms.

Technical Leadership

• Lead the

  end-to-end development lifecycle

  — from conceptualization and design to implementation and deployment.
• Provide

  technical mentorship

  and guidance to development teams, fostering an engineering culture focused on

  quality, performance, and innovation

  .
• Participate in

  code reviews

  ,

  architecture boards

  , and

  technical deep dives

  .
• Champion best practices in

  software design, security, observability, and automation

  .

Innovation & Emerging Technologies

• Drive adoption of

  AI/ML

  ,

  blockchain

  , and

  event-driven architectures

  for intelligent and adaptive financial products.
• Evaluate emerging technologies and frameworks for integration into the FinTech ecosystem.
• Contribute to

  design thinking workshops

  and shape product strategy through technology insights.

Quality, Performance & Security

• Ensure solutions are

  secure

  ,

  compliant

  , and

  highly available

  in production environments.
• Collaborate with DevOps and QA teams to maintain high standards of

  code quality

  ,

  test coverage

  , and

  automated CI/CD

  .
• Conduct

  performance tuning

  and

  capacity planning

  to meet scalability demands.

Collaboration & Delivery

• Partner with

  Product Managers

  ,

  Designers

  , and

  Business Stakeholders

  to translate complex business requirements into actionable technical roadmaps.
• Collaborate across

  cross-functional teams

  to ensure successful delivery of large-scale digital initiatives.
• Work within an

  Agile

  environment, contributing to sprint planning, retrospectives, and release management.

Required Skills & Experience

• 10+ years

  of progressive experience in software development and architecture roles.
• Proven expertise in

  FinTech, Lending, Payments, or BNPL (Buy Now, Pay Later)

  solutions.
• Strong hands-on experience in:

• Backend:

  Node.js, Python, Go, Java (Spring Boot / Microservices)

• Frontend:

  React, React Native

• Cloud:

  AWS (preferred), GCP – including cloud-native architecture, scalability, and resilience design.
• Deep understanding of

  API design

  ,

  microservices patterns

  ,

  data modeling

  , and

  event-driven systems

  .
• Experience with

  containerization and orchestration

  (Docker, Kubernetes).
• Knowledge of

  DevOps and CI/CD pipelines

  (Jenkins, GitHub Actions, GitLab CI, etc.).
• Proficiency in

  unit, integration, and automated testing frameworks

  .
• Strong foundation in

  security

  ,

  compliance

  , and

  regulatory frameworks

  applicable to

  U.S. financial systems

  (e.g., PCI, SOC2, GDPR, OCC, CFPB).

Preferred Qualifications

• Prior experience working in

  FinTech startups

  or

  U.S. regulated financial institutions

  .
• Exposure to

  AI/ML

  ,

  blockchain

  , or

  embedded finance technologies

  .
• Experience in

  API-first

  ,

  cloud-native

  , and

  micro-frontend

  architectures.
• Deep knowledge of

  UX principles

  ,

  customer-centric product design

  , and

  digital lending workflows

  .
• Proven track record of launching and scaling

  customer-facing digital products

  .
• Bachelor’s or Master’s degree in

  Computer Science

  ,

  Information Technology

  , or a related field.

Soft Skills

• Strong

  leadership

  ,

  analytical

  , and

  decision-making

  skills.
• Excellent

  communication

  and

  collaboration

  across engineering, product, and business teams.
• Ability to

  balance innovation with practical implementation

  .
• Passionate about technology trends in

  financial services, lending, and payments

  .
• Demonstrated ability to work effectively in

  fast-paced, agile, and cross-functional environments

  .