Zonal Portfolio Manager West - MSME

Role Overview: As a Zonal Portfolio Manager for the West region focusing on MSME & Wheels, you will be responsible for driving collections strategy for MSME products such as WC, OD, and TL. Your role will involve leading regional teams and field agencies for recovery operations, managing legal recoveries including demand notices, SARFAESI, suits, and arbitration, and ensuring compliance with RBI norms and internal policies. You will also collaborate with Credit/Product teams to provide insights on risk and portfolio management. Key Responsibilities: - Drive collections strategy for MSME products (WC, OD, TL) - Lead regional teams and field agencies for recovery operations - Manage legal recoveries including demand notices, SARFAESI, suits, and arbitration - Ensure compliance with RBI norms and internal policies - Collaborate with Credit/Product teams on risk & portfolio insights Qualifications Required: - Graduate/MBA with 12-20 years of experience in MSME/SME/business loan collections - Strong exposure to secured & unsecured loan recovery - Sound knowledge of legal processes such as SARFAESI, arbitration, and suit filings - Proven experience in team leadership, MIS & stakeholder management - Regional knowledge of Western India (Maharashtra, Gujarat, MP) preferred Additional Details: You will be in a strategic leadership role with high visibility, leading transformation in MSME recovery operations. The role offers an attractive CTC with performance incentives, allowing you to be part of a future-focused, growth-driven environment.,