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Zonal Credit Manager - Personal Loan

Zonal Credit Manager - Personal Loan

Muthoot Finance

15 - 18 years

30 - 35 Lacs

Bengaluru Delhi / NCR

Posted:1 week ago| Platform:

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Skills Required

Credit Analysis Portfolio Management Underwriting Legal Compliance creditworthiness Regulatory Compliance

Work Mode

Work from Office

Job Type

Full Time

Job Description

JD: Zonal Credit Manager Personal Loan Develop and implement credit policies and procedures in line with regulatory requirements and organizational objectives. Evaluate creditworthiness of potential borrowers and approve or reject loan applications within the zone. Monitor and manage credit risk exposure within the zone, ensuring timely identification and mitigation of potential risks. Provide guidance and support to Regional Credit Managers in underwriting decisions and portfolio management. Conduct regular reviews and analysis of loan portfolios to identify trends, opportunities, and areas for improvement. Collaborate with Sales and Business Development teams to achieve business targets while maintaining portfolio quality. Ensure compliance with legal and regulatory requirements related to lending activities. Lead and motivate the Regional Credit Managers to achieve performance targets and maintain high standards of quality. Provide coaching and training to enhance the skills and capabilities of the credit team. Foster a culture of continuous improvement and innovation within the credit function.

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Muthoot Finance

www.muthootfinance.com

Financial Services

Kottayam

2-10 Employees

281 Jobs

Key People

George Alexander Muthoot

Managing Director
M. George Muthoot

Chairman
M. G. George Muthoot

Executive Director

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Zonal Credit Manager - Personal Loan

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Zonal Credit Manager - Personal Loan

Experience & Salary

Skills Required

Work Mode

Job Type

Job Description

More Jobs at Muthoot Finance