493 Wholesale Banking Jobs

Job Title :- Lead Internal Audit Location :- Mumbai Experience :- 8-12 years in internal audit, preferably within financial services or NBFCs. Experience in MSME/LAP/Wholesale lending will be added advantage. Qualification - CA Key Responsibilities :- Design and manage a riskbased audit plan aligned with business goals Lead audits across credit, operations, finance, compliance, IT, and HR Assess internal controls, identify gaps, and recommend remediation Monitor implementation of audit findings Ensure full compliance with RBI guidelines and liaise with regulators & external auditors Prepare impactful audit reports and communicate findings to senior management and the audit committee

As a part of this role, you will be responsible for acquiring new customers for Yes Bank's digital banking products. It is essential to ensure that won mandates go live within record time and effectively manage post go-live relationships with the assigned clientele. You will play a key role in promoting digital banking solutions to wholesale banking clients and meeting sales targets for digital product adoption, revenue, and liability generation. In addition, cross-selling and up-selling digital banking solutions to existing customers will be a crucial aspect of your responsibilities. Collaboration with internal teams including Product, tech, ops, marketing, and relationship teams to launch joint initiatives is also a vital part of this role. You will be expected to assist internal stakeholders with pending fees, audits, and other mandatory regulatory/compliance activities. Furthermore, preparing and tracking the P&L of clients and providing updates to Business units/RMs on performance will be an important task. Regular preparation and presentation of progress reports for internal review will also be a key responsibility in this role.,

Manage the corporate / large accounts underwriting Handle supply chain finance tickets Work in collaboration with business and processing teams to achieve the set targets. Calculate and eliminate all types of risks associated. Required Candidate profile 5+ yrs of exp. as credit manager handling large accounts / inventory funding loans Job location - Chennai, TN

Key Responsibilities: Acquire New-To-Bank (NTB) clients in the Emerging Large Corporate (ELC) segment and deepen wallet share in the existing portfolio. Undertake detailed credit risk appraisal and present proposals to the appropriate sanctioning forums. Achieve budgeted targets set by the bank through aggressive growth in sanctions and disbursements of NTBs in the ELC segment. Prepare and propose credit notes for cases of 250 Cr. and above; ensure smooth coordination with risk teams for timely sanction. Manage the entire disbursement process including legal documentation, valuation, and compliance requirements. Present credit proposals effectively before the sanction committee with clarity and conviction. Leverage local market knowledge to identify and engage with leading SME and Mid-Corporate clients. Structure financial facilities in alignment with both client needs and the banks risk appetite. Handle end-to-end client management including documentation, limit set-up, disbursement, and day-to-day operational requirements.

• Acquisition of New to Bank MSME relationships through the CRM and Knowledge Banking approach. • Regularly Engage with colleagues in Branch Banking, MSME Associations Office Bearers which shall help in meeting MSME Clients on daily basis. • Build Asset Book by extending Working Capital Facilities and Term Loans to MSME Clients • Build Liability Book comprising of Current Accounts, Saving Accounts and Fixed Deposits by offering various Trade and Transaction products like Cash Management Services, Trade and Treasury Products. • Enhance Book Profitability and Client stickiness by consistently seeking an opportunity to expand share of wallet of the customer base through Cross Sell of POS (Merchants) Machines, Salary Accounts for employees, Insurance (both Life and Non-Life) and various other Wealth Management Products • Collaborate with the Risk, Operations and service teams to ensure delivering better TAT of Loans delivery and smooth on-boarding of the client • Meeting the Targets - Both in respect of bottom line as well as top line by constantly enhancing the Productivity.

This role is ideal for professionals with a strong background in relationship management and business development, particularly in handling NBFCs, PSUs, and other Financial Institutions. As a candidate for this position, you will be responsible for managing the Securitization Product (PTCs and DA) by developing processes, policies, and manuals for the department. Your primary focus will be on providing customer service to both internal and external stakeholders, ensuring compliance with RBI and internal regulations, and building a profitable portfolio. Additionally, you will be tasked with building relationships with various Financial Institutions, cross-selling bank products to customers, and achieving business targets. Responsibilities include liaising with Originators, Rating Agencies, Arrangers, Legal Counsels, and Trustees to ensure transactions comply with RBI and SEBI Guidelines, managing relationships with stakeholders in wholesale banking, coordinating with sales teams to meet targets and SLAs, networking with internal and external stakeholders, managing customer turnaround time, resolving audit queries, setting up credit lines with other banks, and sourcing business from PSUs. You will also be involved in cross-selling various products and performing any other duties assigned by the bank. The ideal candidate for this role should hold a Degree/PG with an MBA/CA/ICWA qualification and have 6 to 10 years of experience in product management, relationship management, and business development within the financial sector.,

About The Role Skill required: Core Banking Operations (incl. Payments) - Retail Banking Card Operations Designation: Banking Operations New Associate Qualifications: Any Graduation Years of Experience: 0 to 1 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.Review the dispute claim to determine the authenticity of the card chargeback claim and honor the request as per regulation E. What are we looking for In this role you are required to solve routine problems, largely through precedent and referral to general guidelines Your primary interaction is within your own team and your direct supervisor In this role you will be given detailed instructions on all tasks The decisions that you make impact your own work and are closely supervised You will be an individual contributor as a part of a team with a predetermined, narrow scope of work Please note that this role may require you to work in rotational shiftsIn this role you are required to solve routine problems, largely through precedent and referral to general guidelines Your primary interaction is within your own team and your direct supervisor In this role you will be given detailed instructions on all tasks The decisions that you make impact your own work and are closely supervised You will be an individual contributor as a part of a team with a predetermined, narrow scope of work Please note that this role may require you to work in rotational shifts Roles and Responsibilities: In this role you are required to solve routine problems, largely through precedent and referral to general guidelines Your primary interaction is within your own team and your direct supervisor In this role you will be given detailed instructions on all tasks The decisions that you make impact your own work and are closely supervised You will be an individual contributor as a part of a team with a predetermined, narrow scope of work Please note that this role may require you to work in rotational shifts Qualification Any Graduation

About The Role Skill required: Commercial Banking Operations - Core Banking Designation: Banking Operations Associate Qualifications: BCom Years of Experience: 1 to 3 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.Develop and deliver core banking solutions for the applications that process the essential functions of banks, including account management, interest calculations, cash deposits and withdrawals processing, customer management and product management. What are we looking for Good Communication Roles and Responsibilities: In this role you are required to solve routine problems, largely through precedent and referral to general guidelines Your expected interactions are within your own team and direct supervisor You will be provided detailed to moderate level of instruction on daily work tasks and detailed instruction on new assignments The decisions that you make would impact your own work You will be an individual contributor as a part of a team, with a predetermined, focused scope of work Please note that this role may require you to work in rotational shifts Qualification BCom

About The Role Skill required: Commercial Banking Operations - Core Banking Designation: Banking Operations Analyst Qualifications: BCom Years of Experience: 3 to 5 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.Develop and deliver core banking solutions for the applications that process the essential functions of banks, including account management, interest calculations, cash deposits and withdrawals processing, customer management and product management. What are we looking for Good Communication Roles and Responsibilities: In this role you are required to do analysis and solving of lower-complexity problems Your day to day interaction is with peers within Accenture before updating supervisors In this role you may have limited exposure with clients and/or Accenture management You will be given moderate level instruction on daily work tasks and detailed instructions on new assignments The decisions you make impact your own work and may impact the work of others You will be an individual contributor as a part of a team, with a focused scope of work Please note that this role may require you to work in rotational shifts Qualification BCom

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Specialist Qualifications: BCom/MCom/Master of Business Administration Years of Experience: 7 to 11 years Language - Ability: English(Domestic) - Advanced About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.Conduct detailed research on the financial history of businesses to determine their Assess the risk parameters of the loan, borrower, and industry including the Financial performance of the borrower and guarantor, assessing the repayment capacity and recommending the future course of action in approving/declining/counter offer of business loans. What are we looking for Accounting ReconciliationAccount ManagementAccounts Receivable (AR)Numerical abilityNegotiation skillsResults orientationAbility to work well in a teamWritten and verbal communicationAccounting Journal EntriesActionable Insights Roles and Responsibilities: In this role you are required to do analysis and solving of moderately complex problems May create new solutions, leveraging and, where needed, adapting existing methods and procedures The person would require understanding of the strategic direction set by senior management as it relates to team goals Primary upward interaction is with direct supervisor May interact with peers and/or management levels at a client and/or within Accenture Guidance would be provided when determining methods and procedures on new assignments Decisions made by you will often impact the team in which they reside Individual would manage small teams and/or work efforts (if in an individual contributor role) at a client or within Accenture Please note that this role may require you to work in rotational shifts Qualification BCom,MCom,Master of Business Administration

Role & responsibilities Credit Assessment: • Conduct thorough credit assessments for large Corporate clients, evaluating their financial stability, creditworthiness, and risk profile. Credit Analysis: • Analyze financial statements, credit reports, and other relevant data to make informed credit decisions. • Understand structure of the transaction and identify key risk and mitigants • Analyse group financial strength and weakness • Having deep understanding of various industries • Experience in managing various structure products like NCD, PTC, Promoter level funding, Sub Debt/PDI etc Credit Policy Adherence: • Ensure strict adherence to the company's credit policies/ procedures and RBI/SEBI Regulations and Company Act Risk Mitigation: • Develop strategies to mitigate credit risks and maintain a quality loan portfolio. Credit Approval: • Prepare and present credit proposals to the appropriate approval committees for large credit facilities. Monitoring: • Monitor the credit portfolio's performance, including credit reviews and risk assessments. • Identification of Early warning signals to earmark stress accounts and maintenance of portfolio hygiene. Documentation: • Review of credit documentation to ensure accuracy and completeness. Client Interaction: • Collaborate with clients to address credit-related inquiries and negotiate credit terms when necessary. Compliance: • Ensure compliance with all regulatory requirements, industry best practices, and internal policies. Portfolio Analysis: • Conduct portfolio analysis to identify trends, emerging risks, and opportunities for improvement. Process Improvement: • Identify areas for process improvement and implement enhancements to optimize efficiency and effectiveness. • Adoption of digital tools for automating credit related processes. Collaboration: • Collaborate with other departments, such as Sales and Risk Management, to ensure a cohesive approach to credit management. • .Compliance to statutory guidelines and audit compliance To ensure various guidelines in force are adhered to and all queries/observations/discrepancies are duly addressed.

Job Description - Checking if all credit appraisals are adequately approved and conform to internal as well as RBI guidelines The role holder is responsible for processing of end to end post sanction activities, compliance with statutory / internal norms / policies. Coordination with various auditors & proactive in resolving with audit queries. Set process to reduce operational risk. Check whether statutory / internal exposure limits are not breach. Ensure enforceable legal documentation for credit facilities as per legal guidance and standard format/procedures. Involve in security creation including mortgages, pledge, hypothecation etc. Set process/ make modification in existing process to avoid operational risk at early stage. Monitor Project Loans (Real Estate/ Infrastructure) in the Portfolio and provide MIS as required. Coordinate with various internal stakeholders Ensure various covenant monitoring Handling queries of team members Follows risk policy and processes to mitigate the operational, regulatory, financial, informational, reputational and audit risks as instructed by the departmental manager Executes the established internal control systems and compiles relevant information for departmental audits, as necessary Custody of all loan and security documents including scanning, safekeeping and control of original documents. Relationship Management: Cultivate and maintain relationships with key stakeholders, including Business, Auditors, credit officers, and senior management, to ensure effective communication and collaboration.

JD - To manage the existing client base and to add more clients. Maintaining quality of the asset book managed by self 2. PRINCIPAL ACCOUNTABILITIES • Source New to relationships for Commercial Midmarket Business (Turnover >200 Cr). Experience in handling Corporate client relationships is preferred • Build a diversified portfolio offering revenues from Assets NII, Fees, Cross sell etc. Asset opportunities to be sourced aligned to the lending norms as prescribed. • Strong focus on Credit quality. Thorough monitoring of accounts sourced, keep track on customer business and report any early warning signals and take appropriate actions as identified. Build a Portfolio which is strong and non-delinquent. • Regular tracking of progress on the agreed key metrics towards delivering on the strategy. • Track developments in the respective markets and provide feedback to the management team. • Stakeholder management Coordination with internal as well as external stakeholders Role &

Role & responsibilities Industry Background: Prior experience in Supply Chain Finance with a strong B2B focus is mandatory. Sales Target Management: Candidate must have a proven track record of managing annual business targets in the range of 1.5 to 2 crore . Ticket Size Exposure: Should have experience handling individual loan deals with a minimum ticket size of 1 crore . Business Development & Relationship Management: Must be experienced in both hunting (new client acquisition) and farming (end-to-end relationship management including loan processing, documentation, and coordination with operations). While the ticket size for hunting is expected to be around 1 crore, the candidate should also be comfortable managing higher-value cases during farming activities . Sourcing Channels: Hands-on experience with DSA (Direct Selling Agents) as well as open market sourcing is required.

Key Responsibilities: Client Acquisition & Relationship Management: Identify and onboard emerging corporate clients with turnover typically between 50 Cr 500 Cr. Manage existing client relationships to ensure cross-sell, upsell, and deepening of wallet share. Build long-term engagement with promoters, CFOs, and other key decision-makers. Credit & Risk Evaluation: Conduct detailed credit assessments, including financial analysis, industry benchmarking, and risk profiling. Prepare and present credit proposals to internal credit committees in collaboration with risk teams. Monitor early warning signals and ensure timely portfolio reviews and renewals. Product & Solution Delivery: Offer Bajajs range of financial products including working capital loans, term loans, lease financing, bill discounting, structured finance, etc. Ensure tailored solutions aligned to client needs while maintaining company risk standards. Revenue & Portfolio Management: Deliver assigned business targets on AUM, revenue, NIMs, and fee income. Monitor portfolio health and ensure compliance with internal risk parameters. Achieve profitability through pricing discipline and client retention. Coordination & Stakeholder Management: Work closely with internal teams including credit, legal, operations, and product teams. Coordinate with third-party service providers like chartered accountants, valuers, and legal advisors for processing of loans. Role & responsibilities

Key Responsibilities: Client Acquisition & Relationship Management: Identify and onboard emerging corporate clients with turnover typically between 50 Cr 500 Cr. Manage existing client relationships to ensure cross-sell, upsell, and deepening of wallet share. Build long-term engagement with promoters, CFOs, and other key decision-makers. Credit & Risk Evaluation: Conduct detailed credit assessments, including financial analysis, industry benchmarking, and risk profiling. Prepare and present credit proposals to internal credit committees in collaboration with risk teams. Monitor early warning signals and ensure timely portfolio reviews and renewals. Product & Solution Delivery: Offer Bajajs range of financial products including working capital loans, term loans, lease financing, bill discounting, structured finance, etc. Ensure tailored solutions aligned to client needs while maintaining company risk standards. Revenue & Portfolio Management: Deliver assigned business targets on AUM, revenue, NIMs, and fee income. Monitor portfolio health and ensure compliance with internal risk parameters. Achieve profitability through pricing discipline and client retention. Coordination & Stakeholder Management: Work closely with internal teams including credit, legal, operations, and product teams. Coordinate with third-party service providers like chartered accountants, valuers, and legal advisors for processing of loans. Role & responsibilities

Key Responsibilities: Client Acquisition & Relationship Management: Identify and onboard emerging corporate clients with turnover typically between 50 Cr 500 Cr. Manage existing client relationships to ensure cross-sell, upsell, and deepening of wallet share. Build long-term engagement with promoters, CFOs, and other key decision-makers. Credit & Risk Evaluation: Conduct detailed credit assessments, including financial analysis, industry benchmarking, and risk profiling. Prepare and present credit proposals to internal credit committees in collaboration with risk teams. Monitor early warning signals and ensure timely portfolio reviews and renewals. Product & Solution Delivery: Offer Bajajs range of financial products including working capital loans, term loans, lease financing, bill discounting, structured finance, etc. Ensure tailored solutions aligned to client needs while maintaining company risk standards. Revenue & Portfolio Management: Deliver assigned business targets on AUM, revenue, NIMs, and fee income. Monitor portfolio health and ensure compliance with internal risk parameters. Achieve profitability through pricing discipline and client retention. Coordination & Stakeholder Management: Work closely with internal teams including credit, legal, operations, and product teams. Coordinate with third-party service providers like chartered accountants, valuers, and legal advisors for processing of loans. Role & responsibilities

As an Assistant Vice President (AVP) or Deputy Vice President (DVP) in Real Estate Financing or Infrastructure Financing at a leading Private Bank, you will be responsible for identifying and developing long-term lending opportunities across various infrastructure sectors. Your role will involve conducting financial modeling, structuring transactions, leading negotiations, and finalizing term sheets with clients. Additionally, you will be preparing presentations and pitch materials for internal committees and external stakeholders, driving the internal credit approval process, managing deal documentation for timely closure, and supporting the Relationship Manager in the disbursement of sanctioned debt facilities. You will also be tasked with periodically monitoring and managing the performance of the loan portfolio, collaborating with the sales team and potential investors for debt placements, and preparing investor information dockets. The ideal candidate for this role should have at least 5 years of work experience in relationship management in Real Estate Financing or Infrastructure Financing within the Banking, Financial Services, and Insurance (BFIS) industry. The locations for this position are Mumbai and Delhi. If you are excited about this opportunity, please send your application to shivani@thepremierconsultants.com. #realestate #realestatefinancing #sales #relationship #relationshipmanagement #infra #infrastructure #sourcing #acquisition #acquiring #financialmodelling #termsheet #banking #financialservice #NBFC #businessdevelopment #commercialrealestate #corporatebanking #wholesalebanking #constructionfinance #constructionfinancing,

As a Data Lineage Lead, your primary responsibility will be to define and lead Data Lineage standards while continuously evolving them. You will be expected to constantly seek opportunities to enhance data lineage and proactively present ideas along with relevant use cases. One of your key tasks will be to identify knowledge gaps within the team and facilitate continuous upskilling, fostering a culture of continuous learning. Additionally, you will play a crucial role in promoting process improvement initiatives within the team and creating a Data Management Centre of Excellence in India. Collaborating with Business Divisions and Group Functions, you will establish combined Objectives and Key Results (OKRs) and ensure their successful completion. You will be the owner of the standard operating procedures for the CDO Data Lineage team and responsible for the escalation framework adherence. Your duties will also involve flagging discrepancies or anomalies in data during appropriate forums and tracking them to closure. You will review and own policies and standards for the Data Lineage team, perform control testing, and provide support during audits. Key Responsibilities: - Demonstrate subject matter expertise in business/support functions such as Risk, Finance, and Wholesale Banking. - Previous experience in Data Management Operations or Data Lineage is preferred. - Possess a minimum of 12 years of experience in Data Management and Business Analysis. - Familiarity with Data Governance and/or Data Quality Management is required. - Knowledge of banking or capital markets and regulations like BCBS 239, IFRS, CCAR, and an understanding of the KDO/CDE lifecycle is beneficial. - Skilled in senior management communications and decision-making. - Ability to drive organizational changes and influence stakeholders effectively. - Methodical, concise, and detail-oriented with a strong attention to accuracy. - Foster a collaborative mindset, integrating teams towards common goals, facilitating decision-making, and valuing diverse perspectives. - Proficient in driving organizational and team culture enhancements.,

Preferred candidate profile : 15+ years experience in the Technology industry. 5+ years Architecture Experience with developing or running agile practices in large organisations with regulatory and legacy constraints. Business acumen in Personal Banking (Retail banking or Consumer banking) .Engagement and influence in legacy platform systems decom / tech debt embedded in the roadmap.

About Wholesale Banking Coverage Group (WBCG) The Wholesale Banking Coverage Group (WBCG) focusses on doing business with customers such as the Government, Strategic, large and mid-corporates and the SMEs across industries like Infrastructure, Engineering, Chemicals, Oil Gas, Metals, textiles etc. The Corporate lending business emphasizes on doing business with higher rated corporates with a focus on garnering a higher share of the cash flows by providing working capital facilities About the Role The Relationship Manager is responsible for the achievement of the budgeted targets by sourcing NTB business through channels/self-sourcing and customer relationship management. The Job holder also coordinates post sanction formalities such as, disbursement, cross-sell, compliance of statutory and internal audit issues and provides industry/segment specific feedback to Geography and Central Office team Key Responsibilities Generate leads by identifying potential industrial areas/trading units and prepare strategies to increase the Bank s penetration in those areas Manage the internal (Branches/ other business verticals) and external (empanelled outsourced agencies) lead generating channels to generate the expected business Enable the sanctioning process by ensuring conduct and scrutiny of pre-disbursement activities Liaison with Corporate Banking Operations team and Centralized Processing Unit to enable smooth completion of post sanction formalities, account opening and disbursement Meet customer service requirements through regular interactions with the customers to understand business condition, enhancement opportunity, etc. Monitor transactions in the customer accounts to ensure that the cash flow movement and end use of fund are in compliance with the sanction stipulations Assist the Credit Manager in unit inspections and ensure timely insurance renewal, DP updated, stock renewal statement scrutiny and gathering of relevant market information Ensure maintenance of quality and health of portfolio and minimize Days Past Due through regular interactions with the customer Initiate recovery of stressed accounts through tele-calling/ field visits Ensure compliance to the stipulated guidelines/ norms and ensure closure to the audit processes Qualifications Graduation/ Post-Graduation from a recognized institute Role Proficiencies Knowledge of banking products and services Ability to manage complex client situations Good communication (both verbal and written) skill in both English and the local language Ability to handle pressure and meet deadlines Good networking and relationship building skills #ComeAsYouAre We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply Skills: Excel

About Wholesale Banking Coverage Group (WBCG) The Wholesale Banking Coverage Group (WBCG) focusses on doing business with customers such as the Government, Strategic, large and mid-corporates and the SMEs across industries like Infrastructure, Engineering, Chemicals, Oil Gas, Metals, textiles etc. The Corporate lending business emphasizes on doing business with higher rated corporates with a focus on garnering a higher share of the cash flows by providing working capital facilities About the Role The Relationship Manager is responsible for the achievement of the budgeted targets by sourcing NTB business through channels/self-sourcing and customer relationship management. The Job holder also coordinates post sanction formalities such as, disbursement, cross-sell, compliance of statutory and internal audit issues and provides industry/segment specific feedback to Geography and Central Office team Key Responsibilities Generate leads by identifying potential industrial areas/trading units and prepare strategies to increase the Bank s penetration in those areas Manage the internal (Branches/ other business verticals) and external (empanelled outsourced agencies) lead generating channels to generate the expected business Enable the sanctioning process by ensuring conduct and scrutiny of pre-disbursement activities Liaison with Corporate Banking Operations team and Centralized Processing Unit to enable smooth completion of post sanction formalities, account opening and disbursement Meet customer service requirements through regular interactions with the customers to understand business condition, enhancement opportunity, etc. Monitor transactions in the customer accounts to ensure that the cash flow movement and end use of fund are in compliance with the sanction stipulations Assist the Credit Manager in unit inspections and ensure timely insurance renewal, DP updated, stock renewal statement scrutiny and gathering of relevant market information Ensure maintenance of quality and health of portfolio and minimize Days Past Due through regular interactions with the customer Initiate recovery of stressed accounts through tele-calling/ field visits Ensure compliance to the stipulated guidelines/ norms and ensure closure to the audit processes Qualifications Graduation/ Post-Graduation from a recognized institute Role Proficiencies Knowledge of banking products and services Ability to manage complex client situations Good communication (both verbal and written) skill in both English and the local language Ability to handle pressure and meet deadlines Good networking and relationship building skills #ComeAsYouAre We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply Skills: Excel

Job Name PA (Business Unit) : Relationship Manager Retail Agri Job Title :(Job Name) Relationship Manager Business Unit (PA) : Retail Agri Team : (Sub team in the PA) : Agri Sales Team Hiring Location- West Bengal - Contai, Berhampore, Kaliaganj, Howrah, Bagnan, Siliguri, Kandi, Bankura, Raniganj, Suri, PaschimMidnapor. Odisha - Bargarh, Baudhgarh, Gunupur, Parlakhemundi, Rajagangapur. Job Purpose Acquisition, enhancement and retention of customers by providing best possible services and being the dedicated point of contact for customers of Agri sector. Job Responsibilities (JR) : 6 8 Areas Actionable (4-6) • Sourcing and Business Generation • Business scoping of geographical market for farming and rural community. • Sourcing proposals from individual farmers / Co-operative societies / Rural Mandis & Markets /Kissan Clubs / Farmer Producer Organizations etc. • Conducting marketing activities for generating new business. • Work on productivity benchmarks. • Market Update and Change in Product • To keep an update with respect to market/ Processes requirement, competition and customer banking behavior. • To understand the changing dynamics in the market and propose amendments in various product offerings. • To keep abreast of changes in State Government laws and policies. • Relationship Building and Maintenance • To liaison with new and existing customers for relationships. • To be in touch with agro centers /rural mandis / Rural markets / Kisan clubs for maintaining and deepening existing relationships. • Addressing complaints received from customers within stipulated TAT. • Delinquency / Rotation & Recovery /Housekeeping • To work towards minimal delinquency in portfolio. • Follow-up with customers for recovery. To monitor rotation of accounts • To avoid dropping of limit in customers account, ensure submission of documents like LAD, CAM, etc. • To support legal and remedial team for legal actions. • To work towards keeping Housekeeping parameters under control. • Farmer Education and Capacity • To conduct village level farmer meetings and Building educate farmers on various products offered by bank • To make farmers aware of various aspects of banking and keep them informed about tools and technology for improving farm production. • To educate farmers about debt waivers, crop insurance & government subsidies. • Increased penetration and cross sell • Cross sell of other assets and liability products • Promotion of digital platforms like NetBanking, Mobile Banking, PayZapp, Insta Alert, Smart Buy, Chillr, etc. • Training and Development of SO/HBL • To utilize the sales resources (HBL/SO) for optimal sales support. • To groom supporting staff and enhancing their skills by imparting regular trainings for better customer relationship dealing. • To monitor performance and counseling them for delivery • Relationship with Retail Branches and • Liaise with Credit to ensure timely decisioning of Other Stake holders proposals & closure of Housekeeping items. • To coordinate with Remedial team for NPA cases and work towards recovery of the same • To coordinate with the local Operations team for disbursement. • Liaise with RBB team for activation of branches for KGC business & for providing best services to customers • To liaise with Business Correspondents (BCs) for nnew & existing customer relationships • Others Any other task assigned by seniors from time to time.

The Applications Development Intermediate Programmer Analyst position at Citi is a key role where you will be involved in the establishment and implementation of new or revised application systems and programs in coordination with the Technology team. Your main objective will be to contribute to applications systems analysis and programming activities. As an Application Developer under Finance Technology, you will play a crucial role in implementing the next generation Digital Automation Platform using Knime, Appian, and Python technologies. You should have relevant design and development experience in process automation using BPM, RPA, or low code automation tools, with a focus on multiformat data processing. Being a strong team player is essential for this role, and exposure to Retail Banking products or Wholesale/Investment banking is preferred. In this role, you will have the opportunity to: - Be part of a strategic team developing, enhancing, supporting, and maintaining solutions for Finance Technology - Participate in technical discussions and brainstorming sessions to define ideas and strategies for existing and future platforms - Gain exposure to Wholesale, Retail business across data, risk, and finance - Work across a diverse set of Finance platforms and have the chance to be part of re-architecture and re-platforming initiatives on low code automation platforms Your responsibilities will include: - Designing, developing, and implementing process automation use cases using Knime, Appian, Python, or in-house frameworks - Conducting requirement analysis including interacting with Business Users - Participating in requirements analysis sessions and providing technical feasibility analysis and approach to the team - Unit testing of the program under development - Participating in SIT/UAT defect triage calls - Bug fixing - Participating in demos to the business users during UAT and Preprod together with BA and UAT testers You will also be responsible for reviewing and analyzing proposed technical solutions for projects, creating high-level designs to guide implementation faithful to architecture intent, ensuring application development and enhancement align with Citis Coding Standards, and solving a variety of high-impact problems/projects with considerable business impact. Additionally, the following skills are required for this role: - At least 6 to 10 years of Technology Experience - Hands-on experience in developing excel, csv & database-based use cases via BPA/RPA/Analytics platform - Good knowledge of excel basics, e.g., pivots, excel formulas - Proficiency in any of the BPM/RPA/Analytics platforms - Preferred experience in Knime Analytics platform 4.5.1 & higher, Knime server version 4.16 - Ability to work in an individual capacity & help the team when required - Good communication skills Good to have skills include experience using ALM and CICD tools like Bitbucket, TFS, Jenkins, BMC RLM or related tools in an agile methodology, experience in SCMs like GIT, and tools like JIRA, and experience with automated build and test processes. Educational Qualification: Bachelors degree/University degree or equivalent experience Please note that this job description provides a high-level review of the types of work performed, and other job-related duties may be assigned as required.,

The Partner Product & Program-New Economy Group role in the New Economy Group department involves conceptualizing, structuring, and executing programs and product initiatives to enhance engagement within the NEG universe. Your main focus will be on aligning these initiatives with business objectives while delivering value to clients in the new economy ecosystem. Your responsibilities will include designing and executing programs to engage NEG customers at different lifecycle stages, identifying customer needs to drive relevant interventions, and building partnerships with ecosystem players to run co-branded programs. You will also collaborate with product teams to design and launch products tailored for NEG clients, manage product lifecycle, and work on compelling NEG propositions aligned with customer needs. Additionally, you will be responsible for designing thought leadership engagements, driving adoption of digital offerings, building communities around key sectors within NEG, and tracking the effectiveness and ROI of programs. The role also emphasizes thought leadership, internal enablement, and long-term customer pipeline planning beyond immediate acquisition targets. To excel in this role, you should demonstrate strong capabilities in wholesale banking, ecosystem engagement, and strategic platform integration across the startup and tech-enabled business landscape. Key Success Metrics for this role include CA Acquisition (No of Accounts), CA Balances, TD Balances, Investment AUM, TFX Fees, Loan disbursals, CMS Mandates, Journeys Created, and Processes Defined. The ideal candidate should hold an MBA/CA/CFA or equivalent from a reputed institution and have 5-10 years of relevant experience.,