Underwriting Support

Senior Analyst – Underwriting Support (Consumer Direct APAC) | Mumbai

Location: Mumbai, India

Experience: 1+ Year in US Mortgage Underwriting

Apply now: Hr.Guha.EPCS@outlook.com

About the Role

Key Responsibilities

• Review & analyze loan applications for eligibility, accuracy, and compliance.
• Assess financial/non-financial documentation: income, assets, liabilities, appraisals, credit.
• Provide final underwriting approval for multiple loan products.
• Sign off conditions and communicate underwriting decisions to processors/advisors.
• Ensure compliance with HUD, company, and investor guidelines.
• Work across teams to resolve escalated loans and support audit improvements.

Must-Haves

• Bachelor’s degree
• 1+ year in US mortgage underwriting.
• Strong knowledge of 4C’s of underwriting: Credit, Capacity, Collateral, Capital.
• Hands-on experience in income calculation (salaried & self-employed).
• Familiarity with FNMA, FHLMC, FHA, VA, and Reverse mortgage underwriting standards.
• Willingness to work flexible/night shifts as per business needs.