Territory Manager-Loan against Property

Job Description: As a Territory Manager specializing in Loan against Property, your main objective will be to source loans from the market through DSAs/DSTs and existing channel partners while also building a high-quality loan portfolio. You will be responsible for managing a team, cultivating strong relationships, promoting cooperation, and effectively communicating through various mediums. It is crucial to ensure strict adherence to the established policies and guidelines. Your approach to executing these responsibilities should be both sales-driven and risk-averse, ultimately contributing to the bank's overarching goals. Your key responsibilities will include sourcing and overseeing channels in the market to acquire business, maintaining a high-quality portfolio by minimizing delinquency and rejection rates, possessing a comprehensive understanding of retail assets, products, operations, and prevailing market trends. Additionally, you will need to identify shifts in market trends, develop channels for business acquisition, and deliver superior customer service. You will also be expected to propose enhancements to processes and policies within the Retail Banking sector to enhance operational efficiencies and deliver exceptional customer service. To qualify for this role, you should hold a Graduation degree in any field and possess 5-10 years of relevant experience in a similar capacity.,