SME Credit Risk Monitoring- EWS

BFSI / NBFC

Mid-senior level Risk Management – EWS

Risk Management, Credit Monitoring, Portfolio Monitoring, Risk & Policy

Loan against Property (LAP) / Construction Finance (CF)

3-9 years

Gurgaon

Key Responsibilities:

• Implement and track the

  Portfolio Monitoring and Early Warning System (EWS)

  framework to identify early signs of stress.
• Coordinate with credit bureaus for regular

  Portfolio Health Checks

  and interpret data for early risk indicators.
• Conduct

  root cause analysis

  of stressed or non-performing accounts and implement learnings across the portfolio.
• Perform

  portfolio deep-dives

  to identify emerging risk trends and contribute toward improving portfolio quality.
• Regularly update

  EWS triggers

  in line with evolving macroeconomic risks and regulatory guidelines.
• Monitor the organization’s

  Risk Appetite

  by tracking prudential limits and flagging potential breaches.
• Analyze and monitor key

  industries/sectors

  within the lending portfolio and advise on risk outlook.
• Keep a close eye on

  macro-economic indicators

  and conduct impact assessments to evaluate exposure.