Senior US Mortgage Underwriter

As a Senior Frontline Underwriter in Residential Mortgage, your role involves reviewing and verifying loan applications and support documentation. You will be responsible for analyzing loan risk, ensuring compliance with regulatory standards, company policies, and guidelines. Your duties also include determining and documenting loan conditions, communicating requirements and decisions, as well as identifying portfolio risks from client practices. Additionally, you must document and communicate reasons for loan approval/rejection and perform any other tasks assigned by your manager. Key Responsibilities: - Review and verify loan applications and support documentation. - Analyse loan risk and request additional information when necessary. - Ensure compliance with regulatory standards, company policies, and guidelines. - Determine and document loan conditions, communicate requirements and decisions. - Identify portfolio risks from client practices. - Document and communicate reasons for loan approval/rejection. - Perform any other tasks assigned by your manager. Qualifications/Requirements: - 5+ years of recent US Mortgage underwriting front-line experience. - Experience in compliance review, disclosures preparation, closing, doc preparation, or due diligence in the residential mortgage industry. - Knowledge of current mortgage policies, compliance laws, regulations including TRID, and understanding of regulatory changes. - Strong commitment to customer service, attention to quality, and excellent time management skills. - Ability to work independently, complete assignments within given parameters, and adhere to company policies. - Detail-oriented with superior verbal and written communication skills. - Strong PC skills, proficiency in Microsoft Office. - Ability to work under pressure, meet deadlines, and maintain a positive attitude while providing exemplary customer service. - Demonstrate professional behavior including a positive attitude, punctuality, dependability, and adherence to company policies and procedures. Please note that this is a work from office role requiring you to work in US hours (India Night Shift).,