Senior US Mortgage Underwriter

As a member of the Shared Services function, your role involves leveraging the shared delivery model to provide operations delivery to Business Units across the organization. The primary goal of the Shared Services division is to offer central operations solutions to Business Units within the Commercial and Residential Mortgages vertical. **Key Responsibilities:** - Review and verify loan applications and support documentation. - Analyse loan risk and request additional information as necessary. - Ensure compliance with regulatory standards and company policies and guidelines. - Determine and document loan conditions, communicate requirements, and/or decisions. - Identify portfolio risks resulting from the client's underlying business practices. - Document and effectively communicate reasons for the approval/rejection of loans. - Perform any other activities as may be assigned by your manager. **Qualifications Required:** - 5+ years of recent US Mortgage live underwriting experience. - Experience in compliance review, Disclosures Preparation, Closing, Doc Preparation, and/or due diligence (post-close) in the residential mortgage industry. - Knowledge and familiarity with current mortgage policies/procedures, compliance laws, and regulations including TRID and understanding of mortgage regulatory changes. - Strong producer with attention to quality. - Excellent time management skills and ability to work independently. - Detail-oriented, with superior verbal and written communication skills. - Strong PC skills, with proficiency in Microsoft Office. - Must be able to work under pressure, meet deadlines, and provide exemplary customer service. - Demonstrate professional behavior including a positive attitude, punctuality, dependability, and adherence to company policies and procedures. **Additional Details:** This is a work from office role that requires you to work in US hours (India Night Shift).,