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Senior Manager -CSFD - CF-Risk-Mumbai - Lower Parel-MM

Senior Manager -CSFD - CF-Risk-Mumbai - Lower Parel-MM

Tata Capital

5 - 10 years

10 - 14 Lacs

Mumbai

Posted:2 days ago| Platform:

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Skills Required

risk management data analysis risk mitigation financial services credit risk management credit underwriting credit analysis credit risk credit management auditing credit appraisal credit approval regulations credit policy portfolio management

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a highly skilled and experienced Senior Manager to lead our Credit Risk team in Mumbai. The ideal candidate will have 5-10 years of experience in credit risk management, preferably in the banking or financial services industry. Roles and Responsibility
Manage the risk/reward dynamics for the company''s mortgage portfolio by developing proactive mitigation actions.
Develop and formulate acquisition/portfolio policies and conduct analysis to fine-tune acquisition/portfolio management strategies.
Monitor economic and social environmental factors impacting portfolio credit performance and develop proactive mitigation actions.
Review, change, and modify documentation processes, forms, and guidelines for the mortgage profile.
Provide functional support on all credit/risk matters to business teams.
Manage and monitor portfolio quality, undertaking periodic portfolio and collection reviews.
Partner with the business team in identifying market selection and sales zoning from a credit risk perspective.
Identify and analyze risks related to the broader loan portfolio; ensure portfolio diversification and quality across activities and areas.
Ensure adherence to policies and processes, correcting procedural flaws, and proper documentation.
Support Branches in troubleshooting field problems and identifying, designing, and implementing improvements.
Enable credit training on credit fundamentals and processes including origination, credit approval, collection, documentation, and disbursement processes.
Support & coordinate with the training team for credit-related modules by designing training modules that easily understand policy and process responsibilities.
Participate in the development and monitor the effectiveness of statistically validated risk mitigation tools.
Drive innovation in methods of identifying and quantifying extant risks as well as emerging and developing risk trends in the market.
Provide senior management with clear insights into the factors driving the credit risk profile of the portfolio and provide forecasts of future performance, identifying means of mitigating key risk factors.
Develop analytics in collaboration with leaders across the mortgage business to assist in product development and pricing strategies, driving business growth while ensuring prudent risk/return balance.
Interact with various support groups including IT and compliance to initiate and review systems and processes.
Ensure compliance with all Audit/RBI regulations.

Job
CA/MBA Finance degree.
Strong knowledge of credit risk management principles and practices.
Experience in managing large portfolios and leading cross-functional teams.
Excellent analytical and problem-solving skills.
Ability to work in a fast-paced environment and meet deadlines.
Strong communication and interpersonal skills.
Experience in data analysis and reporting is an added advantage.

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Tata Capital

Financial Services

Mumbai Maharashtra

5001-10000 Employees

3754 Jobs

Key People

Rajesh Sethi

Managing Director & CEO
Supratim Bandyopadhyay

Chief Financial Officer
Ravi K. S. R.

Chief Technology Officer

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Senior Manager -CSFD - CF-Risk-Mumbai - Lower Parel-MM