Senior Finance Manager

Job Title:

Senior Finance Manager

Location:

Mumbai (On-site as required)

About Apollo Finvest:

Apollo Finvest is a publicly listed NBFC, pioneering 100% digital loans in India with zero manual

intervention. We specialize in unsecured personal loans and partner with fintechs and NBFCs to

build innovative lending models like FLDG, co-lending, and business correspondence (BC). We

are looking for a Chartered Accountant with deep experience in digital lending who can

own and scale our finance operations, portfolio health tracking, and financial reporting.

Key Responsibilities:

1. Loan Book & Portfolio Management

? End-to-end oversight of Apollo Finvest's loan book across direct sourcing, co-lending,

and BC partnerships.

? Build and maintain real-time dashboards to monitor loan book performance (NPA %,

PAR, collections efficiency, etc.).

? Ensure accurate reconciliation of all loans (direct and partner-sourced) with bank

statements, LMS, and accounting systems.

2. FLDG & Partnership Management

? Lead financial evaluations and ongoing monitoring of fintech partners with FLDG

arrangements.

? Track and reconcile FLDG coverage, defaults, and recoveries.

? Manage co-lending and BC partnerships, including financial diligence, cash flow

alignment, and MIS integration.

3. Evaluation & Due Diligence of NBFCs/Partners

? Conduct in-depth financial and risk analysis of NBFCs or non-NBFC entities for potential

partnerships.

? Review promoter background, financial health (CAR, GNPA/NNPA, ALM), audit reports,

and compliance status.

? Prepare recommendation reports for partnerships and investment decisions.

4. Financial Reporting & Compliance

? Prepare accurate and timely financial statements for Apollo Finvest (quarterly/annual),

ensuring compliance with all SEBI and RBI regulations.

? Oversee statutory audits, internal audits, and RBI inspections.

? Manage tax planning, GST compliance, and other regulatory filings.

5. Automation & Process Optimization

? Work closely with the product team to automate reconciliation, reporting, and financial

processes.

? Drive integration of finance dashboards into the loan management system (LMS) for

real-time portfolio and risk visibility.

? Identify opportunities for automation in financial reporting and portfolio monitoring.

6. Strategic Financial Planning

? Prepare monthly MIS reports, cash flow forecasts, and portfolio analysis to support

strategic decision-making.

? Collaborate with the leadership team to improve margins, reduce defaults, and optimize

lending operations.

? Evaluate ROI and financial performance of all lending partnerships and products.

Key Skills & Experience:

? Must be a Chartered Accountant (CA) with 5+ years of experience, preferably in

digital lending or fintech-NBFC models.

? Strong experience with unsecured personal loans and FLDG models in co-lending

and BC partnerships.

? Deep knowledge of NBFC operations, RBI compliance norms, and financial reporting

requirements for publicly listed companies.

? Hands-on experience in loan reconciliation, portfolio health tracking, and real-time

dashboards.

? Proven track record of due diligence of NBFCs and fintech companies.

? Mindset of automation and process innovation, with experience working with

product/tech teams.

? Strong analytical skills, with expertise in financial modeling and KPIs (NPA %, PAR,

interest yield, etc.).

? Proficiency in Tally, Excel (advanced), and familiarity with ERP/LMS systems.

Traits We Value:

? Strategic thinker: Can link financial insights with business strategy.

? Problem solver: Finds automation-driven solutions to manual finance tasks.

? Tech-savvy: Understands data flows between finance, LMS, and partner systems.

? Ownership mindset: Takes full accountability for financial health and reporting.