Senior Data Scientist

5 - 10 years

9 - 13 Lacs

Posted:21 hours ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

POSITION

\- Senior Data Scientist \u2013 Agentic AI Platform (Mortgage Industry)

Location: 1 st preference \u2013 WFO \- Hyderabad
Experience: 5+ years in applied data science, with 3+ years in financial domain AI

Role Overview


We are hiring a Senior Data Scientist to develop and deploy advanced AI/ML models powering mortgage automation agents . This role involves designing models for creditworthiness prediction, fraud detection, income verification, document intelligence, and conversational agents . The candidate will ensure models are accurate , explainable, and compliant with regulatory frameworks.

Key Responsibilities

  • Build, train, and optimize ML/AI models for mortgage risk, loan eligibility, pricing, and fraud detection .
  • Develop document understanding and NLP models for parsing tax returns, pay stubs, W2s, bank statements.
  • Implement RAG pipelines for domain\-specific knowledge retrieval.
  • Ensure bias mitigation, model fairness, and explainability (XAI) for compliance with regulatory audits.
  • Collaborate with AI architects to integrate models into the agent framework .
  • Develop monitoring dashboards for model drift, accuracy, and performance.
  • Work with mortgage SMEs to translate domain knowledge into features, embeddings, and rules.

Required Skills & Experience


  • Strong experience with Python, PyTorch , TensorFlow, Scikit\-learn, Hugging Face Transformers .
  • NLP expertise : NER, summarization, Q&A, OCR (Tesseract, Amazon Textract , Azure Form Recognizer) .
  • Deep understanding of statistical modeling, risk scoring, credit analytics, fraud detection .
  • Experience with vector databases (Pinecone, Weaviate, FAISS, Milvus).
  • Knowledge of MLOps tools ( MLflow , Kubeflow, Weights & Biases).
  • Familiarity with mortgage underwriting, risk modeling, KYC/AML checks .
  • Strong foundation in responsible AI practices (fairness, accountability, transparency)

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