Senior Credit Analyst

Role : Senior Credit Analyst

Location : Kolkata

Role Overview:

We are seeking a seasoned Senior Credit Analyst to lead our credit analysis team. This role involves overseeing financial assessments, guiding analytical processes and ensuring comprehensive credit evaluations for our clients.

Key Responsibilities:

• Team Leadership:

  Manage and mentor a team of associate credit analysts, fostering a collaborative and high-performance environment.

• Financial Analysis:

  Conduct in-depth analysis of balance sheets, profit and loss statements, cash flow statements and notes to accounts to assess financial health.

• Ratio Analysis:

  Evaluate key financial ratios, including liquidity, solvency and profitability to determine company strength and creditworthiness.

• Client Engagement:

  Engage with company promoters to gain insights into business operations and performance relative to industry benchmarks.

• Report Preparation:

  Guide the analytical team in preparing detailed rating notes, ensuring accuracy and compliance with industry standards.

Rating Process Management: