8480 Risk Management Jobs - Page 35

We are looking for a highly skilled and experienced Technical Manager to join our team in Vellore, Anna Salai, and JM. The ideal candidate will have 1 to 5 years of experience in the field. Roles and Responsibility Perform in-depth industry, market, and competitor research to analyze trends and opportunities. Conduct valuation analysis on companies using various asset valuation approaches and theories. Design valuation models for asset valuation and develop new streams for revenue growth. Independently gather data pertinent to engagements through direct client interaction and on-site data collection. Inspect assets including residential, commercial, and industrial properties. Build and strengthen relationships with key builders/developers to secure project approvals. Segment markets based on property types and identify high-risk or negative areas. Guide and develop technical policies, monitor portfolios/delinquencies related to technical aspects, and control fraud through checks and processes. Scrutinize project approvals, monitor compliance on legal and technical aspects, and analyze new upcoming residential projects for advanced processing and funding. Conduct property audits to manage quality real estate portfolio, track real estate market developments and their impact on lending parameters and property valuations, and monitor market feasibility of projects. Manage vendors involved in technical evaluations, train and evaluate team proficiency, and work closely with the legal counterpart on technical fronts while carrying out regular spot checks and maintaining an MIS related to technical evaluations. Assist collections in tying up with brokers and negotiating rates for property resale, help maintain a healthy portfolio through feasibility reports, valuation reports, project monitoring reports, and market surveys, and understand and analyze risks associated with property/project/market/developer exposure. Job A graduate degree in Civil/Architecture is required. Minimum 1 to 5 years of experience in technical valuation or a related field. Possess strong knowledge of technical evaluation, risk management, and financial implications. Demonstrate excellent communication and relationship-building skills. Ability to work independently and collaboratively as part of a team. Exhibit strong analytical and problem-solving skills.

We are looking for a highly skilled and experienced Credit Executive to join our team in Siwan. The ideal candidate will have 2 to 7 years of experience in the banking or financial services industry. Roles and Responsibility Conduct personal discussions with clients based on laid down policies and procedures. Adhere to agreed SLAs and timelines for completing assigned activities. Utilize underwriting, disbursements, collateral, and coordination skills to manage sales operations effectively. Protect company assets by evaluating credit requests, establishing credit limits, and ensuring proper documentation and security. Communicate credit decisions to stakeholders clearly and concisely. Enhance underwriting efficiencies while maintaining risk management standards. Job Minimum 2 years of experience in the banking or financial services industry. Strong knowledge of underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Ability to evaluate credit requests, establish credit limits, and ensure proper documentation and security. Excellent communication skills for conveying credit decisions to stakeholders. Strong analytical skills for improving underwriting efficiencies while maintaining risk management standards. Familiarity with loan account verification, cross verification, KYC check, bank passbook, income and expense assessment, and other document checks. Additional Info The selected candidate will be responsible for Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances and ICQ Observation Closure.

We are looking for a highly skilled and experienced professional to join our team as a Manager - Credit (Infra) in Mumbai. The ideal candidate will have 5-10 years of experience in the field. Roles and Responsibility Preparation of credit appraisal notes and in-principle notes/presentations. Liaison with business, legal, and risk teams for transaction execution, including structuring and term sheet preparation. Conducting credit checks on compliance with pre-disbursement conditions. Building knowledge by engaging with internal and external parties. Preparation of financial models and tracking key operating parameters in infrastructure sectors. Tracking sector developments. Job Understanding of financial statements and corporate/mid-corporate financial analysis. Proficient writing skills for preparing concise credit appraisal notes that cover all key aspects of a transaction. Financial modeling skills using MS-Excel for creating business plans and financial projections. Domain expertise in covered sectors. Knowledge of banking/lending business and regulatory aspects related to it. Research-oriented approach with attention to detail. Experience in term sheet drafting.

We are looking for a highly skilled and experienced professional to lead our collections team in Mumbai. The ideal candidate will have 6-9 years of experience in the banking or financial services industry, with a strong background in collections strategy, team leadership, and risk management. Roles and Responsibility Develop and implement data-driven strategies to maximize recoveries, reduce delinquencies, and enhance collections efficiency. Lead, motivate, and mentor the collections team to meet performance targets and drive continuous improvement. Monitor risks and ensure adherence to regulatory standards while mitigating potential issues in the collections process. Leverage data analytics to track performance, identify trends, and report key metrics to senior management. Collaborate with credit, operations, and risk teams to align collections strategy with business goals. Continuously refine collections processes, implementing automation and best practices to boost efficiency and performance. Job Strong knowledge of collections strategy, team leadership, and risk management. Experience with data analytics, MIS reporting, and process improvement. Ability to work closely with cross-functional teams and external agencies. Excellent communication, leadership, and problem-solving skills. Strong understanding of regulatory standards and compliance requirements. Ability to analyze complex data sets and provide insights to inform business decisions. Additional Info The company offers a dynamic and supportive work environment, with opportunities for growth and development.

Company Name Muthoot Fincorp Limited Our Brand Purpose To transform the life of the common man by improving their financial wellbeing JOB DESCRIPTION ROLE SUMMARY (PURPOSE) The primary responsibility of Relationship Manager in the Wealth Channel at Muthoot FinCorp is to cultivate and manage relationships with high-net-worth individuals, families, or businesses seeking wealth management and financial advisory services KEY RESPONSIBILITIES Business Development and Relationship Management Identify opportunities to expand the client base through referrals, networking, and prospecting to meet revenue targets. Conduct daily sales calling with the prospective new clients and identify their needs. Provide and develop solutions and suggest schemes to client s basis their requirements and goal. Achieve financial goals of the clients through various product lines like LI, MF, FI, GI and other liabilities products. Update and cross sell products and services to existing clients and update them about the primary and secondary market trends. Ensure that revenue for the total review period meets the target revenue targets basis the vintage and the guidelines and compliances at MFL. Build and maintain strong, long-term relationships with high-net-worth clients by understanding their financial goals, needs, and risk tolerance. Collaborate with clients to develop comprehensive financial plans that encompass investments, estate planning, retirement, tax strategies, and wealth preservation. Educate clients about market trends, investment options, and financial planning strategies to empower them to make informed decisions Portfolio Management Manage clients investment portfolios by selecting appropriate asset classes, investment vehicles, and strategies to achieve their financial objectives. Evaluate clients risk tolerance and ensure investment strategies align with their risk profiles while minimizing potential financial risks. Adhere to all regulatory guidelines and compliance standards, ensuring that clients investments comply with relevant laws and regulations Self and stakeholder management Provide regular performance reports to clients, detailing the performance of their portfolios, investment strategy adjustments, and progress toward financial goals. Stay updated on financial products and services, including stocks, bonds, mutual funds, alternative investments, and insurance products, to provide informed recommendations. Collaborate with other departments, such as legal, tax, and estate planning, to offer comprehensive financial solutions to clients. KEY SKILLS & BEHAVIOURAL ATTRIBUTES Key Skills- Relationship building and client-focused approach, Investment analysis and financial planning, Risk management and compliance, Sales and business development, financial product knowledge, analytical and problem solving, Interpersonal, communication and presentation skills. Behavioral Attributes- Driven and in alignment with our Purpose Transforming the life of the common man by improving their financial well-being and anchored by our core value of integrity, collaboration, and excellence. Culture at Muthoot Pappachan Group We do everything to gain and maintain the Trust of all the stakeholders and don t do anything to loose their Trust . Trust is the overarching Core Value , one which, our other values have been built. Our Core Values Integrity Asking oneself before saying, doing or deciding on anything, whether it s passing the test of integrity No unethical shortcuts, to save time, money and energy Strict adherence to regulatory and other statutory bodies guidelines Transparency in all business deals Offer solutions to customers on the basis of their needs only Encourage people to highlight any practices that go against this core value Collaboration Genuinely believe & treat the organization as your family Encourage people to build healthy professional relationship with members of other departments and functions Welcome feedback from other departments Encourage people from other departments to join for brainstorming sessions Look at the big picture (organization goals) rather than limiting the vision to the individual / department goal Help others to achieve their goals / tasks Excellence Maddeningly pursue excellence Look for best outcomes before finalizing the approach Maintain a constructive and critical mindset to gauge & ensure quality Open for constructive feedback from others to refine the final output Benchmark against the best only, should not be basis convenience We should look for continuous improvement Recognize and appreciate if we observe any superior performance Do not get settled for less at any cost display the go getter attitude Encourage people to stretch to achieve excellence Building on the bedrock of Core Values, below are the other key constituents of the Culture Code Honesty Humility Empathy Empowerment Agility Ownership Fresh Thinking & Continuous Renewal Inclusion Work-Life Balance Role Requirements Education Any UG/PG or MBA Qualifications NA Experience 4+ years of overall experience

Company Name Muthoot Fincorp Limited Job Title Senior Relationship Manager - Wealth Grade MM3 Designation Manager Location Trivandrum, Kerala Reports to Span Of Control NA Our Brand Purpose To transform the life of the common man by improving their financial wellbeing JOB DESCRIPTION ROLE SUMMARY (PURPOSE) The primary responsibility of Relationship Manager in the Wealth Channel at Muthoot FinCorp is to cultivate and manage relationships with high-net-worth individuals, families, or businesses seeking wealth management and financial advisory services KEY RESPONSIBILITIES Business Development and Relationship Management Identify opportunities to expand the client base through referrals, networking, and prospecting to meet revenue targets. Conduct daily sales calling with the prospective new clients and identify their needs. Provide and develop solutions and suggest schemes to client s basis their requirements and goal. Achieve financial goals of the clients through various product lines like LI, MF, FI, GI and other liabilities products. Update and cross sell products and services to existing clients and update them about the primary and secondary market trends. Ensure that revenue for the total review period meets the target revenue targets basis the vintage and the guidelines and compliances at MFL. Build and maintain strong, long-term relationships with high-net-worth clients by understanding their financial goals, needs, and risk tolerance. Collaborate with clients to develop comprehensive financial plans that encompass investments, estate planning, retirement, tax strategies, and wealth preservation. Educate clients about market trends, investment options, and financial planning strategies to empower them to make informed decisions Portfolio Management Manage clients investment portfolios by selecting appropriate asset classes, investment vehicles, and strategies to achieve their financial objectives. Evaluate clients risk tolerance and ensure investment strategies align with their risk profiles while minimizing potential financial risks. Adhere to all regulatory guidelines and compliance standards, ensuring that clients investments comply with relevant laws and regulations Self and stakeholder management Provide regular performance reports to clients, detailing the performance of their portfolios, investment strategy adjustments, and progress toward financial goals. Stay updated on financial products and services, including stocks, bonds, mutual funds, alternative investments, and insurance products, to provide informed recommendations. Collaborate with other departments, such as legal, tax, and estate planning, to offer comprehensive financial solutions to clients. KEY SKILLS & BEHAVIOURAL ATTRIBUTES Key Skills- Relationship building and client-focused approach, Investment analysis and financial planning, Risk management and compliance, Sales and business development, financial product knowledge, analytical and problem solving, Interpersonal, communication and presentation skills. Behavioral Attributes- Driven and in alignment with our Purpose Transforming the life of the common man by improving their financial well-being and anchored by our core value of integrity, collaboration, and excellence. Culture at Muthoot Pappachan Group We do everything to gain and maintain the Trust of all the stakeholders and don t do anything to loose their Trust . Trust is the overarching Core Value , one which, our other values have been built. Our Core Values Integrity Asking oneself before saying, doing or deciding on anything, whether it s passing the test of integrity No unethical shortcuts, to save time, money and energy Strict adherence to regulatory and other statutory bodies guidelines Transparency in all business deals Offer solutions to customers on the basis of their needs only Encourage people to highlight any practices that go against this core value Collaboration Genuinely believe & treat the organization as your family Encourage people to build healthy professional relationship with members of other departments and functions Welcome feedback from other departments Encourage people from other departments to join for brainstorming sessions Look at the big picture (organization goals) rather than limiting the vision to the individual / department goal Help others to achieve their goals / tasks Excellence Maddeningly pursue excellence Look for best outcomes before finalizing the approach Maintain a constructive and critical mindset to gauge & ensure quality Open for constructive feedback from others to refine the final output Benchmark against the best only, should not be basis convenience We should look for continuous improvement Recognize and appreciate if we observe any superior performance Do not get settled for less at any cost display the go getter attitude Encourage people to stretch to achieve excellence Building on the bedrock of Core Values, below are the other key constituents of the Culture Code Honesty Humility Empathy Empowerment Agility Ownership Fresh Thinking & Continuous Renewal Inclusion Work-Life Balance Role Requirements Education Any UG/PG or MBA Qualifications NA Experience 4+ years of overall experience

We are looking for a skilled professional with 2 to 7 years of experience to join our team as an Area Credit Manager - Mid Corporate in Delhi. The ideal candidate will have a strong understanding of corporate, group, and promoter due diligence. Roles and Responsibility Conduct thorough analysis of financials and credit assessments for effective risk mitigation. Understand proposal-related industry and market dynamics to inform credit decisions. Perform site visits and personal discussions with promoters/CFOs to gather essential information. Prepare comprehensive credit notes including deal-specific covenants. Adhere to internal credit policies and capture deviations in credit notes. Approve or recommend credit limits and transactions based on thorough analysis. Job Strong knowledge of term loans, working capital, and structural products. Ability to analyze financials and credit assessments. Excellent communication skills for effective collaboration with stakeholders. Strong analytical and problem-solving skills to mitigate risks. Experience in preparing credit notes and managing portfolio companies. Familiarity with internal credit policies and procedures. Understanding of the banking/financial services/broking industry is beneficial. Candidate should be able to work independently and as part of a team. Additional Info The selected candidate will be required to monitor portfolio companies and ensure adherence to internal credit policies.

Job Description Position / Designation Central Operations - Senior Executive Grade Department Secured & Unsecured Lending Business Sub Department (if any) Employment Type Full-time Reporting to Designation & Grade National Operations Head No. of Reportees, Designation & Grade Main Tasks End to end processing of lending product applications - KYC, bank statements, bureau checks, physical delivery in case of credit cards etc. Take complete ownership and accountability of all operations related metrics like TATs, Customer Satisfaction scores etc. Continuously improving upon the processes to minimize process gaps and enhance customer experience Gather ground-level insights and work with product teams to ideate and implement automation solutions to improve efficiency & TATs Suggest ways to improve customer experience based on feedback from merchants Escalation Handling - Handle escalations to satisfaction, implement corrective and preventive measures Risk management and policy implementation for various day to day processes Capability to quickly build/edit processes to manage new initiatives with existing bandwidth for growth experiments Areas of Responsibility Managing the business operations ensuring the best possible customer experience, TAT adherence and compliance Developing and implementing systems, and operational processes and coordinating with various stakeholders and teams to deliver delightful customer service Compliance and customer service frameworks for various digital products being extended at our company Automation of at least 2 processes or activities to achieve cost savings or deliver better customer experience or improve efficiency Competitor and Market study to understand the best practices and design an implementation plan for the same Achieve an uptick in Net promoter score Special Requirements (If any) Problem-solving Analytical thinking Research acumen Judgment and Decision Making Exceptional communication skills. Proven ability toward constructive networking Team player and multi-tasker with exceptional organizational skills Sales and Marketing know-how Must have experience in Secured lending / unsecured lending business Job Location / State Chennai Compensation Band As per policy Entitlements As per policy Stake Holders Should be able to manage multiple stakeholders and collaborate with business heads in SULB Career Progression Educational Qualification / Technical Certification Any UG/PG or MBA Skill Sets Basic Knowledge of various marketing, sales and operations related concepts Exceptional communication and presentation skills Strong networking, negotiation and collaboration skills, and ability to work effectively in a complex multicultural and multi-time zone organization Good analytical and program management skills Ability to keep oneself updated on the regulatory frameworks and changes Communication Skills 20 Experience 4 + years of overall experience 21 Behavioral Competencies Uncompromising ethical standards and discipline expected 22 Other Requirements (If any) C 22 Prepared by (Name/Designation/ Date) Vishnu G/HCMD 23 Approved by (Name/Designation/ Date) Vinod Reddy/Head SULB MFL/HR/JD/V1.0@2013 Not for External Circulation

Manager- Internal Audit Location: Bangalore Experience: 5+ Years What is Muthoot FinCorp ONE? Muthoot FinCorp ONE, is a fintech startup, building a financial ecosystem where customers can access relevant and reliable digital services across an expansive range of digital financial products in segments like Lending, Saving & Investment, Protection, and Remittance. Our products are designed to ensure a simple, reliable, and responsive financial environment for our customers. Envisioned to be the most trusted financial service provider, our app has an easy-to-use interface aimed to enhance user experience and comfortable navigation. Our promoter, Muthoot FinCorp Ltd., is one of the most reputed names in the Fintech industry and has the customers trust in diverse segments like Financial Services, Automotive, Hospitality, Alternate Energy, Real Estate, and Precious Metals. In our quest to build teams across diversified domains, we recently acquired Paymatrix, an award-winning start-up founded in 2016. It has helped us venture into rent and rent-related payments and other vendor payments using credit cards. Currently, we are working on transforming Paymatrix into a Virtual POS platform. Muthoot FinCorp ONE believes in an ownership driven startup culture, where cumulative success is paramount, and each team member is valued and nurtured. Job Summary: We are seeking a highly skilled experienced Manager/Senior manager of Internal Audit background to join our team focused on auditing our digital lending applications. The successful candidate will be responsible for evaluating and assessing the internal controls, process and risk associated with out digital lending platform. This role required expertise in digital lending operations, a strong understanding of audit methodology and the ability to provide strategic recommendations for enhancing controls environments. Key responsibilities: Conduct comprehensive audits of the digital lending application to ensure compliance with regulatory requirements internal polices and industry best practices. Develop and execute risk-based audit plans for assessing the effectiveness of internal controls and processes related to digital lending activity. Identify and analysis key risk and control gaps within the digital lending platform and provide recommendation for mitigating identified risk. Collaborate with cross functional teams including IT, Risk management, compliance and business operations to coordinate audit activities and facilitate remediation efforts. Perform detailed testing of controls, data integrity and security measures implemented within the digital lending applications. Prepare clear and concise audit reports, documenting findings, observation and recommendation for management review and action. Monitor the implementation of audit recommendations and track remediation activity to ensure timely resolution of identified issues. Stay abreast of emerging trends and regulations and developments in the digital lending industry to enhance audit methodology and approach.\ Qualifications: Qualified CA professional, additional certification (CIA, CISA) Experience: Minimum 2 -3 years of experience in internal audit, risk management or compliance role with a focus on digital lending or financial technology (Fintech) platforms. Strong understanding of digital lending process, technology and regulatory requirements. Excellent analytical and problem-solving skills, effective communication skills both verbal and written with the ability to articulate complex issues clearly and concisely to diverse audiences. The role may require occasional travel to conduct meeting with stakeholders. MFL One is an equal opportunity employers and welcome candidate from a diverse background to apply.

Company Name Muthoot Fincorp Limited Job Title Relationship Manager - Wealth Grade MM1 Designation Assistant Manager Location Erode Reports to Span Of Control NA Our Brand Purpose To transform the life of the common man by improving their financial wellbeing JOB DESCRIPTION ROLE SUMMARY (PURPOSE) The primary responsibility of Relationship Manager in the Wealth Channel at Muthoot FinCorp is to cultivate and manage relationships with high-net-worth individuals, families, or businesses seeking wealth management and financial advisory services KEY RESPONSIBILITIES Business Development and Relationship Management Identify opportunities to expand the client base through referrals, networking, and prospecting to meet revenue targets. Conduct daily sales calling with the prospective new clients and identify their needs. Provide and develop solutions and suggest schemes to client s basis their requirements and goal. Achieve financial goals of the clients through various product lines like LI, MF, FI, GI and other liabilities products. Update and cross sell products and services to existing clients and update them about the primary and secondary market trends. Ensure that revenue for the total review period meets the target revenue targets basis the vintage and the guidelines and compliances at MFL. Build and maintain strong, long-term relationships with high-net-worth clients by understanding their financial goals, needs, and risk tolerance. Collaborate with clients to develop comprehensive financial plans that encompass investments, estate planning, retirement, tax strategies, and wealth preservation. Educate clients about market trends, investment options, and financial planning strategies to empower them to make informed decisions Portfolio Management Manage clients investment portfolios by selecting appropriate asset classes, investment vehicles, and strategies to achieve their financial objectives. Evaluate clients risk tolerance and ensure investment strategies align with their risk profiles while minimizing potential financial risks. Adhere to all regulatory guidelines and compliance standards, ensuring that clients investments comply with relevant laws and regulations Self and stakeholder management Provide regular performance reports to clients, detailing the performance of their portfolios, investment strategy adjustments, and progress toward financial goals. Stay updated on financial products and services, including stocks, bonds, mutual funds, alternative investments, and insurance products, to provide informed recommendations. Collaborate with other departments, such as legal, tax, and estate planning, to offer comprehensive financial solutions to clients. KEY SKILLS & BEHAVIOURAL ATTRIBUTES Key Skills- Relationship building and client-focused approach, Investment analysis and financial planning, Risk management and compliance, Sales and business development, financial product knowledge, analytical and problem solving, Interpersonal, communication and presentation skills. Behavioral Attributes- Driven and in alignment with our Purpose Transforming the life of the common man by improving their financial well-being and anchored by our core value of integrity, collaboration, and excellence. Culture at Muthoot Pappachan Group We do everything to gain and maintain the Trust of all the stakeholders and don t do anything to loose their Trust . Trust is the overarching Core Value , one which, our other values have been built. Our Core Values Integrity Asking oneself before saying, doing or deciding on anything, whether it s passing the test of integrity No unethical shortcuts, to save time, money and energy Strict adherence to regulatory and other statutory bodies guidelines Transparency in all business deals Offer solutions to customers on the basis of their needs only Encourage people to highlight any practices that go against this core value Collaboration Genuinely believe & treat the organization as your family Encourage people to build healthy professional relationship with members of other departments and functions Welcome feedback from other departments Encourage people from other departments to join for brainstorming sessions Look at the big picture (organization goals) rather than limiting the vision to the individual / department goal Help others to achieve their goals / tasks Excellence Maddeningly pursue excellence Look for best outcomes before finalizing the approach Maintain a constructive and critical mindset to gauge & ensure quality Open for constructive feedback from others to refine the final output Benchmark against the best only, should not be basis convenience We should look for continuous improvement Recognize and appreciate if we observe any superior performance Do not get settled for less at any cost display the go getter attitude Encourage people to stretch to achieve excellence Building on the bedrock of Core Values, below are the other key constituents of the Culture Code Honesty Humility Empathy Empowerment Agility Ownership Fresh Thinking & Continuous Renewal Inclusion Work-Life Balance Role Requirements Education Any UG/PG or MBA Qualifications NA Experience 4+ years of overall experience

Company Name Muthoot Fincorp Limited Job Title Relationship Manager - Wealth Grade MM1 Designation Assistant Manager Location Erode Reports to Span Of Control NA Our Brand Purpose To transform the life of the common man by improving their financial wellbeing JOB DESCRIPTION ROLE SUMMARY (PURPOSE) The primary responsibility of Relationship Manager in the Wealth Channel at Muthoot FinCorp is to cultivate and manage relationships with high-net-worth individuals, families, or businesses seeking wealth management and financial advisory services KEY RESPONSIBILITIES Business Development and Relationship Management Identify opportunities to expand the client base through referrals, networking, and prospecting to meet revenue targets. Conduct daily sales calling with the prospective new clients and identify their needs. Provide and develop solutions and suggest schemes to client s basis their requirements and goal. Achieve financial goals of the clients through various product lines like LI, MF, FI, GI and other liabilities products. Update and cross sell products and services to existing clients and update them about the primary and secondary market trends. Ensure that revenue for the total review period meets the target revenue targets basis the vintage and the guidelines and compliances at MFL. Build and maintain strong, long-term relationships with high-net-worth clients by understanding their financial goals, needs, and risk tolerance. Collaborate with clients to develop comprehensive financial plans that encompass investments, estate planning, retirement, tax strategies, and wealth preservation. Educate clients about market trends, investment options, and financial planning strategies to empower them to make informed decisions Portfolio Management Manage clients investment portfolios by selecting appropriate asset classes, investment vehicles, and strategies to achieve their financial objectives. Evaluate clients risk tolerance and ensure investment strategies align with their risk profiles while minimizing potential financial risks. Adhere to all regulatory guidelines and compliance standards, ensuring that clients investments comply with relevant laws and regulations Self and stakeholder management Provide regular performance reports to clients, detailing the performance of their portfolios, investment strategy adjustments, and progress toward financial goals. Stay updated on financial products and services, including stocks, bonds, mutual funds, alternative investments, and insurance products, to provide informed recommendations. Collaborate with other departments, such as legal, tax, and estate planning, to offer comprehensive financial solutions to clients. KEY SKILLS & BEHAVIOURAL ATTRIBUTES Key Skills- Relationship building and client-focused approach, Investment analysis and financial planning, Risk management and compliance, Sales and business development, financial product knowledge, analytical and problem solving, Interpersonal, communication and presentation skills. Behavioral Attributes- Driven and in alignment with our Purpose Transforming the life of the common man by improving their financial well-being and anchored by our core value of integrity, collaboration, and excellence. Culture at Muthoot Pappachan Group We do everything to gain and maintain the Trust of all the stakeholders and don t do anything to loose their Trust . Trust is the overarching Core Value , one which, our other values have been built. Our Core Values Integrity Asking oneself before saying, doing or deciding on anything, whether it s passing the test of integrity No unethical shortcuts, to save time, money and energy Strict adherence to regulatory and other statutory bodies guidelines Transparency in all business deals Offer solutions to customers on the basis of their needs only Encourage people to highlight any practices that go against this core value Collaboration Genuinely believe & treat the organization as your family Encourage people to build healthy professional relationship with members of other departments and functions Welcome feedback from other departments Encourage people from other departments to join for brainstorming sessions Look at the big picture (organization goals) rather than limiting the vision to the individual / department goal Help others to achieve their goals / tasks Excellence Maddeningly pursue excellence Look for best outcomes before finalizing the approach Maintain a constructive and critical mindset to gauge & ensure quality Open for constructive feedback from others to refine the final output Benchmark against the best only, should not be basis convenience We should look for continuous improvement Recognize and appreciate if we observe any superior performance Do not get settled for less at any cost display the go getter attitude Encourage people to stretch to achieve excellence Building on the bedrock of Core Values, below are the other key constituents of the Culture Code Honesty Humility Empathy Empowerment Agility Ownership Fresh Thinking & Continuous Renewal Inclusion Work-Life Balance Role Requirements Education Any UG/PG or MBA Qualifications NA Experience 4+ years of overall experience

Company Name Muthoot Fincorp Limited Job Title Relationship Manager - Wealth Grade MM1 Designation Assistant Manager Location Erode Reports to Span Of Control NA Our Brand Purpose To transform the life of the common man by improving their financial wellbeing JOB DESCRIPTION ROLE SUMMARY (PURPOSE) The primary responsibility of Relationship Manager in the Wealth Channel at Muthoot FinCorp is to cultivate and manage relationships with high-net-worth individuals, families, or businesses seeking wealth management and financial advisory services KEY RESPONSIBILITIES Business Development and Relationship Management Identify opportunities to expand the client base through referrals, networking, and prospecting to meet revenue targets. Conduct daily sales calling with the prospective new clients and identify their needs. Provide and develop solutions and suggest schemes to client s basis their requirements and goal. Achieve financial goals of the clients through various product lines like LI, MF, FI, GI and other liabilities products. Update and cross sell products and services to existing clients and update them about the primary and secondary market trends. Ensure that revenue for the total review period meets the target revenue targets basis the vintage and the guidelines and compliances at MFL. Build and maintain strong, long-term relationships with high-net-worth clients by understanding their financial goals, needs, and risk tolerance. Collaborate with clients to develop comprehensive financial plans that encompass investments, estate planning, retirement, tax strategies, and wealth preservation. Educate clients about market trends, investment options, and financial planning strategies to empower them to make informed decisions Portfolio Management Manage clients investment portfolios by selecting appropriate asset classes, investment vehicles, and strategies to achieve their financial objectives. Evaluate clients risk tolerance and ensure investment strategies align with their risk profiles while minimizing potential financial risks. Adhere to all regulatory guidelines and compliance standards, ensuring that clients investments comply with relevant laws and regulations Self and stakeholder management Provide regular performance reports to clients, detailing the performance of their portfolios, investment strategy adjustments, and progress toward financial goals. Stay updated on financial products and services, including stocks, bonds, mutual funds, alternative investments, and insurance products, to provide informed recommendations. Collaborate with other departments, such as legal, tax, and estate planning, to offer comprehensive financial solutions to clients. KEY SKILLS & BEHAVIOURAL ATTRIBUTES Key Skills- Relationship building and client-focused approach, Investment analysis and financial planning, Risk management and compliance, Sales and business development, financial product knowledge, analytical and problem solving, Interpersonal, communication and presentation skills. Behavioral Attributes- Driven and in alignment with our Purpose Transforming the life of the common man by improving their financial well-being and anchored by our core value of integrity, collaboration, and excellence. Culture at Muthoot Pappachan Group We do everything to gain and maintain the Trust of all the stakeholders and don t do anything to loose their Trust . Trust is the overarching Core Value , one which, our other values have been built. Our Core Values Integrity Asking oneself before saying, doing or deciding on anything, whether it s passing the test of integrity No unethical shortcuts, to save time, money and energy Strict adherence to regulatory and other statutory bodies guidelines Transparency in all business deals Offer solutions to customers on the basis of their needs only Encourage people to highlight any practices that go against this core value Collaboration Genuinely believe & treat the organization as your family Encourage people to build healthy professional relationship with members of other departments and functions Welcome feedback from other departments Encourage people from other departments to join for brainstorming sessions Look at the big picture (organization goals) rather than limiting the vision to the individual / department goal Help others to achieve their goals / tasks Excellence Maddeningly pursue excellence Look for best outcomes before finalizing the approach Maintain a constructive and critical mindset to gauge & ensure quality Open for constructive feedback from others to refine the final output Benchmark against the best only, should not be basis convenience We should look for continuous improvement Recognize and appreciate if we observe any superior performance Do not get settled for less at any cost display the go getter attitude Encourage people to stretch to achieve excellence Building on the bedrock of Core Values, below are the other key constituents of the Culture Code Honesty Humility Empathy Empowerment Agility Ownership Fresh Thinking & Continuous Renewal Inclusion Work-Life Balance Role Requirements Education Any UG/PG or MBA Qualifications NA Experience 4+ years of overall experience

VENDOR MANAGEMENT: Cost closure with all vendors PAN India after the final requirement is shared with Procurement by the production team with their preferred vendor list. If the preferred vendor could not be closed at the decided target price then commercial keeps the right to change the vendor by intimating the same to production team. Preparing pre event P/L after negotiation and getting the final invoices of all the vendors The vendor ledger account is reconciled in every quarter with accounts for the vendor confirmation to mitigate the difference at the end of the FY. To look after all purchases of the materials for the events, interior decorator, retail projects and vendor management Strong leadership skills. Working knowledge of finance and/or accounting in terms of budgeting, cost management, financial accounting, treasury, risk management etc. Industry knowledge of finance and/or accounting in terms of broad industry dynamics on the buy side (and the sell side) but also the internal knowledge and language of the business (The candidate should ideally be from the event industry) Strong negotiation skills to use for large commercial deals Should have experience with modern sourcing and procurement systems Maintain an updated list of approved vendors & artists ensure that only they are used by the rest of the Operations team. Ensure that the most appropriate vendors are given work after due diligence. Zero percent escalation of any vendor issues to HOD Identification and realization of cost saving and cost reduction opportunities.

Role Description We are a team of 10 based in Frankfurt, London, Bangalore and Pune covering full trading & Portfolio Manager application support for the DWS security lending business and some of Municipal Desk. 3We as part of the Technology Trade and Product department act as a natural interface between our business users who are DWS Security Lending traders and other internal/external technical teams. We cover all technical communication between DWS and the external providers regarding third-party applications. As owners of IT applications, we are customer-centric and contribute significantly to DWS' overall goals of increasing assets. Your tasks: The IT Application Owner (ITAO) for Trading, Product related, Portfolio Management and Municipal Desk applications acts as a hands-on technician, performing various tasks related to the required services within the service management environment. The ITAO has sound IT risk management skills. They follow one of a number of possible service delivery approaches, acknowledge interference with the IT applications life cycle and assist with incorporating the adopted approach into best practice. The ITAO is aware of the gap in the current infrastructure solutions and where industry innovations are along the maturity lifecycle. They work with application stakeholders to improve the infrastructure, ensuring compliance with the technical roadmap. The ITAO has a sound knowledge of development methodologies and the IT policies necessary to perform effectively in the organization, aligned to the banks appetite for risk. The ITAO acts to improve safety and security of the application, compliance with regulations, policies and standards, enhance operational readiness, and ease maintenance of the environment for delivering change into production. The ITAO supports the banks audit function in the remediation of audit points and self-identified issues in order to reduce risk. The ITAO is responsible for producing and maintaining accurate documentation on compliance with methodologies, IT policies and IT security requirements. The ITAO interacts with and influences colleagues on the governance of IT platform reliability and resilience. Your key responsibilities Candidate must: Optimum support of the business process by the application Maintenance of the benefit (economic efficiency) of an IT application Support of the business process owner in IT matters Compliance with the IT security and data protection requirements Planning and support of application optimization projects Verification of the contracting parties' compliance with the SLA (service level agreement) Your skills and experience Technical Skills Essential: In-depth knowledge of the specialist area In-depth knowledge of the application specifications or application Knowledge of the project and operation requirements of the core organization (e.g. for procurement, financing, controlling, security) Knowledge of business organization and change and release management Communication and collaboration with users and developers in the project organization Ability to work in a team, to communicate and to resolve conflicts.

Role Description KYC Client Outreach function is responsible for supporting Know Your Customer (KYC) execution in accordance with the Bank compliance policies and procedures. The role plays an important part as liaison between stakeholder groups involved in the delivery of KYC processes. Single point of contact to interact with business/clients to obtain KYC, Tax, and regulatory requirements for all onboarding and periodic reviews. Exhibit the highest standards of client engagement with transparency and focus on the client experience. Your key responsibilities Liaise with internal and external stakeholders on a daily basis (KYC operations, Business, compliance, CoE, clients) Ensure that all required documents and data from clients is collected and stored in Vantage and as such delivered to the CDU for further processing in line with regulatory and internal requirements, including FATCA, CRS, ESR (Environmental and Social Responsibility). Understand and confidently communicate the KYC requirements to internal and external stakeholders Support and educate clients on KYC initiatives of the bank and general KYC/AML requirements Acquire and maintain accurate KYC documentation Validate provided documentation for reasonableness and completeness Ensure high quality customer experience Monitoring and supervision of KYC control environment Your skills and experience Previous experience in KYC/AML in a client facing environment is highly preferable Fluency in English both verbal and written is required to support. Highly analytical person with ability to recognise important information and identify risks Strong organisational skills with excellent attention to detail Ability to deliver to a high standard under pressure and short deadlines Ability to multitask and manage a high number of priorities Good knowledge of MS office package (Word, Excel, Powerpoint).

Role Description Branch Banking is the liability business for Deutsche Bank present in 17 locations across India . This carters to a wide variety of population through its distinct channels like Personal banking, Private Banking and Business Banking. Your key responsibilities This is an individual contributor role This role is a merged role, including assets & trade forex products and continually grow client base by continuous acquisition Ticket size: Assets 1Cr to 50Cr / Trade Forex - clients with annual turnover of 500 Cr Acquisition: Assist Head Relationship Manager in executing successful micro-events for acquisition of new clients. Acquire new accounts from group companies / family of existing customers. Acquire new accounts from referrals from existing customers. Focus on acquiring Trade Accounts, increase trade volumes and generate forex revenue Relationship Building / Deepening / Cross Sell: Primarily responsible in building and deepening mapped business banking portfolio. Ensure consistent growth of the Business Banking portfolio. Synergize for maximum penetration of business banking products, trade, forex, and Insurance & Investment sales to new / existing customers Risk Management & Governance: Ensure awareness and adherence with the Know Your Customer policy, Anti Money. Laundering Policy, Mis-selling Policy, Information Protection Policy, Operational Risk, Code of Conduct and other laid down compliance norms of the bank as stipulated from time to time Provide regular feedback on the changing customer needs to the Product team and Service Quality team. Any suspicious transaction to be immediately reported to the Area Manager. Promotion of Alternate Channels and Doorstep Banking. Increase customer contact ability by capturing email address and mobile number. Your skills and experience 5-10 years of experience into Business Banking as an RM Candidate must be comfortable to source business through open market channels Candidate must be comfortable to source business through open market channels Candidate should have excellent communication in English and well groomed.

Role Description The 1st line Tech Risk and controls function at Deutsche sits within the Group Technology Infrastructure (GTI) for Deutsche Bank Group. GTI has the largest footprint within the Technology, Data and Innovation division and is joined by other business-aligned CIO IT divisions. The Tech Risk and Controls is a dynamic team, consistently in demand, for providing guidance and challenge to deliver change and maintain systems in a secure and resilient manner. As part of the team, you will join the Banks journey and contribute towards our strategic goal of cloud enabled solutions as well as activities that improve our operational resilience and risk reduction. Specifically, you will bring expertise to Control definition and assessments capability across IT Infrastructure, SDLC and Architecture domains supporting a proactive risk management function. It will therefore also include providing change risk advisory services for transformational change programs undertaken by or impacting GTI. You will liaise with other risk and control functions, on a management level to assure the integration of risk initiatives and projects. You will also support Regulatory Adherence and Policy Management function within TDI Risk Management. Its purpose is to provide oversight and supervision of new & changed material regulation impacting TDI, including full traceability to derived DB-specific Policies, Procedures, Key Operating Documents and Supporting Documents. Your key responsibilities Risk & Control Management Identify and evaluate potential areas of non-compliance or risk, assessing impact, probability and present findings and proposals for risk mitigation measures. Support the delivery of the risk and control initiatives. This includes participation in risk and control activities, risk-based control reporting of key issues, performance and validation of cyclical activities such as annual control self-assessments. Work closely with teams in and out of the division to understand risks impacting the group. Align internal Deutsche Bank policies/procedures against industry recognized framework to strengthen the control framework and its implementation for both within the Bank and our 3rd party vendor relationships Ensure management transparency by way of timely risk reporting and proactive engagement and representing controls team at different governing forums Regulatory Adherence and Policy Management Coordination of regulatory adherence assessments across sub-divisions within TDI and management and review of Policies, Procedures, Key Operating Documents, Supporting Documents within TDI. Engage with stakeholders across TDI and other (e.g. 2nd line of defence) divisions in reviewing, assessing, and documenting the impact of regulations and planning remedial actions. Steer and support the publication of a consistent set of global and local Policies, Procedures, Key Operating Documents and Supporting Documents relating to Information Technology from laws, rules, and regulations. Risk remediation and Change Risk Advisory Support the Head of TDI GTI Risk Management in assessing risks related to strategic changes within the GTI Organization Proactively monitor risk landscape shift within the industry to identify transformation project opportunities to insulate Deutsche Bank from any potential risk exposure e.g., Production design life cycle, application and infrastructure architecture and its resilience Stakeholder Management Identify, Partner and Collaborate Work with relevant stakeholders to identify and assess controls gaps related to technology risk - measure and mitigate them in a timely manner Align with COO Division Control Office (DCO) team and NFRM (2nd LoD) ensuring successful and consistent implementation of the established control framework. Promote and support proactive IT risk culture at the Bank. Your skills and experience Desired experience Minimum 5 years of experience as Risk and Control Lead in designing and implementation of Technology risk framework or IT Audit in a global organization. Experience in a regulatory oversight, assurance, or policy management function within technology. Or have suitable compliance or audit background within infrastructure (and preferably IT & Information Security). Extensive experience regarding development, training and implementation of IT Policies, Procedures, Key Operating Documents and Supporting Documents. Good understanding of Industry best practices such as NIST, COBIT, ITIL and ISO 27001 Other professional qualifications and certifications in Technology risk management Desired behaviors A strong team player comfortable in a cross-cultural and diverse operating environment Result oriented and ability to deliver under tight timelines Ability to successfully resolve conflicts in a globally matrix driven organization Excellent communication and collaboration skills Desire to learn about new and emerging technologies and continuous upskilling Must be comfortable with navigating ambiguity to extract meaningful risk insights.

We are looking for a skilled professional with 2 to 7 years of experience to join our team as an Area Credit Manager in Emerging Corporate-Credit Appraisal, located at Auto Plaza in Hyderabad. Roles and Responsibility Ensure quality credit underwriting and maintain high standards. Monitor portfolio performance, including delinquencies, deferrals, and annual reviews/renewals. Develop market intelligence through regular interactions with competitors, key business groups, CA firms, and other stakeholders. Identify potential stress accounts and take proactive measures for timely exit. Resolve audit queries, including RBI and statutory audits, within prescribed timelines. Collaborate with cross-functional teams to achieve business objectives. Job Minimum 2 years of experience in a related field, preferably in banking or financial services. Strong knowledge of credit appraisal, underwriting, and portfolio management. Excellent analytical and problem-solving skills with attention to detail. Ability to work effectively in a fast-paced environment and meet deadlines. Strong communication and interpersonal skills, with the ability to build relationships with clients and stakeholders. Experience working with emerging corporate clients and understanding their needs.

We are looking for a highly skilled and experienced Quality Executive to join our team in Visakhapatnam. The ideal candidate will have 11-13 years of experience in quality control, underwriting, and risk management. Roles and Responsibility Conduct personal discussions with cases as per laid down policies and procedures while maintaining strict adherence to quality. Adhere to agreed SLAs and timelines in completing assigned activities. Utilize skills in underwriting, disbursements, collateral, and coordination with cross-functional sales operations. Protect company assets through proper evaluation of credit requests and establishing credit limits. Ensure all loans are adequately documented and secured by appropriate collateral. Communicate credit decisions effectively to stakeholders. Improve underwriting efficiencies while ensuring adequate risk management. Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure. Job Minimum 11 years of experience in quality control, underwriting, or risk management. Strong knowledge of banking and financial services. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience in managing teams and leading projects. Educational qualificationsAny Graduate or Postgraduate degree. About Company TATA CAPITAL LIMITED is a leading player in the banking and financial services industry, committed to providing high-quality services to its customers.

We are looking for a highly skilled and experienced professional with 10 to 15 years of experience to join our team as a Manager - Retail Credit in Delhi. The ideal candidate will have a strong background in credit underwriting, risk assessment, and portfolio management. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Underwrite proposals according to laid down policies and procedures to meet business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to predict loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to maintain bankability standards. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree with a preference for CA/MBA certification. Minimum 10 years of experience in credit underwriting, risk assessment, or a related field. Possess strong knowledge of credit underwriting principles, risk assessment, and portfolio management. Demonstrate excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong analytical and problem-solving skills are required.

We are looking for a skilled professional with 6 to 11 years of experience to join our team as an Area Credit Manager in Large Corporate-Credit Appraisal, located at Chennai - Centennial Square -MM. The ideal candidate will have a strong background in credit appraisal and management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 6 years of experience in credit appraisal and management. Possess strong knowledge of credit risk strategy, underwriting, and credit policy. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a skilled professional with 4 to 6 years of experience to join our team as an Area Credit Manager in Mumbai. The ideal candidate will have a strong background in corporate finance and credit appraisal, with excellent analytical and leadership skills. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop, implement, review, and monitor various credit programs and provide training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Customize underwriting norms to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance and credit appraisal. Possess strong knowledge of credit policies, procedures, and regulations. Demonstrate excellent analytical, leadership, and communication skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are required.

We are looking for a skilled professional with 4 to 6 years of experience to join our team as an Area Credit Manager in Mid Corporate-Credit Appraisal, located in Mumbai - Lower Parel. The ideal candidate will have a strong background in credit appraisal and management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop, implement, review, and monitor various credit programs and provide training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Customize underwriting norms to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in credit appraisal and management. Possess strong knowledge of credit policies, procedures, and regulations. Demonstrate excellent analytical, communication, and leadership skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong problem-solving and decision-making skills are required.

We are looking for a highly skilled and experienced Credit Manager to join our team in Bengaluru. The ideal candidate will have 2 to 7 years of experience in credit underwriting, risk management, and customer relationship building. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios and calculate ratios to determine loan performance. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve optimal outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals in close liaison with the sales team. Undertake ongoing review of credit exposures to maintain bankability and facilitate critical review and documentation of proposals while monitoring client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps as needed while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Job Post Graduate or Graduate in any discipline. Minimum 2 years of experience in credit underwriting, risk management, or a related field. Possess strong knowledge of credit underwriting principles, practices, and procedures. Demonstrate excellent communication and interpersonal skills. Ability to work effectively in a fast-paced environment and meet deadlines is essential. Strong analytical and problem-solving skills are required. Experience in managing credit exposures and ensuring adherence to legal & documentation norms & policies is necessary.

We are looking for a highly skilled and experienced Credit Manager to join our team in Coimbatore. The ideal candidate will have 2 to 7 years of experience in credit appraisal, risk assessment, and financial analysis. Roles and Responsibility Prepare and amend notes and financial models with correct information. Develop credit notes detailing transaction structure and credit assessment. Regularly interact with collections and sales teams to track delinquencies and study delinquent cases. Meet customers to understand industry and market trends. Perform detailed financial analysis, attending to major movements in P&L and Balance sheet. Control and monitor post-disbursement documents, invoices, insurance, and RC through interactions with sales and customers. Manage the portfolio to meet quality documentation, post-disbursement documents, and delinquency levels requirements. Work on projects and process improvements. Conduct detailed financial appraisals covering business models, working capital cycles, profitability, and other key factors. Develop market intelligence by engaging with people from other banks and FIs regarding their policies, focus areas, and portfolio health. Identify automation opportunities in existing processes and new product development. Ensure high-quality credit underwriting and raise early warning signals for stress accounts, taking timely measures for exit. Ensure minimal audit queries, including RBI and statutory audits, and resolve them within prescribed timelines. Participate actively in customer visits and provide regular MIS on market intelligence. Job Minimum 2 years of experience in credit appraisal, risk assessment, or financial analysis. Strong knowledge of credit underwriting, financial modeling, and risk assessment. Excellent analytical and problem-solving skills. Ability to work effectively with cross-functional teams. Strong communication and interpersonal skills. A minimum degree of MBA/PGDBA/PGPM/CA or equivalent is required.