8480 Risk Management Jobs - Page 33

We are looking for a highly skilled and experienced professional with 10 to 15 years of experience to join our team as a Manager - Retail Credit in Rajkot. The ideal candidate will have a strong background in credit underwriting, risk management, and customer relationship building. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Underwrite proposals according to laid down policies and procedures to meet business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to predict loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster and regularly report the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to ensure continued bankability. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree with a preference for CA/MBA certification. Minimum 10 years of experience in credit underwriting, risk management, or a related field. Possess strong knowledge of credit underwriting principles, risk assessment, and credit risk management. Demonstrate excellent communication and interpersonal skills to build strong relationships with customers and stakeholders. Ability to work in a fast-paced environment and meet business volumes is essential. Strong analytical and problem-solving skills are needed to assess complex credit proposals. Experience in managing credit exposures and ensuring adherence to legal & documentation norms & policies is required.

We are looking for a skilled professional with 6 to 11 years of experience to join our team as a Manager - DSMG - BL, PL, UCL & LAP - X Bucket - Hubli - Central Building - JM* in the banking industry. Roles and Responsibility Manage and oversee daily operations of the business. Develop and implement strategies to achieve business objectives. Lead and motivate a team to meet sales targets. Build and maintain relationships with clients and stakeholders. Analyze market trends and competitor activity. Identify and mitigate risks to ensure compliance with regulatory requirements. Job Strong knowledge of financial services and broking. Excellent leadership and communication skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience in managing teams and achieving sales targets. Familiarity with risk management and compliance regulations.

We are looking for a highly skilled and experienced Regional Credit Manager to manage all activities pertaining to the sanction life cycle of all borrower accounts in Delhi. The ideal candidate will have 2 to 7 years of experience. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite for all customer segments for corporate finance products and present to senior level. Authorize deviations raised and documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Lead a team of credit approvers to ensure portfolio quality and manage delinquencies. Develop, implement, review, and monitor various credit programs, providing training and coaching to upgrade team competency and improve processing efficiency. Oversee and initiate follow-ups with external vendors to ensure timely query resolution and report submission, eliminating undue delays. Coordinate with the recoveries team and generate business insights. Travel extensively to oversee branches in the territory to develop business, guide the team, and ensure a quality portfolio. Ensure compliance with all Audit/other regulatory regulations, processes, policies, and reports as per company systems. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 2 years of experience in credit appraisal or a related field. Possess strong knowledge of credit policy, underwriting, and risk management. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a highly skilled and experienced professional with 2 to 7 years of experience to join our team as a Manager - Retail Credit - Housing - Credit in Bagalkot, Karnataka. The ideal candidate will have a strong background in credit underwriting and management. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios and loan to value ratios, and calculate ratios to determine loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster and regularly report the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to maintain bankability standards. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree. CA/MBA certification is preferable. Minimum 2 years of experience in credit underwriting and management. Possess strong knowledge of credit underwriting principles and practices. Demonstrate excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines.

We are looking for a highly skilled and experienced Credit Manager to join our team in Kolkata. The ideal candidate will have 2 to 7 years of experience in credit management, with a strong background in financial analysis and risk assessment. Roles and Responsibility Prepare and amend notes and financial models with correct information. Develop credit notes detailing transaction structuring and assessment. Regularly interact with collections and sales teams to track delinquencies and study delinquent cases. Meet customers to understand industry and market trends. Pre-approve and rate clients with exposure over Rs 500L. Conduct regular training sessions for sales, channel partners, and field staff on product policies and processes. Control and monitor post-disbursement documents, invoices, insurance, and RC through interactions with sales and customers. Manage the portfolio to meet quality documentation, post-disbursement document, and delinquency level requirements. Work on projects and process improvements. Critically evaluate transaction, business, financial, and industry risks involved in any given industry. Identify relevant and associated risks and submit appropriate mitigation strategies. Perform detailed financial analysis, attending to major movements in P&L and Balance sheet, and ascertaining/citing the precise reasons for such movements. Prepare the Credit Note comprising structure of the transaction and view of credit, detailing risk and mitigants. Develop market intelligence by engaging with people in other banks and FIs regarding their policies, focus areas, and portfolio health. Identify automation opportunities in existing processes and new product development. Ensure minimal audit queries, including RBI and statutory audits, and resolve them within prescribed timelines. Possess thorough knowledge of CE/CSV market practices. Actively participate in customer visits. Provide regular MIS on market intelligence. Job Minimum 2 years of experience in credit management or a related field. Strong skills in financial analysis, risk assessment, and credit underwriting. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Proficient in MS Office and other financial software. A minimum degree of MBA/PGDBA/PGPM/CA or equivalent is required.

We are looking for a skilled professional to fill the role of Regional Credit Manager in Baroda. The ideal candidate will have 6-8 years of experience in credit management, preferably in banking or financial services. Roles and Responsibility Manage and oversee credit operations within the region. Develop and implement effective credit policies and procedures. Conduct thorough credit assessments and risk analyses. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Ensure compliance with regulatory requirements and industry standards. Job Strong knowledge of credit management principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Strong communication and interpersonal skills. Experience working with financial data and reports. Familiarity with credit software and systems. A graduate degree is required for this position.

We are looking for a highly skilled and experienced Credit Appraisal Manager to join our team in Ahmedabad. The ideal candidate will have 3 to 8 years of experience in credit appraisal, risk assessment, and financial analysis. Roles and Responsibility Prepare and amend notes and financial models with correct information. Develop credit notes detailing transaction structuring and assessment. Regularly interact with collections and sales teams to track delinquencies and study delinquent cases. Meet customers to understand industry and market trends. Pre-approve and rate clients with exposure over Rs 500L. Conduct regular training sessions for sales, channel partners, and field staff on product policies and processes. Control and monitor post-disbursement documents, invoices, insurance, and RC through interactions with sales and customers. Manage the portfolio to meet quality documentation, post-disbursement documents, and delinquency levels requirements. Work on projects and process improvements. Perform detailed financial analysis, attending to major movements in P&L and Balance sheet, and ascertaining precise reasons for such movements. Prepare credit notes comprising transaction structure and credit view, detailing risks and mitigants. Conduct detailed financial appraisals covering business models, working capital cycles, profitability, etc. Develop market intelligence by engaging with people in other banks and FIs regarding their policies, focus areas, and portfolio health. Identify automation opportunities in existing processes and new product development. Ensure minimal audit queries, including RBI and statutory audits, and resolve them within prescribed timelines. Actively participate in customer visits. Provide regular MIS on market intelligence. Job Minimum 3 years of experience in credit appraisal, risk assessment, or financial analysis. Strong knowledge of credit underwriting, financial modeling, and risk management. Excellent analytical and problem-solving skills. Ability to work effectively in a team environment. Strong communication and interpersonal skills. A minimum degree of MBA/PGDBA/PGPM/CA or equivalent is required.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Pune. The ideal candidate will have 5-10 years of experience in credit appraisal, underwriting, and portfolio management. Roles and Responsibility Conduct thorough credit analysis and prepare comprehensive credit notes. Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement. Regularly meet with new and existing customers to build strong relationships. Monitor the portfolio regularly, identify stress accounts, and initiate corrective measures. Ensure continuous monitoring of high-value exposures in the region. Develop good market intelligence through regular interactions with competitors, key business groups, and CA firms. Job Strong knowledge of credit appraisal, underwriting, and portfolio management. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment and meet deadlines. Strong communication and interpersonal skills. Experience in managing teams and developing strategies for business growth. Familiarity with RBI regulations and statutory audits. A graduate degree is required. Competitive salary and benefits will be offered to the right candidate.

We are looking for a highly skilled and experienced professional with 10 to 15 years of experience to join our team as a Manager - Retail Credit in Tirupati. The ideal candidate will have a strong background in credit underwriting, risk assessment, and portfolio management. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster and regularly report the same. Build and facilitate effective relationships with third parties to achieve optimal outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to ensure continued bankability. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree with a preference for CA/MBA certification. Minimum 10 years of experience in credit underwriting, risk assessment, or a related field. Possess strong knowledge of credit underwriting principles, practices, and regulations. Demonstrate excellent communication, interpersonal, and analytical skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are required.

We are looking for a highly skilled and experienced Relationship Manager to join our team in Delhi. The ideal candidate will have 3-5 years of experience in sales, relationship management, and team management. Roles and Responsibility Develop and implement lead generation strategies to drive business growth. Build and maintain strong relationships with key clients and stakeholders. Lead and manage a team of Area Sales managers and Relationship Managers. Identify opportunities and implement strategies to grow the portfolio in the small and medium Enterprises sector. Collaborate with clients to understand their equipment leasing needs and propose custom solutions. Optimize team productivity and ensure achievement of team results. Job Minimum 3-5 years of experience in sales, relationship management, or a related field. Strong understanding of customer focus, influence, collaboration, financial acumen, risk management, speed, meritocracy, tech quotient, adaptability, integrity, resilience, and agility. Experience in managing teams and driving business growth. Ability to develop market intelligence capabilities to identify trends and opportunities. Strong networking skills to build relationships with key stakeholders. Excellent communication and interpersonal skills to work effectively with clients and team members.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Hyderabad. The ideal candidate will have 4 to 6 years of experience in corporate finance, credit appraisal, or a related field. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs while providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans, evolving underwriting norms customized to local market needs and enhancing consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance, credit appraisal, or a related field. Possess strong knowledge of credit appraisal, underwriting, and risk management principles. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Chennai. The ideal candidate will have 2-7 years of experience in corporate finance, credit appraisal, and portfolio management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs while providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans, evolving underwriting norms customized to local market needs and enhancing consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 2 years of experience in corporate finance, credit appraisal, and portfolio management. Possess strong knowledge of credit policy, underwriting, and risk management. Demonstrate excellent leadership and communication skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong analytical and problem-solving skills are required.

We are looking for a highly skilled and experienced Credit Manager to join our team in Ahmedabad. The ideal candidate will have 2 to 7 years of experience in credit management, with a strong background in financial analysis and risk assessment. Roles and Responsibility Prepare and amend notes and financial models with correct information. Develop and maintain credit notes, detailing transaction structuring and assessment. Regularly interact with collections and sales teams to track delinquencies and study delinquent cases. Meet customers to understand industry and market trends. Pre-approve and rate clients with exposure over Rs 500L. Conduct regular training sessions for sales, channel partners, and field staff on product policies and processes. Control and monitor post-disbursement documents, invoices, insurance, and RC through interactions with sales and customers. Manage the portfolio to meet quality documentation, post-disbursement document, and delinquency level requirements. Work on projects and process improvements. Critically evaluate transaction, business, financial, and industry risks involved in any given industry and identify relevant associated risks, submitting appropriate mitigation strategies. Perform detailed financial analysis, attending to major movements in P&L and Balance sheet, and prepare credit notes detailing transaction structure and credit view, including risk and mitigants. Develop market intelligence by engaging with people in other banks and FIs regarding their policies, focus areas, and portfolio health. Identify automation opportunities in existing processes and new product development. Ensure minimal audit queries, including RBI and statutory audits, and resolve them within prescribed timelines. Possess thorough knowledge of CE/CV market practices and actively participate in customer visits. Provide regular MIS on market intelligence. Job Minimum 2 years of experience in credit management or a related field. Strong knowledge of financial analysis, risk assessment, and credit underwriting. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Proficiency in MS Office and other financial software. A minimum degree of MBA/PGDBA/PGPM/CA or equivalent is required.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Pune. The ideal candidate will have 4 to 9 years of experience in corporate finance, credit appraisal, or a related field. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance, credit appraisal, or a related field. Possess strong knowledge of credit policies, procedures, and regulations. Demonstrate excellent analytical, communication, and leadership skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong attention to detail and organizational skills are required.

We are looking for a highly skilled and experienced Risk Manager to join our team in Mumbai. The ideal candidate will have 7-8 years of experience in risk management, preferably within the banking or financial services industry. Roles and Responsibility Develop and implement effective risk management strategies to mitigate operational risks. Conduct thorough analysis of credit and financial data to identify potential risks and opportunities. Collaborate with cross-functional teams to develop and implement process improvements. Manage and analyze large datasets to draw meaningful conclusions and drive business decisions. Engage with diverse stakeholders to drive projects within defined timelines. Review and update Internal Finance Control (IFC) documents and processes. Job MBA preferred with a financial background or CA certification. Strong analytical and problem-solving skills with the ability to manage large datasets. In-depth understanding of financial products across retail and commercial lending. Good communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Understanding of regulatory requirements for NBFCs, HFCs, and other financial institutions.

We are looking for a highly skilled and experienced Credit Manager to join our team in Mumbai. The ideal candidate will have 3 to 8 years of experience in credit underwriting, preferably in an NBFC, MFI, SFB, or bank. Roles and Responsibility Responsible for credit risk analysis and underwriting for microfinance and business correspondent loan proposals. Reviews and analyzes operations, financial statements, annual reports, CIBIL, AMLOCK, and other relevant information. Periodically reviews the sector through detailed reports and prepares quarterly and event-based reports on industry and client level updates for senior management. Prepares reports and presentations of findings and recommendations for seniors. Reviews and assesses JLG loan applications and business correspondence within defined guidelines. Underwrites corporate proposals for financial institutions covering microfinance funded business correspondence partners. Assesses income to obligation ratios and loan to value ratios, with a deep understanding of the rationale behind ratio calculations and their impact on loan performance over long tenures. Maintains portfolio MIS, delinquency MIS, and other operations-related MIS of the cluster and regularly reports the same. Facilitates critical review and documentation of proposals and effectively monitors client and collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal and documentation norms and policies. Improves underwriting efficiencies while ensuring adequate risk management and prepares score-based internal rating models to recommend risk-adjusted credit decisions through detailed assessment reports, along with measures to mitigate risks. Prepares Early Warning Signals reports for the segment based on evolving credit controls at clients'' end and external environment to control PDs and LGDs for the entire portfolio. Manages audits and ensures adherence to regulatory and internal policy guidelines, ensuring 100% compliance in lending standards adhering to the company''s credit policy. Evaluates policy adherence time to time and raises red flags when it is breached, working closely with the risk team to highlight possible credit losses at different points. Manages credit cost at the lowest level benchmarked to industry and provides expert views when new products or processes are introduced, giving signoff approval. Collaborates with cross-functional teams to achieve business objectives and drive growth. Job Minimum 3 years of experience in credit underwriting, preferably in an NBFC, MFI, SFB, or bank. Strong understanding of credit underwriting principles, including scorecards and income to obligation ratios. Experience with business correspondent models, JLG, SHG, and direct lending business. Familiarity with technology and automation, as well as good analytical and problem-solving skills. Ability to work closely with cross-functional teams and communicate complex ideas effectively. Post Graduate/Graduate in any discipline. EducationPost Graduate/Graduate in any discipline. TitleCredit Manager - Micro Finance Business - Mumbai - Lodha (I-Think Techno Campus) - JM, ref=6589335.

We are looking for a highly skilled and experienced professional to join our team as a Manager - Credit (Infra) in Mumbai. The ideal candidate will have 4 to 9 years of experience in the banking or financial services industry. Roles and Responsibility Understand financial statements and perform financial analysis of corporates and mid-corporates. Prepare credit appraisal notes in a concise manner, highlighting key aspects of transactions. Develop financial models using MS-Excel for business plan preparation and financial projections. Provide domain expertise in sectors under coverage, including banking and lending. Conduct research-oriented work with attention to detail and identify key drivers, risks, and issues in transactions. Draft term sheets and lead discussions with clients and stakeholders to understand key aspects and risks of transactions. Job Strong understanding of financial statements and financial analysis of corporates and mid-corporates. Proficient writing skills for preparing credit appraisal notes concisely. Experience with financial modeling skills using MS-Excel for business plan and financial projections. Domain expertise in sectors under coverage, including banking and lending. Research-oriented approach with attention to detail. Ability to present transactions internally to senior management, highlighting strengths, risks, and mitigants.

We are looking for a highly skilled and experienced professional to join our team as a Manager-CF-Credit Digital in Mumbai - Lower Parel. The ideal candidate will have 2-4 years of experience in the field. Roles and Responsibility Automation across products and digital transformation of existing credit processes. Collaborate with Product, Technology, and Business teams to devise innovative solutions. Monitor solution performance and improve turnaround time (TAT). Analyze various processes and recommend changes to initiate cost savings and optimize resources. Conduct random process audits and implement measures to maximize customer satisfaction. Increase productivity through internal process reviews and technology interventions. Job MBA/PGDBA/PGPM or equivalent degree. Strong background in finance and accounting. Excellent analytical and problem-solving skills. Ability to work closely with cross-functional teams. Strong communication and negotiation skills. Experience in contracts negotiations, resource rationalization, and automation.

We are looking for a highly skilled and experienced professional with 2 to 7 years of experience to join our team as a Manager - Retail Credit - Housing - Credit in Vijayawada. The ideal candidate will have a strong background in credit underwriting, risk assessment, and portfolio management. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios, loan to value ratios, and calculate ratios to determine Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve optimal outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to ensure continued bankability and facilitate critical review and documentation of proposals while monitoring client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps when needed and ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree with a preference for CA/MBA certification. Strong knowledge of credit underwriting, risk assessment, and portfolio management. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience in managing teams and facilitating quick turnaround times for credit lending proposals.

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Ahmedabad. The ideal candidate will have 4 to 6 years of experience in corporate finance, credit appraisal, and portfolio management. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Engage in development, implementation, review, and monitoring of various credit programs, providing training and coaching to continuously upgrade the competency of the team. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop, implement, review, and monitor various credit programs and provide training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Evolve underwriting norms customized to local market needs and ensure continued enhancement and execution of consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance, credit appraisal, and portfolio management. Possess strong knowledge of credit policies, procedures, and regulations. Demonstrate excellent communication, leadership, and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong analytical and decision-making skills are required.

We are looking for a skilled professional with 3 to 5 years of experience to join our team as a Manager in the RCU function, based in Mumbai. The ideal candidate will have excellent networking, written and oral communication, and presentation skills. Roles and Responsibility Verify loan documents through empaneled agencies to prevent fraud at the entry level. Conduct background and profile checks on customers and agencies through market intelligence and feedback. Ensure standardized RCU processes are followed across various locations. Regularly visit agencies and conduct performance appraisals for individual performance. Monitor national hunter and IT initiatives, and collate and report Pan India MIS. Perform agency audits to ensure compliance with laid down processes and procedures. Control application fraud through effective sampling. Conduct random cross-checks on reports submitted by verification agencies for authenticity. Manage agency payouts and related RCU costs within budgeted provisions. Provide timely reporting of monthly RCU and hunter MIS. Job Graduate degree. Minimum 3-5 years of experience in Bank/NBFC, preferably in the RCU function. Excellent networking, written and oral communication, and presentation skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience in shared services, departmental management, and business vertical operations is desirable. Knowledge of risk management principles and practices is an added advantage. Familiarity with auditing and quality control processes is beneficial. Understanding of financial regulations and compliance requirements is preferred. Ability to lead and manage teams effectively. Strong attention to detail and organizational skills. Proficiency in MS Office and other relevant software applications. The company offers a competitive salary and benefits package.

We are looking for a skilled professional with 4 to 9 years of experience to join our team as an Area Credit Manager in the leasing and credit appraisal department based in Delhi. The ideal candidate will have a strong background in corporate finance and excellent analytical skills. Roles and Responsibility Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite cases and present them to senior level, authorizing deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Approve disbursement requests based on achieved adherence to requirements on agreement value and full documentation attainment at the branch level. Monitor and oversee PDD management, ensuring timely completion of personal discussion documents through customer visits in high-value cases. Oversee and initiate follow-ups with external vendors (FI, Legal & Technical valuations) to ensure timely query resolution/report submission and eliminate undue delays. Coordinate with the recoveries team and generate business insights. Lead a team of credit approvers to ensure portfolio quality and delinquencies, engaging in development, implementation, review, and monitoring of various credit programs and providing training and coaching to continuously upgrade the competency of the team and improve processing efficiency of the HUB. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms customized to local market needs and enhance and execute consumer credit risk strategy. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 4 years of experience in corporate finance or a related field. Possess strong knowledge of credit analysis, underwriting, and risk management. Demonstrate excellent communication and leadership skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong analytical and problem-solving skills are required.

We are looking for a highly skilled and experienced Deputy Head to lead our Small and Medium Business-Internal Audit team in Mumbai. The ideal candidate will have 10+ years of experience in internal audit, preferably in the banking or financial services industry. Roles and Responsibility Develop and implement effective internal audit plans to ensure compliance with regulatory requirements. Conduct risk assessments and audits to identify areas of improvement in business operations. Collaborate with cross-functional teams to design and implement process improvements. Provide expert guidance on internal controls, auditing standards, and regulatory requirements. Identify and mitigate risks associated with business operations. Develop and maintain relationships with key stakeholders, including senior management and external auditors. Ensure consistent application and documentation of internal audit methodology. Interface regularly with senior corporate and line of business management to identify control weaknesses and develop recommendations within all divisions and operations of the company. Pursue professional development opportunities, including internal and external training and professional association memberships, and share information gained and best practices with co-workers including team members. Job Chartered Accountant (CA) certification is required, along with Certified Internal Auditor (CIA) or Certified Information Systems Auditor (CISA). Possess strong knowledge of internal auditing standards, regulations, and industry best practices. Demonstrate excellent analytical, communication, and problem-solving skills. Ability to work effectively in a fast-paced environment and meet deadlines. Exhibit strong leadership and coaching skills, with the ability to motivate and guide junior team members. Maintain a high level of professionalism and integrity, with a commitment to excellence and quality. Strong interpersonal, communication, and team skills are essential, with the ability to work and communicate effectively with all levels of management and staff. Demonstrates leadership and credibility, capable of generating a high degree of respect and trust, building relationships rapidly with various operating units and corporate staff. Self-motivated with a strong commitment to quality. Age & DOB30+ years. Additional Info The selected candidate will be responsible for providing regular reports to the Business/Pre-Audit Committee/Audit Committee on the company''s system of internal controls and significant audit recommendations.

Knowledge of finance as per Indian law and Tax / statutory compliance, GST, taxation etc. Strong understanding of financial planning, analysis, and reporting. Cost Analysis & Compliance. Should have BPO Experience. Contact-9311035462 (Aman)

We are looking for a highly skilled and experienced Regional Credit Manager to manage all activities pertaining to the sanction life cycle of all borrower accounts in Mumbai. The ideal candidate will have 5-10 years of experience in credit appraisal, underwriting, and portfolio management. Roles and Responsibility Manage end-to-end credit approval for the designated region. Underwrite for all customer segments for corporate finance products and present to senior level. Authorize deviations raised and documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign-off on approvals or declines after checking documentation requests. Lead a team of credit approvers to ensure portfolio quality and manage delinquencies. Develop, implement, review, and monitor various credit programs, providing training and coaching to upgrade team competency and improve processing efficiency. Oversee and initiate follow-ups with external vendors to ensure timely query resolution and report submission, eliminating undue delays. Coordinate with the recoveries team and generate business insights. Travel extensively to oversee branches in the territory to develop business, guide the team, and ensure a quality portfolio. Ensure compliance with all Audit/other regulatory regulations, processes, policies, and reports as per company systems. Job MBA/PGDBA/PGPM/CA or equivalent degree. Possess strong knowledge of credit appraisal, underwriting, and portfolio management. Demonstrate excellent leadership and team management skills. Exhibit strong analytical and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines is essential. Strong communication and interpersonal skills are required.