Risk Analytics

To play a key contributor role in supporting analytics activities in the organization across functions, namely Collection, Credit, Business and Risk Management. Facilitate providing insights on numerous Key Performance Indicators (KPIs) to senior management. Have ability to translate data to support data-based decision making.

To monitor and identify portfolio trends at branch, state and sub-product level which would translate into pre-emptive action in changes in policy. Create models to segment customer and assist in improvising portfolio quality.

Responsible for identifying early trends in portfolio and sharing the insight with stakeholders in a timely and periodic manner

Publishing month end reports pertaining to Portfolio Review and Risk Analytics and be instrumental in enhancing the insights of the report in an on-going manner

Studying the market trends at product level, peer level and geography level from the bureau data and benchmarking our performance at granular level to provide insights to all concerned stakeholders.

Monitoring key KPIs of important functions like Collection, Business, Credit and Risk Management and interacting with stakeholders and sharing the insight.

Review, Validate and Manage model build for Expected Credit Loss (ECL) and customer segmentation.

Play a pivotal role in institutionalizing Early Warning Signal (EWS) framework in the organization and refine the EWS model by adding/updating parameters based on market trends and external information.

Assist different stakeholders with adhoc analysis based on the requirement received.

Possess analytical skills to analyze any deviation observed in terms of portfolio quality, productivity data and highlight any anomalies or gaps. Ability to handle large sized data