714 Retail Assets Jobs - Page 3

About The Role Job Role: Achieve consumer durable and similar products new car finance volume and other cross sell products target by managing various relationships assigned, including, authorized dealers of various types which may include Large format stores. Recruit and train sales team for sourcing business dealer counters. Development of team of DST and deploy them to achieve the business & cross Sell goals of individual & team. To Increase distribution, identifying gaps and identifying growth opportunities, gaps in distribution, team, processes. Generating revenue through cross sell of company products. Identify and develop new relationships/dealers for generating business. Supervise and guide sales team assigned managing dealer relationships Job Requirements: ualification MBA and/or Professional Degree preferred Job Knowledge and experience Should have at least 2-3 years of experience in sales management Excellent written and oral communication skills Passion to achieve and grow with the Organization. Relationship Management Skill Strong on Integrity and open to new roles/ responsibilities

About The Role Key area of operations are managing disbursements of :-Grade M1 Personal / business loan Commercial vehicle loans Tractor finance. Commercial Vehical Loan Brief job descriptions :- Understanding on various Retail Asset Products (Consumer & Commercial PL, BL, OD, HF, LAP, CV, LCV, CE, TFE,) Preferably, experience in handling project workflows and exposure to retail assets. Good verbal and written communication skills Having 1 -2 yrs of experience in handling similar products. Should be hands on in excel operation with good typing speed. Should be able to follow bank"™s guidelines and be open to learning new processes and system. Should be an effective team member of RA-Ops to handle loan disbursement

About The Role Job Role: Looking after credit underwriting of SENP / SEP cases by having deep understanding of applicants financials and business background post visiting customer. Delinquency monitoring for underwritten cases during the infant stage so as to keep delinquency to almost Nil levels. Managing the credit quality of underwritten cases. Having sound knowledge of present economic indicators as well as updates in mortgage industry. Maintaining decent productivity levels of processing. Being a team player while assisting the team in implementing HO & local policies at ground level. Handling of CPAs and mentoring them to extract quality in their output. Monitoring their productivity levels. Job Requirements: CA /MBA done from well-known Institute. Min 2 4 years of experience in mortgage with bank or NBFC. Having above exposure in SENP segment (non Salaried segment). Same Posting Description for Internal and External Candidates

About The Role JD Channel Manager Xsell Department Retail Assets Location Mumbai Number of Positions 1 Reporting Relationships SVP Position Grade DVP Job role Are you ready to take market segments to the next level of growth on Assets? There is a need from customers for various loan and credit products be it Home Loans, LAP, Car Loans, SME Loans & Working Capital, Business & Personal Loans, Credit Cards & Consumption Finance products and even Agri, Tractor and Gold Loans. Branches are our biggest strength & now with specific focus on Prime, Growth, Emerging markets, these are exciting times to accelerate our journey of ensuring all our customers have one asset/multiple asset products. This is the time for exponential growth (and not incremental growth) on offering asset products to our customers With this view, we are looking at Dynamic, Data Driven and Effective Communicator/go-getters to work on the Asset Xsell agenda for the market segments (either Prime, Growth or Emerging, Priority/Wealth etc). The Xsell products will encompass all the Household & Business Banking asset products of the Bank. The National Channel Manager Asset Xsell will have the following responsibilities Ensure Leads from Channel on ALL Asset products Identify Opportunities for scaling up Xsell in respective markets Work closely with the RBM"™s, Area Managers, Branch Managers & Regional Xsell Managers to scale on "input" parameters be it Branch activation across products (or) RM activation Work with respective Asset product/business teams to scale business from the channel. Launch and execute channel campaigns Leverage CRM and other tech platforms for leads Job Skills Sales Orientation Very good with Data and numbers both on analyzing it, and using data to execute plans Ability to work with Cross Functional Teams and multi-task Understanding of both the Branch channel and Assets will be an added advantage Effective communicator Ability to dream big and then focus on execution to make it happen Application If you wish to apply for this job position, please fill your details in the Kotak Fast Track A pplication Form and mail to Please mention the following in the subject line as "˜ "Position Name" " Your Name" " Your Current Business group "

About The Role Credit Manager-HF LOAN AGAINST PROPERTY (LAP)-Credit JOB DESCRIPTION Job Role: Looking after credit underwriting of SENP / SEP cases by having deep understanding of applicants financials and business background post visiting customer. Delinquency monitoring for underwritten cases during the infant stage so as to keep delinquency to almost Nil levels. Managing the credit quality of underwritten cases. Having sound knowledge of present economic indicators as well as updates in mortgage industry. Maintaining decent productivity levels of processing. Being a team player while assisting the team in implementing HO & local policies at ground level. Handling of CPAs and mentoring them to extract quality in their output. Monitoring their productivity levels. Job Requirements CA /MBA done from well-known Institute. Min 2 4 years of experience in mortgage with bank or NBFC.

Job Role v To foresee and source LAP Business for the assigned area. v Key Result Area (What needs to be achieved?) Plan, organize and achieve overall target Job Responsibilities v Duties and Functions (What needs to be done?) Plan & coordinate activities through the sales team Empanel and Source business from DSAs Train and motivate team members Supervise and guide the teams performance JOB REQUIREMENTS Skills/Knowledge prerequisites v Should have working knowledge in any managing LAP business v Good Communication and presentation skills Number crunching & orientation Interpersonal skills Team Mgt Market Intelligence Educational Qualifications Graduate / MBA Experience Profile v Should be strong in LAP business v Should have working knowledge in the specified product Personality Traits Aggressive, Sales oriented, good communicator, good interpersonal skills, team manager and ability to create teams. Age Upto 32 years Proposed grade M2/M3

Job description Role Name - Relationship Manager - Micro Enterprise Group Business Unit: Emerging Enterprises Group Locations - Bhiwadi, JODHPUR, Sagwara, Nasirabad,Kota, Churu, Hindaun, Niwai, Behror, Chhabra, Gulabpura and Udaipur Those who are Interested, can share their resume with sunil.maheshkar@hdfcbank.com While sharing resume, Please mention subjecting as RM MEG - Interested Location Job Description: To build and manage relationships with new and existing clients so as to ensure income generation from sale of product- Dukandar Overdraft relevant to the client - Shopkeeper. • Acquisition and managing a portfolio of existing relationships and achievement of overall business targets. • Experience in Banking sector in SME/mid-marked/Corporate banking domain with understanding of various bank facilities like, Overdraft, etc. Need Candidate who are Interested in Field sales Job Purpose To run initiatives in line with key objectives of the Business in order to attain the banks objective of business leadership. Key Responsibility Areas : Branch Management 1. Plan the branch visits detailing the coverage every week 2. Meeting the branches during the morning meeting - every branch once a month 3. Scoping the RM/PB customer for lead/joint calls OR make use of available resources in the branch for leads/joint calls 4. Planning the catchment area activity/scoping for lead generation/joint call 5. Ensure RM/PB activation from the activities above and review of branch performance/resource wise performance/review with CH as and when required. 6. Creating excitement in branches/spot sanctions/contests/recognition program 7. Check CRM daily and review the leads/update follow up leads/with dates 8 Document branch meeting through Cogent/mails Lead generation/logins 1. Planning the above so that it translates into 2 calls per day/2 appointments per day 2. Send the communication to the customer on documents required 3. Follow up the on the calls made for documents/arrange for pickup of documents 4. Check for completeness of documents 5. Go through the Financials/bank statements for churn/bounces/interest servicing as per product 6. KYCs Cross Selling 1. To be the one-stop shop for each of our Express OD clients and provide suitable gamut of financial products such as Insurance, CASA, Credit Cards, Other Assets Products as required by the customer. 2. Monitor and track Leads. Renewals 1. Work on the renewals in advance for customers who are not getting auto renewed 2. Mail to the respective customers on docs required for renewal 3. Follow up weekly twice for docs 4. Arrange for collection of documents 5. Check the documents for completeness 6. Study the financials/bank statements/churn/interest servicing/aberrations from the stated nos as per product requirement 7. Speak to the customer for addressing issues/aberrations 8. For renewals overdue and having genuine delay put up for extensions Churn into WC account 1. Post disbursement ensure that all business churn comes to HDFC bank account 2. If OBA waiver required/check for justification/check for churn/put up to the authority 3. If not inform the customer on closure of OBA/levy of 2% penalty Call Memos 1. Express OD Monitoring to happen basis central triggers, customers falling in triggers and if not contacted virually to be met by RM as required frequency. Delinquency management 1. Depending upon severity of each case - Customer Call for servicing Interest. 2. Email communication to Branch & customer 3. Personal Visit to Customer / Joint Visit with Credit Manager; 4. Rigorous follow-up Complaints : CRM / MD / PNO / CRO 1. Analyze complaint 2. Seek resolution post discussing with Customer Educational Background Graduate Interpersonal Skills Coordination with multiple teams & multiple activities Ability to work under pressure

Designation : - Loan Executive • Manage sales of home loan products (DSA or DST ) • Source and develop new business through the open market • Ensure compliance with all audit and regulatory requirements Required Candidate profile • Graduation Must • Must have 1 year of experience in Loan Sales (Home Loan / LAP Prefer.) • Good Communication skills • Age : 21 to 35 Years • Call / WhatsApp : 7874737775 HR Arun Perks and benefits Incentive + PF + Mobile with Several

Designation : - Home Loan Executive • Manage sales of home loan products (DSA or DST ) • Source and develop new business through the open market • Ensure compliance with all audit and regulatory requirements Required Candidate profile • Graduation Must • Must have 6 Months of experience in Loan Sales (Home Loan / LAP Prefer.) • Good Communication skills • Age : 21 to 32 Years • Call / WhatsApp : 9714076279 HR Krish Perks and benefits Incentive + PF + Mobile with Several

About The Role # Key ResponsibilityDrive Sales, Productivity, Cross Sell and Growth. Team handling experience preferred. # Lead a team of 50+ strong sales team who will be engaged in selling Credit Cards. Tele-Sales channel management. # Define and execute recruitment and training for entire sales team regularly. Would be efficient in Hiring Telecallers, Sales Executive, Team Leaders. # Improve existing processes to enhance productivity and overall performance of the team. # Closely monitor Productivity. Take corrective actions to keep productivity as per the budgets. # Ensure compliance to regulatory and internal credit and risk policy. # Managing Productivity & Query handling. # Data management and MIS handling. # Local candidates with Credit Card or Retail Assets experience preferred.

About The Role Minimum experience of 3 years in Auto Loans Minimum qualification Any Graduate. Role Relationship Manager Grade Deputy Manager/Manager Job Role Driving Retail Assets sales (Auto Loan,PL ) Achievingmonthlysalestargetof the BranchaccordingtheBudget. Educate BranchResourceactivationonRetailAssetsProducts. Generate leads into potential customer over the telephone and attending queries onloansfromwalk-inCustomers. Conducting marketing activities and ensuring good leads conversions Focus on given target on number, disbursal, and volume Abilitytoexplaincomplexinformation aboutproductsimply&clearly. RegularstrongfollowupsonLeads/Logins&Disbursement. TogeneratefreshideaofincreasingAssetCrossSellonexistingCASADatabase. Co-ordination with credit team, OPS team, and RCUfor timely sanction, disbursaland maintaining dailyMIS

About The Role This is an Internal document. Management Trainee About The Role Company Name Kotak Mahindra Bank Limited About the organization Established in 1985, Kotak Mahindra Group is one of India's leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group's flagship company, received banking license from the Reserve Bank of India (RBI), becoming the first non-banking finance company in India to convert into a bank - Kotak Mahindra Bank Ltd (KMBL). Kotak Mahindra Group (Group) offers a wide range of financial services that encompass every sphere of life. From commercial banking to stock broking, mutual funds, life and general insurance and investment banking, the Group caters to the diverse financial needs of individuals and the corporate sector. The premise of Kotak Mahindra Group"™s business model is concentrated India, diversified financial services. The bold vision that underscores the Group"™s growth is an inclusive one, with a host of products and services designed to address the needs of the unbanked and insufficiently banked. For more information, please visit the Company"™s website at www.kotak.com Role Management Trainee Roles & Responsibilities You could be a part of any of the teams in Kotak Mahindra Bank such as Retail Assets, Retail Liabilities, Treasury, Private Banking, Commercial Bank, Business Banking, Wholesale Banking, Corporate functions etc. Some of the responsibilities will include - ‚ Contribute to projects and initiatives aimed at improving efficiency and performance. ‚ Collaborate with cross-functional teams on strategic business initiatives. ‚ Engage in continuous learning and professional development activities. ‚ Assist in day-to-day business operations. ‚ Support various departments in achieving their operational goals. ‚ Build and maintain strong relationships with internal and external stakeholders. ‚ Address queries and concerns promptly and effectively. ‚ Provide support to senior management in various tasks and projects. ‚ Participate in business development and customer outreach programs. Requirements ‚ Strong academic record with demonstrated leadership potential. ‚ Excellent communication and interpersonal skills. ‚ Analytical mindset with problem-solving abilities. ‚ Ability to work effectively in a team-oriented environment. ‚ Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint). Location Benefits Comprehensive training and development programs. Competitive salary and performance-based incentives. Opportunity for career advancement and growth within the organization. Health and wellness benefits. Employee engagement and recognition programs.

About The Role Minimum experience of 3 years in Auto Loans Minimum qualification Any Graduate. Role Relationship Manager Grade Deputy Manager/Manager Job Role Driving Retail Assets sales (Auto Loan,PL ) Achievingmonthlysalestargetof the BranchaccordingtheBudget. Educate BranchResourceactivationonRetailAssetsProducts. Generate leads into potential customer over the telephone and attending queries onloansfromwalk-inCustomers. Conducting marketing activities and ensuring good leads conversions Focus on given target on number, disbursal, and volume Abilitytoexplaincomplexinformation aboutproductsimply&clearly. RegularstrongfollowupsonLeads/Logins&Disbursement. TogeneratefreshideaofincreasingAssetCrossSellonexistingCASADatabase. Co-ordination with credit team, OPS team, and RCUfor timely sanction, disbursaland maintaining dailyMIS

About The Role Minimum experience of 3 years in Auto Loans Minimum qualification Any Graduate. Role Relationship Manager Grade Deputy Manager/Manager Job Role Driving Retail Assets sales (Auto Loan,PL ) Achievingmonthlysalestargetof the BranchaccordingtheBudget. Educate BranchResourceactivationonRetailAssetsProducts. Generate leads into potential customer over the telephone and attending queries onloansfromwalk-inCustomers. Conducting marketing activities and ensuring good leads conversions Focus on given target on number, disbursal, and volume Abilitytoexplaincomplexinformation aboutproductsimply&clearly. RegularstrongfollowupsonLeads/Logins&Disbursement. TogeneratefreshideaofincreasingAssetCrossSellonexistingCASADatabase. Co-ordination with credit team, OPS team, and RCUfor timely sanction, disbursaland maintaining dailyMIS

About The Role Minimum experience of 3 years in Auto Loans Minimum qualification Any Graduate. Role Relationship Manager Grade Deputy Manager/Manager Job Role Driving Retail Assets sales (Auto Loan,PL ) Achievingmonthlysalestargetof the BranchaccordingtheBudget. Educate BranchResourceactivationonRetailAssetsProducts. Generate leads into potential customer over the telephone and attending queries onloansfromwalk-inCustomers. Conducting marketing activities and ensuring good leads conversions Focus on given target on number, disbursal, and volume Abilitytoexplaincomplexinformation aboutproductsimply&clearly. RegularstrongfollowupsonLeads/Logins&Disbursement. TogeneratefreshideaofincreasingAssetCrossSellonexistingCASADatabase. Co-ordination with credit team, OPS team, and RCUfor timely sanction, disbursaland maintaining dailyMIS

Role Description Increase acquisition of target clientele across mortgage and loan against property segments. Responsible for new business acquisition through open market. Build and strengthen strong network of direct sales agencies in the market. Your key responsibilities Responsible for new business acquisition through open market. Should have a strong network of DSA's in the market - Atleast 10 DSA's with whom files are discussed on a regular basis. Strong at DSA management and new DSA empanelment. Your skills and experience In-depth knowledge of Product and Policy Having Good Communication skill Having good negotiation skill Have and understood the market update and knowledge. Having awareness and information about the competition

Branch Banking is the liability business for Deutsche Bank present in 17 locations across India. This carters to a wide variety of population through its distinct channels like Personal banking, Private Banking and Business Banking. The primary objective is to enhance the value of the existing trade account portfolio. Your key responsibilities Business Clients Credit is responsible for advising/supporting business clients with complex credit financing needs, in line with all applicable regulatory requirements. Work includes: Advising on credit-related client solutions and assessing loans from an income and risk perspective, within the existing credit processes Be responsible for preparing credit submissions for approval, and the independent application for credit authority or approvals, whilst also monitoring credit exposures and/or any credit material deterioration over the life cycle of the client relationship Identifying business clients credit needs and proposing suitable products, services and/or solutions Supporting efforts to gain new business and grow earnings potential from existing clients, e.g. at client conferences Advising and guiding teams in the development of bespoke products/solutions/platforms Working with functional and cross-functional colleagues to ensure that products/solutions/platforms meet the needs of the bank/clients. May also participate in the negotiation and execution of mandated transactions with clients Optimal utilisation of resources, and compliance with defined performance targets keeping in line with relevant internal guidelines/controls and regulatory requirements Maintaining and growing business contacts and leads in the lending business Compliance with internal and credit-related regulations, e.g., QS audit results, KWG18 etc. Implementing regulatory KYC requirements, and maintaining compliance with other applicable regulatory requirements and guidelines Your skills and experience The candidate should have experience in servicing or sourcing clients The candidate should have liabilities experience for sourcing Capital accounts (FDI / ODI / ECB) Applicants are preferred from Banking / Premium club membership / (Paid) High End Credit card sales background. Candidate should have excellent communication in English and well groomed. Minimum qualificationrequired is Graduation. Minimum Exp should be 5-10 Years in relevant field.

CEC Officer - Inbound - Retail Assets-Customer Experience Center-Contact Centre Inbound CEC Officer Inbound - Retail Assets Department -Customer Experience Center Reporting -RelationshipCEC Team Leader - Inbound Position Grade-Assistant Manager Job Role To Attend the inbound calls of customers in Retail Assets and process the queries & requests to customer's satisfaction To identify and convert the opportunities for cross selling (banking product) on customer's call Responsible for quality communication and customer servicing within laid down productivity and service benchmarks. Ensure customer delight and consistent service experience, including timely resolution of customer queries/issues. Complete the logs specified by the process (End-of-day target) Adherence to Information Security norms & quality process norms. To be aware of and comply with any updates about the process Act on the feedback given by Team Leader/Team Coach or Quality or on the coaching provided to the team as guidelines for improving performance Graduate Preferably 1-2 years with 6 months which should to be in customer service role - Understanding of call center industry an advantage Excellent communication skills Verbal & Written Flexible to work 24/7 (For Females: 7AM till 8PM) including Sunday/holidays Flexible to get scattered 8 Week Offs in a month with 9hours shift Good listening skills and strong communication abilities. Be Confident and willing to learn with a flair for knowledge. Possess an upbeat, positive can-do attitude & works with integrity Team Player, collaborative Self-motivated person including the ability to act as a role model within the organization. Should be able to establish rapport quickly with peers, managers & customers

Roles & Responsibilities You could be a part of any of the teams in Kotak Mahindra Bank such as Retail Assets, Retail Liabilities, Treasury, Private Banking, Commercial Bank, Business Banking, Wholesale Banking, Corporate functions etc. Some of the responsibilities will include - Contribute to projects and initiatives aimed at improving efficiency and performance. Collaborate with cross-functional teams on strategic business initiatives. Engage in continuous learning and professional development activities. Assist in day-to-day business operations. Support various departments in achieving their operational goals. Build and maintain strong relationships with internal and external stakeholders. Address queries and concerns promptly and effectively. Provide support to senior management in various tasks and projects. Participate in business development and customer outreach programs. Requirements Strong academic record with demonstrated leadership potential. Excellent communication and interpersonal skills. Analytical mindset with problem-solving abilities. Ability to work effectively in a team-oriented environment. Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint).

Location Collections Manager - TFE/ Location Credit Manager - Tractor and Crop Finance-AGRI-FIN-TRACTOR LOANS AND RETAIL(TFE)-Credit Department Commercial Bank Tractor & Farm Equipment Location Nashik- Maharashtra Number of Positions 1 Reporting Relationship Reporting to Area Collection Manager Position Grade Manager (M3) / (M4) To be a part of Collections team and able to handle more than 9500 Live APACs and looking after entire Collection needs of Nashik Location. 8-10 Districts This location includes Nashik District, Thane, Jalgaon, Nandurbar, and Dhule Candidate should be capable to handle team on roll 6 to 7 & off roll of more than 50 front line collection employees. TFE Recovery (Tractor & Farm Equipment) offers all the above and more to suit your inherent unfulfilled desires. If you feel you have arrived with the description at hand, join Commercial Banking TFE Collection team which is one of the youngest team in the Bank. Graduate / Post Graduate Minimum 6-10 years of experience in Retail Assets ( preferably in Collection ) 3-4 On roll team supervisor and Min 35 on field team handling experience in existing role. Very good communication skills. - High energy and drive Hands-on experience of MS Office and Mail Management.

About Company Founded in 2011, ReNew, is one of the largest renewable energy companies globally, with a leadership position in India. Listed on Nasdaq under the ticker RNW, ReNew develops, builds, owns, and operates utility-scale wind energy projects, utility-scale solar energy projects, utility-scale firm power projects, and distributed solar energy projects. In addition to being a major independent power producer in India, ReNew is evolving to become an end-to-end decarbonization partner providing solutions in a just and inclusive manner in the areas of clean energy, green hydrogen, value-added energy offerings through digitalisation, storage, and carbon markets that increasingly are integral to addressing climate change. With a total capacity of more than 13.4 GW (including projects in pipeline), ReNew’s solar and wind energy projects are spread across 150+ sites, with a presence spanning 18 states in India, contributing to 1.9 % of India’s power capacity. Consequently, this has helped to avoid 0.5% of India’s total carbon emissions and 1.1% India’s total power sector emissions. In the over 10 years of its operation, ReNew has generated almost 1.3 lakh jobs, directly and indirectly. ReNew has achieved market leadership in the Indian renewable energy industry against the backdrop of the Government of India’s policies to promote growth of this sector. ReNew’s current group of stockholders contains several marquee investors including CPP Investments, Abu Dhabi Investment Authority, Goldman Sachs, GEF SACEF and JERA. Its mission is to play a pivotal role in meeting India’s growing energy needs in an efficient, sustainable, and socially responsible manner. ReNew stands committed to providing clean, safe, affordable, and sustainable energy for all and has been at the forefront of leading climate action in India. Job Description Position: Assistant Manager - Solar Asset Management Qualifications: B.E / B.Tech Electrical Engineering Experience: 8 to 15 years of experience Location - Maharashtra Key Responsibilities: • Site Administrations • Benchmarking and Analysis of performance parameters • Project Handover and takeover • Managing plant financial issues • Preventive Maintenance • Coordination with engineering, contracts, accounts, environment etc. • Liasioning with local communities, Contactors, Suppliers. • Planning of spares/ Man power/Budget • Contract management • Administering contract & payment system for contracts. • Energy auditing & reduction of Power Loss through audit and review.

Duties and Responsibilities Ensuring healthy motivation level among partners through continuous engagement Responsible for delivering business target for Rural Product Responsible for delivering productivity by improving lead quality Responsible for designing, launching and running Reward & Recognition programs for partners Single point of contact for partners queries Lead and Tele-binding products Liaison with Product, operation, IT teams and ensuring quick resolution to partners issues Responsible for training and sharing knowledge series for educating partners Frequent sharing of information with partners and MIS reports to Senior Management TeamCulture Anchors:-Entrepreneurship-Customer Focus-Result orientation-Agility. Required Qualifications and Experience Should have 4 year of experience in lending business with 1 to 2 years in a product/sales role -Should have collaborative work style to engage with peers & colleagues in other functions across the company -Should have excellent communication s along with strong presentation and data analytics s (proficiency in Marathi/Gujarati will be a preferred)-Excellent Interpersonal s -Exceptionally high motivational levels and need to be a self-starter-Multi-language , preferred

Job Purpose This position is open with Bajaj Finance ltd.Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Achieving & exceeding Business goals and targets for Personal Loan. Identifying referral network Required Qualifications and Experience Minimum graduate with 2 to 3 Years of Exp in Branch Sales

We are hiring smart sales professional on the rolls of AU Bank for the profile of Sales officer & Business Manager in Micro Business Loan vertical. Locations- Nagaur , Merta City , Kuchman, Jayal, Khimsar, Gotan, Degana, Thanawala, Nawa. Interview Date - 10th -Sept -25 Timing - 10. Am to 4 PM Interview Venue - AU Small finance bank - 1st Floor Ramraj , Building , Opp. Vyas Petrol Pump Mundwa Road Nagaur Rajasthan - 341001 Contact Person - Mohammad Aslam . Job Responsibilities: 100% achievement of the assigned targets for sales and collection. Doing Marketing activities, leafleting, Canopy. Identifying new source of business prospect and areas. Coordinating with prospective customer and existing customers for sourcing new business . Serving customer queries and Build up customer relationship and develop brand value in the market. Attending all the customer queries and providing resolution of their issues accordingly. Portfolio Management in Co-ordination with Operations & Collection department. Physical verification of customer's residence, business and any other asset crucial from credit point of view and taking photographs. Following BM/PM and senior instruction , coordinating with FI, Collection , Valuation , Legal team for getting the desired visits reports done . Visiting the customers for first FI and meeting, taking the seniors to the customer place for visit and verification. Physical Verification of credit related documents like ITR'S, Bank Statements, receipts, ledger etc. and the property documents- Doing OSV ( Original Seen and verified) of these documents. Preparing basic CAM (Credit Appraisal Memo). Taking reference check of customer from local market and existing customers. Following policies & procedure as laid down by the company. Portfolio Management and visit to delinquent cases, doing collection of EMIs of such delinquent cases in calibration with collection team. Awareness, maintaining and stopping the Early Delinquency , Nonstarter cases in portfolio, train the team in order to be goal oriented and action oriented, deciding for the treatment of such cases wisely. Maintaining least OTC / PDD pendency and timely clearance of the same. Ensure to maintain non RPDC portfolio , all cases of portfolio should be ACH. Maintaining and collection of fresh bouncing cases EMI with charges as mentioned in policy, try to correct the operational errors and get the 100% cases repayment in NON PDC mode. collection of fresh data from open marketing activities for tele calling and self sourcing . Following of the leads so generated from this data receiving from telemarketing team . Completing the documentation of the files , filling the agreements , formats and other formalities for the disbursement of the case . Clearing all queries coming from credit , OPS , Legal , Valuation . Timely submission of daily MIS and sourcing data to reporting authority . Providing true and fair opinion based on customer's interaction. Clearing all the queries of the customer and make sure to clear him final ROI , Fees , Charges , and all other terms of the case absolute terms . Should not involve in any financial/non-financial transaction with the customer. Maintaining good and decent behavior while dealing with the customer, visiting his property, shop , go down and specially while taking photos of the property and house and surrounding with permission of the customer. Conducting the customer reference checks with at most sincerity and maturity - so the goodwill of the client should not be hampered or no defame should be there . Be sure not to disclose any financial or personal information of the existing / new clients with any ( existing / prospective clients ) or to anybody whomsoever outside company. Desired Profile: Min- 3 Years to 10 Year of experience in sales Age- Max 40 Should be comfortable with smart phones and computers and able to execute the basic functions on both the platforms, good knowledge of local demographics, Bearing KYC , NOC from other institution ( if coming from another FI/ employer) Should be preferably from local area having geographical knowledge of the place Customer Focus, Integrity Inclination towards Action and Urgency, Dynamic Growth Hard Work and orientation towards detailing

Job Description Job Title Sales Manager Grade Manager, Sr. Manager Department Corporate Salary Location S.B. Road Pune Reporting To Area Head- Amol Salpekar Position Purpose We are looking for young dynamic people who are having proven track record in Business Development in Corporate Salary business only in Pune with Team Handling experience in current organization. We are looking for candidates who can upscale corporate salary business of Pune to next level by acquiring good quality corporates & excellent in Team Handling. Position Responsibilities 1. Responsible for acquiring new Corporate from Open Market, Branch channel, Commercial Banking and References of Corporate Salary business. 2. Managing Team of RO/RM+ Operation Team and ensure min productivity per resource must achieve which is set by the bank. 3. Have to ensure each person in Team is productive and achieving their scorecard in every month. 4. Have to ensure min 90% accounts will get salary credit within 3 months of sourcing account (including sourcing month). 5. Ensure Cross sale productivity per resource must achieve. Each RO/RM has to do min Cross Sale productivity of 40 Units (RD, FD, SIP, MF, Credit Card, Insurance etc.) 6. Ensure each resource is active in Retail Asset product every month. 7. Ensure MAB, MEB & incremental Salary upload target must achieve by acquiring good corporate. 8. Have to ensure all bank processes and policy govern by bank must follow. 9. Have to manage entire back-end operation work and audit queries. Qualifications and Experience Requirement Qualifications BB • MBA, BBA, B.COM Essential Graduate Threshold Competencies Good in Team Handling with min 5 Years exp in Corporate Salary business in Pune only. Good communication & Analytical skill Good in Escalation handling and confident to engage with Senior Management in the Corporate Good exposure in B2B sales and business development Leadership Competencies Good in communication skills a) Good Team Player a) Good knowledge of Corporate Salary and B2B Business