Relationship Officer - LAP DST

2 - 6 years

1 - 3 Lacs

Posted:4 weeks ago| Platform: Naukri logo

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Job Type

Full Time

Job Description


Position

Department

Location

Reports to

Role Objective

To generate leads, acquire new customers, and ensure successful onboarding for Loan Against Property (LAP) products. The DST Executive will work on-ground to promote LAP offerings, support documentation processes, and meet assigned disbursement targets.

Key Responsibilities

  • Generate LAP business through cold calling, field visits, and networking.
  • Identify potential customers such as self-employed individuals, small businesses, and property owners in need of secured loans.
  • Meet and counsel customers to understand their financial needs and offer suitable LAP solutions.
  • Collect and verify customer documents in line with company KYC and credit policies.
  • Coordinate with internal teams (Credit, Operations) to ensure smooth login-to-disbursement process.
  • Maintain accurate MIS, lead tracker, and customer interaction records.
  • Achieve monthly sales and disbursement targets.
  • Participate in marketing activities, loan melas, and campaigns organized by the company.

Eligibility Criteria

  • Education

    : Minimum HSC (12th pass); Graduate preferred.
  • Experience

    : 13 years in field sales; experience in LAP, Home Loans, or other secured products preferred.
  • Good understanding of LAP/Mortgage market, especially in the local area.
  • Willingness to travel extensively and work in a target-driven environment.

Skills Required

  • Strong communication and interpersonal skills.
  • Sales-driven mindset with a focus on customer service.
  • Basic knowledge of financial products and documentation process.
  • Ability to work independently and as part of a team.
  • Local language proficiency is a must.

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