Relationship Manager

Job Description

We are hiring for Relationship Manager- Retail Agri in multiple location in Telangana location Job Description- RM- Retail Agri- B2B · Identify and acquire B2B Customer engaged in agriculture sector. · Build and maintain strong relationships with clients, acting as their primary point of contact. · Provide advisory support and insights on financial solutions that address clients' specific needs. · Achieve business targets related to revenue, profitability, and asset quality. · Cross-sell banking products, including loans, working capital, trade finance, treasury services, and digital solutions. · Monitor and manage the financial health of the assigned portfolio, ensuring minimal non-performing assets (NPAs). · Conduct regular reviews of client accounts to identify growth opportunities and mitigate risks. · Conduct detailed credit assessments of prospective and existing clients, evaluating their financial and operational performance. · Work with the risk management team to identify and mitigate potential risks in the portfolio. · Maintain high standards of credit quality by ensuring thorough due diligence and adherence to policies. · Stay updated on market trends, commodity prices, and developments in the agriculture sector. · Provide insights and recommendations to clients on managing market volatility and optimizing financial performance. Experience / Skillset / Certifications Required: · Educational Qualification Business Administration in Finance, or CA OR a related field (Master’s degree preferred like Mcom, Master in Economics). · Relevant Job Experience- 2–5 years of relevant experience. · Key Skill: Excellent understanding & assessment of Balance sheet and P& L o Localities having similar capabilities in respective locations would be preferred. o Ability to manage customer of Rs 2 Cr+ credit exposure in SME/Business Banking Group/ Agri Value chain financing, etc. Interested candidates may send their updated CV at soumyadip@peoplemint.in Show more Show less