Relationship Manager - Emerging Enterprises Group (EEG)

3 - 8 years

4 - 9 Lacs

Posted:16 hours ago| Platform: Naukri logo

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Work Mode

Work from Office

Job Type

Full Time

Job Description

Job Title:

Key Responsibilities:

  • Plan and conduct regular branch visits and joint client meetings to generate business leads
  • Identify and engage prospective clients through catchment area activities and referrals
  • Conduct client meetings to understand financial requirements and guide on documentation
  • Review financial statements and coordinate for legal and technical due diligence
  • Prepare credit proposals, update system entries (SPE), and ensure timely file submission
  • Proactively manage loan renewals, ensuring complete documentation and timely processing
  • Cross-sell banking products including CASA, insurance, credit cards, and other relevant offerings
  • Maintain portfolio quality by monitoring account performance and identifying early warning signals
  • Review and manage compliance-related conditions such as CAM and OBA on a regular basis
  • Prepare and upload call memos, track deferrals, and maintain accurate client records
  • Communicate insurance premium obligations and ensure collection of relevant documents
  • Manage delinquent accounts through structured follow-ups, field visits, and coordination with collections and credit teams
  • Address and resolve customer complaints received through CRM, PNO, and other official channels

Qualifications:

  • Graduate/Postgraduate in Finance, Commerce, or related fields (MBA/CA preferred)
  • 3 to 10 years of experience in Business Banking, SME Lending, or related financial services
  • Strong understanding of credit underwriting, financial analysis, and portfolio management
  • Excellent communication, interpersonal, and stakeholder management skills
  • Ability to manage field-intensive responsibilities and work under pressure

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Hdfc Bank

Banking

Mumbai Maharashtra

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