Regional Credit Manager - LAP

As a Regional Credit Manager - LAP at Visakhapatnam, your main responsibility is to manage credit appraisal for LAP products in the region. Your key purpose is to ensure the smooth day-to-day functioning of the credit evaluation process by leading and managing the credit teams effectively. Qualifications required for this role include: - Commerce Graduate/ Post Graduate in Finance - Minimum 12-20 years of experience in LAP - Experience in heading a credit evaluation team for a retail banking product - Good knowledge and understanding of credit and risk in the region Your key responsibilities will include: - Ensuring smooth functioning of credit evaluation operations in the region - Leading and managing the credit team - Maintaining a high-quality portfolio at the regional level - Underwriting proposals and making decisions on loan approval and disbursement within empowerment, escalating to Zonal Credit Manager when necessary If you feel that your profile matches the requirements mentioned above, please send your resume to muthukumarv@chola.murugappa.com.,