Product Specialist - Retail Payments

Solution Architecture & Engineering Excellence:

• Design robust API-driven microservices solutions for retail cross-border and domestic payments, ensuring scalability, security, and compliance
• Define end-to-end solution architecture for payment applications, ensuring alignment with business and regulatory requirements
• Collaborate with stakeholders to translate business requirements into scalable and maintainable technology solutions
• Ensure seamless integration of payment systems with other banking platforms and third-party services
• Conduct performance optimization and implement best practices to enhance reliability and scalability
• Hands-on experience with VISA, MasterCard Card, Remittance, and other national domestic payment requirements

Governance, Security, and Compliance:

• Identify and implement security controls by collaborating with Security teams
• Ensure adherence to regulatory compliance, risk mitigation, and governance policies
• Conduct Security impact assessments to mitigate potential risks throughout the delivery lifecycle
• Ensure adherence to enterprise technology standards and best practices in payment system design and implementation
• Responsible for all backlog delivery in the squad, circulate DSR/WSR to stakeholders, and raise risks for missing timelines or blockers
• Develop solutions, manage stakeholders, and handle vendor and financial management, project costs, and delivery
• Identify and manage risks, including developing contingency plans to mitigate potential issues
• Knowledge of end-to-end systems development life cycles (Waterfall, Agile, and modern approaches)
• Excellent verbal and written communication skills to engage both technical and non-technical audiences
• Share relevant technical and industry knowledge and expertise with other resources
• Demonstrate excellent problem-solving, teamwork, and time management skills
• Be proactive in gathering information and sharing ideas
• Experience in the banking or financial services industry

Skills and Experience:

• Strong experience in API-driven microservices and payment solutions architecture
• Deep understanding of payment systems, VISA, MasterCard Card, Remittance, and domestic payment requirements
• Familiarity with regulatory compliance and risk management in the financial services industry
• Solid understanding of security and governance standards in technology delivery
• Proficiency in collaborating with cross-functional teams, managing vendors, and handling financial management in projects
• Familiarity with end-to-end system development life cycles, including Agile, Waterfall, and other methodologies
• Excellent communication skills and the ability to engage with stakeholders at various levels
• Strong problem-solving, team management, and organizational skills