4 - 9 years

12 - 19 Lacs

Posted:4 days ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

Job Location:

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About the role:

Product Manager- PPI & Wallets

Key Responsibilities

  • Implement and manage

    Prepaid Card Management Switches (PCMS)

    and ensuring a robust, scalable, and compliant transaction infrastructure.
  • Lead as

    Product Manager

    for multiple PPI categories, including

    Domestic Open Loop, Semi-Closed, Gift, and Closed Loop PPIs

    , overseeing their end-to-end lifecycle.
  • Develop and maintain

    product roadmaps

    for the Prepaid Card Management System in alignment with organizational goals, regulatory requirements, and client needs.
  • Collaborate with cross-functional teams across

    technology, operations, compliance, and finance

    to ensure seamless implementation, performance optimization, and adherence to RBI regulations for all PPI products.
  • Product Lifecycle Management:

    Own the end-to-end lifecycle of PPI & Wallet products from ideation, design, and development to launch and continuous enhancement.
  • Market Insights:

    Conduct market and competitor analysis to identify trends and build differentiated product features.
  • Performance Tracking:

    Define, monitor, and optimize KPIs such as adoption, usage volumes, and customer engagement.
  • Partnership Management:

    Manage relationships and integrations with banks, issuers, and technology partners.

What Were Looking For

  • Experience:

    4+ years of product management experience in digital payments, PPI, or wallet products.
  • Regulatory Knowledge:

    In-depth understanding of RBI guidelines, PPI frameworks, KYC/AML compliance.
  • Payments Expertise:

    Hands-on experience with transaction flows, settlement processes, and reconciliation.
  • Collaboration Skills:

    Proven ability to work effectively across multiple internal functions and with external ecosystem partners.
  • Core Skills:

    Strong problem-solving, analytical, and execution abilities.
  • Communication:

    Excellent verbal and written communication with strong stakeholder management skills.
  • Technical Aptitude:

    Familiarity with API-based integrations, mobile apps, and payment system architecture.

Preferred Background

  • Prior experience in

    digital payments, wallets, fintech, or regulated financial services

    .
  • Exposure to multiple payment modes such as

    UPI, cards, and prepaid programs

    .
  • Experience in

    merchant solutions or corporate prepaid programs

    will be an added advantage.

if you are interested please share your updated resume to sai.s29@shriramfinance.in

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