SHRIRAM Transport Finance Company (STFC)

Job Location: Navi Mumbai (Ghansoli) Job mode: Work from office only About the role: We are seeking a Product Manager- PPI & Wallets to lead the strategy, development, and growth of our digital payment solutions. This role is ideal for a product leader with strong expertise in regulated financial products, eager to drive innovation while ensuring compliance with RBI frameworks. Key Responsibilities Implement and manage Prepaid Card Management Switches (PCMS) and ensuring a robust, scalable, and compliant transaction infrastructure. Lead as Product Manager for multiple PPI categories, including Domestic Open Loop, Semi-Closed, Gift, and Closed Loop PPIs , overseeing their end-to-end lifecycle. Develop and maintain product roadmaps for the Prepaid Card Management System in alignment with organizational goals, regulatory requirements, and client needs. Collaborate with cross-functional teams across technology, operations, compliance, and finance to ensure seamless implementation, performance optimization, and adherence to RBI regulations for all PPI products. Product Lifecycle Management: Own the end-to-end lifecycle of PPI & Wallet products from ideation, design, and development to launch and continuous enhancement. Market Insights: Conduct market and competitor analysis to identify trends and build differentiated product features. Performance Tracking: Define, monitor, and optimize KPIs such as adoption, usage volumes, and customer engagement. Partnership Management: Manage relationships and integrations with banks, issuers, and technology partners. What Were Looking For Experience: 4+ years of product management experience in digital payments, PPI, or wallet products. Regulatory Knowledge: In-depth understanding of RBI guidelines, PPI frameworks, KYC/AML compliance. Payments Expertise: Hands-on experience with transaction flows, settlement processes, and reconciliation. Collaboration Skills: Proven ability to work effectively across multiple internal functions and with external ecosystem partners. Core Skills: Strong problem-solving, analytical, and execution abilities. Communication: Excellent verbal and written communication with strong stakeholder management skills. Technical Aptitude: Familiarity with API-based integrations, mobile apps, and payment system architecture. Preferred Background Prior experience in digital payments, wallets, fintech, or regulated financial services . Exposure to multiple payment modes such as UPI, cards, and prepaid programs . Experience in merchant solutions or corporate prepaid programs will be an added advantage. if you are interested please share your updated resume to sai.s29@shriramfinance.in