Manager/Assistant Manager - Product & Portfolio (Retail Cards)

Key highlights of the role are listed below (purely indicative and not limiting):

• Consumer card product and complete life cycle management.
• Tracking Product profitability, key products parameters tracking and co-ordination with all internal/external stakeholders for driving key interventions.
• Increasing Market share & profitable growth of the portfolio.
• SPOC for the Program for multiple departments.
• Identify, design and implement consumer credit card products for incremental business growth.
• Manage existing consumer cards and ensure periodic monitoring of key parameters and milestones.
• Strategic project implementation to offer value added services (VAS) like wallets, scheme related projects, payment mechanisms, RCRL (LE Upgrade) etc.
• Deliver targeted numbers ensuring the targeted customer and channel mix.
• Deliver targeted profitability through efficient design and management of product construct, fees and charges
• Monitor portfolio parameters and work closely with all departments for desired portfolio quality & parameters.
• Ensure compliance with regulatory and industry requirements at all times.
• Manage all internal/external stakeholders including but not limited to Sales, Marketing, Operations, Customer Service, Finance, IT, Risk and Collections.

Applicants should possess the following attributes:

• Passion, Curiosity and interest to learn the entire Credit Card Business
• Experience in Credit Card product and portfolio management. (Most Important 2
• pointers)
• Experience in managing cobrands or strategic alliances.
• Exposure to Credit Card technology including issuance as well as merchant acquiring.
• Understanding of Indian Credit Card Industry and Regulations governing it.
• Strong business development and relationship skills
• Commercial skills, negotiation skills and domain expertise
• Product thinking, Problem solving, Strategic Orientation
• Tech Understanding, Hustle, Collaboration Skills
• Analytical Ability, Business Understanding, Marketing