Product Manager-Gold Loan

As a Product Manager-Gold Loan in the Retail Banking division, you will be responsible for managing the gold loan product from ideation to execution in Mumbai. Your role will involve collaborating with cross-functional teams to ensure product alignment with customer needs and business objectives. **Key Responsibilities:** - Lead product ideation, planning, and execution across multiple channels based on customer requirements - Derive actionable consumer insights for product development and strategy - Collaborate with Risk teams to design products for different customer segments and ensure portfolio health - Ensure strict adherence to compliance guidelines and audit requirements - Maintain the right product mix and uphold high portfolio quality - Publish MISs for top management insights and drive business through proposed contests - Conduct competitor benchmarking for tracking pricing, schemes, and customer value propositions - Calculate incentives and drive various contests **Additional Details:** The role also involves driving channel development initiatives, recommending product feature improvements, and tracking industry trends, regulatory changes, and competitor strategies to identify risks and opportunities for the gold loan product. **Qualifications Required:** - Post Graduation: MBA/PGDM - Graduation: Any With a minimum of 3-5 years of experience in product management within retail banking or financial services in the BFSI industry, a strong background in asset-based lending, particularly gold loans, is highly desirable.,