Product Manager-Gold Loan

As a Product Manager-Gold Loan in the Retail Banking division based in Mumbai, your role involves leading the end-to-end management of the gold loan product. Your responsibilities include: - Lead product ideation, planning, and execution across various channels based on customer requirements - Derive actionable consumer insights to drive product development and strategy - Collaborate with Risk teams to design products for different customer segments and ensure portfolio health - Ensure strict adherence to compliance guidelines and audit requirements - Maintain the right product mix and high portfolio quality - Publish MIS reports for top management insights and propose business-boosting contests - Conduct competitor benchmarking for tracking pricing, schemes, and customer value propositions - Calculate incentives and drive contests Additionally, you will be responsible for: - Driving channel development initiatives for product reach and customer engagement - Recommending improvements to product features and processes for enhanced customer experience and operational efficiency - Tracking industry trends, regulatory changes, and competitors" strategies for identifying risks and opportunities Qualifications required for this role include: - Post Graduation: MBA/PGDM - Graduation: Any You should have a minimum of 3-5 years of proven experience in product management within retail banking or financial services in the BFSI industry. A strong background in asset-based lending, particularly gold loans, is highly desirable.,