Mega Walk-in Drive for Mortgage Underwriter

If you are looking for an exciting opportunity, join us at the Walk-in Drive!

hiring for Associate / Senior Executive

Walk-in Drive Details:

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Vignesh

Job Opportunity: Associate / Senior Executive

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Job Summary:

The ideal candidate will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements. This involves reviewing loan applications, assessing documentation accuracy, verifying lending criteria, and identifying any discrepancies.

Responsibilities:

✔ Analyzing customer financial positions, employment history, credit history, and ability to repay.

4 C’s of Credit

regulatory and company guidelines

✔ Assessing credit risk and determining loan approval/decline decisions.

✔ Applying lending/credit policy, mortgage insurance guidelines, and risk assessment principles.

Brokers/Lenders

strong customer-centric communication skills

Core Responsibilities:

✔ Loan Application Assessment

✔ Creditworthiness Evaluation

✔ Income Verification

✔ Risk Analysis

✔ Property Valuation Review

✔ Reviewing Loan-to-Value Ratio (LVR)

✔ Approval or Declination of Loans

✔ Fraud Detection

Skills & Qualifications:

Responsible Lending Obligations

APRA and ASIC regulations

analytical and financial assessment

attention to detail

communication & stakeholder management

lending policies & procedures

KYC process

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