Loan Officer Jalandhar,Ludhiana, Bathinda

0 - 1 years

1 - 3 Lacs

Posted:19 hours ago| Platform: Naukri logo

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Work Mode

Work from Office

Job Type

Full Time

Job Description

12Role & responsibilities

  • Identify and source potential customers for retail loan products (personal loans, home loans, business loans, auto loans, etc.).
  • Achieve monthly and quarterly sales targets as assigned.
  • Conduct customer profiling and assess eligibility based on credit and financial parameters.
  • Explain loan features, terms, interest rates, and repayment structures to customers.
  • Collect and verify required documentation from applicants.
  • Coordinate with credit and operations teams for loan processing and disbursement.
  • Maintain relationships with existing clients for repeat business and referrals.
  • Ensure compliance with internal policies and regulatory requirements.
  • Participate in marketing activities, loan camps, and promotional events to generate leads.

Preferred candidate profile

12th

  • Bachelors degree in Business, Finance, Marketing, or related field
  • 13 years of experience in loan sales, banking, or financial services (freshers may be considered for junior roles)
  • Knowledge of local markets and customer segments preferred

  • Strong communication and interpersonal skills
  • Target-driven and self-motivated attitude
  • Good understanding of financial products and credit assessment
  • Negotiation and persuasion skills
  • Customer-focused approach
  • Basic computer literacy (MS Office, CRM tools, loan management systems)

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Axis Bank logo
Axis Bank

Banking

Mumbai

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