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2 - 7 years
5 - 15 Lacs
Chennai
Remote
About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5. Provides final approval underwriting of mortgage loans. 6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7. Sign off conditions in a timely manner set by management. 8. Work with staff and management to find solutions on escalated loans. 9. May be requested to make recommendations for improving Internal Audits policies and practices. 10. Manage loans by using all functions of Encompass. 11. Effectively communicate underwriting decisions with processors and advisors 12. Maintain a high level of customer service and communication with other departments. 13. Other duties as assigned. Interview Location : Chennai CTC Range : Upto 15 LPA (Lakhs Per Annum) Notice period : Immediate to 60 Days Shift Timing : US Shift Mode of Interview : Walk-in Mode of Work : Work from Home Thanks & Regards, Monika HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number & WhatsApp 9916116145 monika.j@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************
Posted 4 months ago
2 - 7 years
5 - 15 Lacs
Chennai
Remote
About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5. Provides final approval underwriting of mortgage loans. 6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7. Sign off conditions in a timely manner set by management. 8. Work with staff and management to find solutions on escalated loans. 9. May be requested to make recommendations for improving Internal Audits policies and practices. 10. Manage loans by using all functions of Encompass. 11. Effectively communicate underwriting decisions with processors and advisors 12. Maintain a high level of customer service and communication with other departments. 13. Other duties as assigned. Interview Location : Chennai CTC Range : Upto 15 LPA (Lakhs Per Annum) Notice period : Immediate to 60 Days Shift Timing : US Shift Mode of Interview : Walk-in Mode of Work : Work from Home Thanks & Regards, Darini HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432492 | WhatsApp 9591269435 darini@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************
Posted 4 months ago
2 - 6 years
5 - 15 Lacs
Chennai
Remote
About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5. Provides final approval underwriting of mortgage loans. 6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7. Sign off conditions in a timely manner set by management. 8. Work with staff and management to find solutions on escalated loans. 9. May be requested to make recommendations for improving Internal Audits policies and practices. 10. Manage loans by using all functions of Encompass. 11. Effectively communicate underwriting decisions with processors and advisors 12. Maintain a high level of customer service and communication with other departments. 13. Other duties as assigned. Interview Location : Chennai CTC Range : Upto 15 LPA (Lakhs Per Annum) Notice period : Immediate to 60 Days Shift Timing : US Shift Mode of Interview : Walk-in Mode of Work : Work from Home Thanks & Regards, Niveditha HR Senior Analyst- TA-Delivery Black and White Business Solutions Pvt Ltd Bangalore,Karnataka,INDIA. Direct Number: 080-67432437/Whats app @9901039852| niveditha.b@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************
Posted 4 months ago
2.0 - 7.0 years
5 - 14 Lacs
bengaluru
Hybrid
Role & responsibilities Requirements: Live Underwriting Role : UW/Sr UW Skill Set : E2E Underwriter, Income Review Specialist, Collateral Underwriter, Non-QM Underwriter. Shift: Should be flexible to work in night shifts Experience: Minimum 2 Years in above mentioned Skill set. Immediate joiners Preferable or 30 days NP Preferred candidate profile
Posted Date not available
3.0 - 8.0 years
5 - 7 Lacs
navi mumbai, mumbai (all areas)
Work from Office
Role & responsibilities Analyze complete files, including Borrower creditworthiness and ability to repay, appraisal validity, collateral valuation and worthiness, title policies, and property insurance. Utilize automated underwriting systems such as Desktop Underwriter and Loan Prospector in order to assist in the execution of the duties and responsibilities of the role. Compare automated underwriting to specific loan-file criteria in order to determine whether waiver or deviation from suggested guidelines may be appropriate. Work with loan originators and production staff to acquire required documents in order to verify the income and employment details of the applicant, review the applicant's credit profile, analyze financial statements, and consider other information in order to act on loan and credit requests. Proficient in calculating income for salaried, self-employed, retirement, and pension, including other income. Examine loan documentation for accuracy and completeness and determine whether additional information may be required in order to make a credit decision. Examine and analyze assets, liabilities, income and debt information related to applicants, in order to make a credit decision. Prepare counteroffer proposals for customers and direct team member on acceptable standards for such proposals. Evaluate and review appraisal reports and collateral issues related to real estate in order to determine whether it may properly support the approval of a loan application. Preferred candidate profile Minimum of 4-6 years in live, post-close, pre-close, prefund and due diligence underwriting experience for conventional and government in a retail environment. Strong Knowledge of Revere mortgage and non-QM underwriting experience. Strong knowledge of credit capacity, capital, and collateral. Proficiency with MS Excel, MS Word, Desktop Underwriter, Loan Prospector. Demonstrate high volume productivity. Must be detail oriented, organized and work efficiently under pressure. Excellent written and oral communication skills. Strong organizational and analytical skills. Willingness to work from the office during night shifts, including rotational shifts. Should be open to work from office Interested candidates please share your resume to priydarshini.narayanan@cognizant.com
Posted Date not available
5.0 - 10.0 years
5 - 7 Lacs
navi mumbai, mumbai (all areas)
Work from Office
Role & responsibilities Analyze complete files, including Borrower creditworthiness and ability to repay, appraisal validity, collateral valuation and worthiness, title policies, and property insurance. Utilize automated underwriting systems such as Desktop Underwriter and Loan Prospector in order to assist in the execution of the duties and responsibilities of the role. Compare automated underwriting to specific loan-file criteria in order to determine whether waiver or deviation from suggested guidelines may be appropriate. Work with loan originators and production staff to acquire required documents in order to verify the income and employment details of the applicant, review the applicant's credit profile, analyze financial statements, and consider other information in order to act on loan and credit requests. Proficient in calculating income for salaried, self-employed, retirement, and pension, including other income. Examine loan documentation for accuracy and completeness and determine whether additional information may be required in order to make a credit decision. Examine and analyze assets, liabilities, income and debt information related to applicants, in order to make a credit decision. Prepare counteroffer proposals for customers and direct team member on acceptable standards for such proposals. Evaluate and review appraisal reports and collateral issues related to real estate in order to determine whether it may properly support the approval of a loan application. Preferred candidate profile Minimum of 4-6 years in live, post-close, pre-close, prefund and due diligence underwriting experience for conventional and government in a retail environment. Strong Knowledge of Revere mortgage and non-QM underwriting experience. Strong knowledge of credit capacity, capital, and collateral. Proficiency with MS Excel, MS Word, Desktop Underwriter, Loan Prospector. Demonstrate high volume productivity. Must be detail oriented, organized and work efficiently under pressure. Excellent written and oral communication skills. Strong organizational and analytical skills. Willingness to work from the office during night shifts, including rotational shifts. Should be open to work from office Interested candidates please share your resume to priydarshini.narayanan@cognizant.com
Posted Date not available
5.0 - 10.0 years
5 - 7 Lacs
navi mumbai, mumbai (all areas)
Work from Office
Role & responsibilities Analyze complete files, including Borrower creditworthiness and ability to repay, appraisal validity, collateral valuation and worthiness, title policies, and property insurance. Utilize automated underwriting systems such as Desktop Underwriter and Loan Prospector in order to assist in the execution of the duties and responsibilities of the role. Compare automated underwriting to specific loan-file criteria in order to determine whether waiver or deviation from suggested guidelines may be appropriate. Work with loan originators and production staff to acquire required documents in order to verify the income and employment details of the applicant, review the applicant's credit profile, analyze financial statements, and consider other information in order to act on loan and credit requests. Proficient in calculating income for salaried, self-employed, retirement, and pension, including other income. Examine loan documentation for accuracy and completeness and determine whether additional information may be required in order to make a credit decision. Examine and analyze assets, liabilities, income and debt information related to applicants, in order to make a credit decision. Prepare counteroffer proposals for customers and direct team member on acceptable standards for such proposals. Evaluate and review appraisal reports and collateral issues related to real estate in order to determine whether it may properly support the approval of a loan application. Preferred candidate profile Minimum of 4-6 years in live, post-close, pre-close, prefund and due diligence underwriting experience for conventional and government in a retail environment. Strong Knowledge of Revere mortgage and non-QM underwriting experience. Strong knowledge of credit capacity, capital, and collateral. Proficiency with MS Excel, MS Word, Desktop Underwriter, Loan Prospector. Demonstrate high volume productivity. Must be detail oriented, organized and work efficiently under pressure. Excellent written and oral communication skills. Strong organizational and analytical skills. Willingness to work from the office during night shifts, including rotational shifts. Should be open to work from office Interested candidates please share your resume to priydarshini.narayanan@cognizant.com
Posted Date not available
3.0 - 8.0 years
4 - 9 Lacs
mumbai, pune, bengaluru
Work from Office
Position: Frontline Underwriter (Live Underwriter) Skill: Senior Underwriter (Residential) Overview: Shared Services function leverages the shared delivery model to provide operations delivery to Business Unites across the organization. The goal of the Shared Services division is to provide central operations solutions to Business Units across the Commercial and Residential Mortgages vertical. The Due Diligence underwriting team provides solutions for various service offerings under a single platform (seasoned compliance, credit, credit & compliance, title, collection comments, pay history, data, forensic, consumer, etc.). However, generally, activities will include (i) the identification of the proper documentation for data capture, (ii) the capture of such information in the system (iii) running embedded rules and logic against such information, and (iv) clearing validations and/or applying exceptions that may be appropriate for the item in question. DUTIES AND RESPONSIBILITIES: • Review and verify loan applications and support documentation. • Analyse loan risk and request additional information as necessary. • Ensure compliance with regulatory standards. • Ensure compliance with company policies and guidelines. • Determine and document loan conditions, communicate requirements, and/or decisions. • Identify portfolio risks resulting from the client's underlying business practices. • Document and effectively communicate reasons for the approval/rejection of loans. • Such other activities as may be assigned by your manager. SKILL SETS REQUIRED: • Demonstrated understanding of mortgage guidelines and policies for VA, FHA, FNMA, FHLMC & USDA • Analysis and Calculation of qualifying income from various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc. • Analysis of Credit Reports and Bank Statements • Experience with both AUS and manual underwriting methods including DU and LP. • Working knowledge of running and reviewing third party loan-level Fraud Reports (Fraud Guard, Fraud Manager or DRIVE) would be preferred. • Experience of working on Non-QM loans (Jumbo and Bank Statement Programs) in addition to AUS loans would be preferred. • Working knowledge of industry recognized LOS such as Encompass, BytePro, Calyx, Empower or Lending QB. QUALIFICATIONS/ REQUIREMENTS: • 5+ years of recent US Mortgage underwriting front-line experience • compliance review/ Disclosures Preparation/ Closing/ Doc Preparation and/or due diligence (post-close) experience in the residential mortgage industry • Knowledge and familiarity with current mortgage policies/procedures, compliance laws and regulationsincluding TRIDand understanding of mortgage regulatory changes • High producer with attention to quality • Strong commitment to customer service and satisfaction • Excellent time management skills • Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines, and standard accepted practices situsamc.com • Detail oriented, with superior verbal and written communication skills • Strong PC skills, with demonstrated proficiency with Microsoft Office
Posted Date not available
4.0 - 8.0 years
1 - 6 Lacs
pune, chennai
Work from Office
Designation - QA - Underwriting Level L3 Shift – US night shift ( WFO) Qualification - Graduate JD: Position Overview: The Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the client’s loan operating system, utilizing an automated underwriting system to determine approval and clearing conditions for Final Approval. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills. Essential Job Functions: Perform complete and in-depth review of mortgage loan files including; income, assets, credit and collateral Utilize client’s loan operating system to ensure accurate data entry Underwrite loans in accordance with client guidelines; utilizing AUS or manual guidelines Evaluate and ensure overall loan documents are accurate, complete, and compliant Ability to identify and/or clear red flag or s Issue loan decision and condition file accordingly Review and approve conditions for compliance and completion of loan file Provide excellent customer service to internal and external clients Maintain current knowledge of client and investor requirements Resolve pre and post-closing issues as they relate to underwriting Assist Processors/Loan Officers in understanding underwriting decisions and conditions Must be able to work in a high stress environment while delivering a high-level of customer service Ability to work more than 40 hours, on an as needed basis Requirements: Minimum 2+ years current conventional mortgage loan underwriting experience Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags Basic knowledge of appraisal and ability to recognize red flags and ineligible properties Thorough working knowledge of GSE underwriting guidelines and automated underwriting engines (DU/LP) Strong analytic, interpersonal, and verbal and written communication skills Detail-oriented with strong ability to time manage Ability to work in a flexible and production-oriented environment Must be willing and able to work as part of a team Strong capability to work in multiple systems - paperless environment Must be willing to work in strict security environment NMLS-MLO Licensure preferred Candidates must be available to work outside of normal business hours when necessary
Posted Date not available
4.0 - 7.0 years
1 - 6 Lacs
pune, chennai
Work from Office
Designation - QA - Underwriting Level L3 Shift – US night shift ( WFO) Qualification - Graduate JD: Position Overview: The Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the client’s loan operating system, utilizing an automated underwriting system to determine approval and clearing conditions for Final Approval. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills. Essential Job Functions: Perform complete and in-depth review of mortgage loan files including; income, assets, credit and collateral Utilize client’s loan operating system to ensure accurate data entry Underwrite loans in accordance with client guidelines; utilizing AUS or manual guidelines Evaluate and ensure overall loan documents are accurate, complete, and compliant Ability to identify and/or clear red flag or s Issue loan decision and condition file accordingly Review and approve conditions for compliance and completion of loan file Provide excellent customer service to internal and external clients Maintain current knowledge of client and investor requirements Resolve pre and post-closing issues as they relate to underwriting Assist Processors/Loan Officers in understanding underwriting decisions and conditions Must be able to work in a high stress environment while delivering a high-level of customer service Ability to work more than 40 hours, on an as needed basis Requirements: Minimum 2+ years current conventional mortgage loan underwriting experience Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags Basic knowledge of appraisal and ability to recognize red flags and ineligible properties Thorough working knowledge of GSE underwriting guidelines and automated underwriting engines (DU/LP) Strong analytic, interpersonal, and verbal and written communication skills Detail-oriented with strong ability to time manage Ability to work in a flexible and production-oriented environment Must be willing and able to work as part of a team Strong capability to work in multiple systems - paperless environment Must be willing to work in strict security environment NMLS-MLO Licensure preferred Candidates must be available to work outside of normal business hours when necessary
Posted Date not available
2.0 - 6.0 years
3 - 7 Lacs
navi mumbai
Remote
Preferred candidate profile Minimum 2 years mandatory experience in US Real Estate Underwriting (Mortgage) Experience in reviewing the mortgage documents and completing the process steps defined by the client Need knowledge about Income Credit, Assets, Credit, pre underwriting, underwriting QC, Jr. underwriting. Excellent oratory skills to communicate with the US clients Immediate availability to start Flexibility to work in night shifts **Why Join Us?** Competitive salary in line with the market standards Opportunity to make a significant impact in a global organization A dynamic and supportive work environment Apply now by sending your resume to - Mehjbin.khan@sutherlandglobal.com or reach out directly to Mehjbin - 9136559570 " Sutherland never requests payment or favors in exchange for job opportunities. Please report suspicious activity immediately to TAHelpdesk@Sutherlandglobal.com
Posted Date not available
3.0 - 7.0 years
3 - 6 Lacs
pune, chennai, bengaluru
Work from Office
*Underwriter reviews, conditions & underwrites mortgage loans as per the policies & procedures, appropriate guidelines *Examines documentation accuracy &completeness *Provides final approval underwriting of mortgage loans *4 C's guidelines Required Candidate profile • Graduate • Min 2.5yrs.exp. in conventional/govt end-to-end underwriting. • Well-versed with all 4C’s of Underwriting (Asset, Income, Credit and Collateral *Must have sound Knowledge of Us Mortgage
Posted Date not available
4.0 - 9.0 years
5 - 12 Lacs
bengaluru
Remote
Dear Candidate, We are hiring for US Mortgage Underwriting Work From Home Location. Any graduate can apply (To Confirm Please Drop a Whatsapp or call on 9205053694 Meenakshi ) ( In case The Number Is Busy, Please Drop A Whatsapp @ 9205053694 Meenakshi ) Perform & manage quality control reviews of residential loan files in accordance with customer quality control policies and procedures and accepted quality control standards. Will be also responsible for managing the daily operations along with client handling who should be well versed and certified underwriter in the Mortgage domain In depth knowledge of GSE, Fannie mae, Freddie Mac guidelines and requirements Expert in Mortgage lender's policies, guidelines and procedures (loan to value, debt to income, collateral review, compliance review) Should have experience in Analyze Income & employment, credit strength, property appraisal, check over debt to Income (DTI) and Loan to value (LTV)and all other information pertinent to the credit decision process on each mortgage application, as presented by the applicant Knowledge to validate that a prospective mortgagors loan application adheres to the Investors, Secondary Investors (Fannie & Freddie) and guidelines of applicable government agencies to approve the loan Review loan files for completeness and accuracy Confirm application information against all documents within the file Analyze all credit documents, including, but not limited to, mortgage applications, credit history and income documents, title documents, appraisals and all applicable compliance documents. Should have experience in Income Calculations Review the eligibility of Property, Borrowers Evaluate debt ratio, loan-to-value ratios, credit score, property valuation Identify risk factors, including fraud red flags to determine or verify misrepresentation Condition files for missing/ supporting documentation as needed Complete required trainings and assessments Knowledge in Commercial Real Estate will be an added advantage High level understanding of US Real Estate, Mortgage, Commercial Mortgage Servicing, loan agreements and documentation Ability to build & motivate teams Ability to manage Client escalations and Client relationships Team mentoring & coaching individual associates who may fall below desired performance Continuously contribute towards process improvement Hold relevant experience (To Confirm Please Drop a Whatsapp or call on 9205053694 Meenakshi ) ( In case The Number Is Busy, Please Drop A Whatsapp @ 9205053694 Meenakshi ) Regards SPARK CONSULTANCY
Posted Date not available
4.0 - 9.0 years
5 - 12 Lacs
hyderabad
Remote
Dear Candidate, We are hiring for US Mortgage Underwriting WFH Any graduate can apply (To Confirm Please Drop a Whatsapp or call on 9399615758 Monica ) ( In case The Number Is Busy, Please Drop A Whatsapp @ 9399615758 Monica ) Underwriter and Sr Underwriter Experience required for the Job: 3+ years Job Location: Mumbai/Chennai/ Bangalore/ Hyderabad Key skills: Underwriting, US mortgage Position Overview Candidate should have total 3+ years of US mortgage underwriting experience Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit Should have good analytical and problem-solving skills Should have decision-making skill when applying in business judgment Evaluate complete loan documents and should provide approval or denial decision Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation Thorough income calculation Salaried income, business income, retired other income and rental income Complete review of Collateral and property valuation Assets verification include borrowers bank account statement, retirement accounts, mutual funds and other investments. Credit analysis based on borrowers Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer Validating and processing the Loan documents on behalf a Mortgage lender organization. Evaluating evidence of borrowers willingness and ability to repay the obligation Good communication, Presentation skills, Self-motivated and hard working About you: Minimum 3 years of Underwriting experience in US Mortgage. Sound knowledge of US Residential mortgage Exposure of Underwriting processes & guidelines. Excellent critical thinking, problem solving and sound judgment. Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc. (To Confirm Please Drop a Whatsapp or call on 9399615758 Monica ) ( In case The Number Is Busy, Please Drop A Whatsapp @ 9399615758 Monica ) Regards SPARK CONSULTANCY
Posted Date not available
4.0 - 9.0 years
5 - 12 Lacs
hyderabad
Remote
Dear Candidate, We are hiring for US Mortgage Underwriting WFH Any graduate can apply (To Confirm Please Drop a Whatsapp or call on 9399615758 Monica ) ( In case The Number Is Busy, Please Drop A Whatsapp @ 9399615758 Monica ) Underwriter and Sr Underwriter Experience required for the Job: 3+ years Job Location: Mumbai/Chennai/ Bangalore/ Hyderabad Key skills: Underwriting, US mortgage Position Overview Candidate should have total 3+ years of US mortgage underwriting experience Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit Should have good analytical and problem-solving skills Should have decision-making skill when applying in business judgment Evaluate complete loan documents and should provide approval or denial decision Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation Thorough income calculation Salaried income, business income, retired other income and rental income Complete review of Collateral and property valuation Assets verification include borrowers bank account statement, retirement accounts, mutual funds and other investments. Credit analysis based on borrowers Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer Validating and processing the Loan documents on behalf a Mortgage lender organization. Evaluating evidence of borrowers willingness and ability to repay the obligation Good communication, Presentation skills, Self-motivated and hard working About you: Minimum 3 years of Underwriting experience in US Mortgage. Sound knowledge of US Residential mortgage Exposure of Underwriting processes & guidelines. Excellent critical thinking, problem solving and sound judgment. Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc. (To Confirm Please Drop a Whatsapp or call on 9399615758 Monica ) ( In case The Number Is Busy, Please Drop A Whatsapp @ 9399615758 Monica ) Regards SPARK CONSULTANCY
Posted Date not available
1.0 - 6.0 years
2 - 5 Lacs
bengaluru
Work from Office
current openings in a live underwriting profile with a leading BPO. This is for a pilot batch, and we are looking for candidates with good experience in underwriting. 6.5 lac plus incentives. If you are interested, please call HR John at 6362028414 . We are looking for a detail-oriented and analytical Live Underwriter to evaluate and assess real-time applications for insurance or financial products. You will be responsible for analyzing risk, verifying data, and making timely decisions during live sessions (such as video calls, live chats, or real-time data feeds) with customers or sales teams. Key Responsibilities: Evaluate and assess real-time insurance or loan applications for accuracy and risk. Perform live underwriting via digital platforms such as video calls or live data dashboards. Verify applicant data, documentation, and compliance with underwriting guidelines. Collaborate with agents, sales teams, or customers in real-time to gather missing information or clarify discrepancies. Make immediate underwriting decisions based on established policies and risk frameworks. Escalate complex or high-risk cases to senior underwriters or risk managers as needed. Maintain detailed records of each underwriting decision and interaction. Stay updated with underwriting trends, compliance standards, and fraud detection strategies. If you are interested, please call HR John at 6362028414 .
Posted Date not available
1.0 - 6.0 years
5 - 7 Lacs
bengaluru
Work from Office
current openings in a live underwriting profile with a leading BPO. This is for a pilot batch, and we are looking for candidates with good experience in underwriting. 6.5 lac plus incentives. If you are interested, please call TOOBA 8951870135
Posted Date not available
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