Get alerts for new jobs matching your selected skills, preferred locations, and experience range. Manage Job Alerts
4.0 - 7.0 years
1 - 6 Lacs
Pune
Work from Office
Designation - QA - Underwriting Level L3 Shift – US night shift ( WFO) Qualification - Graduate JD: Position Overview: The Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the client’s loan operating system, utilizing an automated underwriting system to determine approval and clearing conditions for Final Approval. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills. Essential Job Functions: Perform complete and in-depth review of mortgage loan files including; income, assets, credit and collateral Utilize client’s loan operating system to ensure accurate data entry Underwrite loans in accordance with client guidelines; utilizing AUS or manual guidelines Evaluate and ensure overall loan documents are accurate, complete, and compliant Ability to identify and/or clear red flag or s Issue loan decision and condition file accordingly Review and approve conditions for compliance and completion of loan file Provide excellent customer service to internal and external clients Maintain current knowledge of client and investor requirements Resolve pre and post-closing issues as they relate to underwriting Assist Processors/Loan Officers in understanding underwriting decisions and conditions Must be able to work in a high stress environment while delivering a high-level of customer service Ability to work more than 40 hours, on an as needed basis Requirements: Minimum 2+ years current conventional mortgage loan underwriting experience Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags Basic knowledge of appraisal and ability to recognize red flags and ineligible properties Thorough working knowledge of GSE underwriting guidelines and automated underwriting engines (DU/LP) Strong analytic, interpersonal, and verbal and written communication skills Detail-oriented with strong ability to time manage Ability to work in a flexible and production-oriented environment Must be willing and able to work as part of a team Strong capability to work in multiple systems - paperless environment Must be willing to work in strict security environment NMLS-MLO Licensure preferred Candidates must be available to work outside of normal business hours when necessary
Posted 3 weeks ago
4.0 - 5.0 years
2 - 7 Lacs
Pune
Work from Office
Role & responsibilities Preferred candidate profile Designation - QA - Underwriting Level L3 Shift – US night shift ( WFO) Qualification - Graduate JD: Position Overview: The Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the client’s loan operating system, utilizing an automated underwriting system to determine approval and clearing conditions for Final Approval. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills. Essential Job Functions: Perform complete and in-depth review of mortgage loan files including; income, assets, credit and collateral Utilize client’s loan operating system to ensure accurate data entry Underwrite loans in accordance with client guidelines; utilizing AUS or manual guidelines Evaluate and ensure overall loan documents are accurate, complete, and compliant Ability to identify and/or clear red flag or s Issue loan decision and condition file accordingly Review and approve conditions for compliance and completion of loan file Provide excellent customer service to internal and external clients Maintain current knowledge of client and investor requirements Resolve pre and post-closing issues as they relate to underwriting Assist Processors/Loan Officers in understanding underwriting decisions and conditions Must be able to work in a high stress environment while delivering a high-level of customer service Ability to work more than 40 hours, on an as needed basis Requirements: Minimum 2+ years current conventional mortgage loan underwriting experience Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags Basic knowledge of appraisal and ability to recognize red flags and ineligible properties Thorough working knowledge of GSE underwriting guidelines and automated underwriting engines (DU/LP) Strong analytic, interpersonal, and verbal and written communication skills Detail-oriented with strong ability to time manage Ability to work in a flexible and production-oriented environment Must be willing and able to work as part of a team Strong capability to work in multiple systems - paperless environment Must be willing to work in strict security environment NMLS-MLO Licensure preferred Candidates must be available to work outside of normal business hours when necessary
Posted 3 weeks ago
2.0 - 7.0 years
4 - 9 Lacs
Pune, Bengaluru, Mumbai (All Areas)
Work from Office
*Underwriter reviews, conditions & underwrites mortgage loans as per the policies & procedures, appropriate guidelines *Examines documentation accuracy &completeness *Provides final approval underwriting of mortgage loans *4 C's guidelines Required Candidate profile • Graduate • Min 2.5yrs.exp. in conventional/govt end-to-end underwriting. • Well-versed with all 4C’s of Underwriting (Asset, Income, Credit and Collateral
Posted 3 weeks ago
2.0 - 7.0 years
4 - 9 Lacs
Bengaluru
Remote
US Residential Mortgage Live Underwriting or End-to-End Underwriting Experience: 2+ years Work Mode: Work From Home CTC: to 13 LPA Shift: Night Shift Qualification: Any Degree (No Backlogs) Call 9003030605 Share resume to hr@linknight.in Required Candidate profile Should have a minimum of 2 years of experience in live or end-to-end underwriting. Must work with income calculation with self-employment. Must be flexible with working "US Shift and WFO in Chennai
Posted 4 weeks ago
2.0 - 4.0 years
4 - 8 Lacs
Bengaluru
Work from Office
location -Brookfield 5days of working [ sat,sun off] US Mortgage process (WFH) Graduation is mandatory [only for exp ] Salary: Up to 11LPA (based on last drawn salary and exp) Joining Bonus: 1,00,000 (for joining within 45 days)
Posted 1 month ago
2.0 - 7.0 years
4 - 9 Lacs
Bengaluru
Work from Office
Loc: Remote (WFH) Edu: Graduation Mandit(No Freshers) Req:Min 2yrs of exp in live underwriting with strong expertise in US Residential Mortgage process Sal: Up to 12 LPA (based on experience)+ Joining Bonus: 1,00,000 (for joining within 45 days) Required Candidate profile Analyze&calculate qualifying income from various tax docs: 1040s, Schedule E, 1065, 1120, 1120 S, K1, transcripts,etc. Review docs to assess risk and ensure compliance
Posted 1 month ago
1.0 - 3.0 years
5 - 9 Lacs
Pune, Chennai
Work from Office
**Mphasis Walk-in Drive for US Mortgage Underwriters!** Date: 4th-July-25 Timings: 11pm to 3pm Address: EON Kharadi Infrastructure Pvt Ltd, Cluster C, Wing 3, 5th Floor, Plot No. 1. Survey No. 77, MIDC, Kharadi, Pune - 411014. Position Overview: The Underwriters primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the clients loan operating system, utilizing an automated underwriting system to determine approval and clearing conditions for Final Approval. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills. **Essential Job Functions:** - Review mortgage loan files thoroughly - Accurately enter data into the loan system - Underwrite loans in accordance with client guidelines - Ensure accuracy and compliance of loan documents - Address issues promptly and provide top-notch customer service - Stay updated on client and investor requirements - Assist colleagues in understanding underwriting decisions - Work efficiently in a high-pressure environment **Requirements:** - Minimum 1.5 + years of current conventional mortgage underwriting experience - Proficiency in income calculations, tax returns, and credit report analysis - Understanding of appraisal processes and red flags - Knowledge of underwriting guidelines and automated systems - Strong analytical and communication skills - Detail-oriented with excellent time management abilities - Ability to collaborate effectively in a fast-paced environment - Proficient in multiple systems and willing to work in a secure environment - NMLS-MLO Licensure preferred - Availability to work beyond regular hours when necessary Candidates are required to bring a hard copy of their resume. Please mention HR Janavi name on it. Don't miss this opportunity to join our dynamic team at Mphasis! #MortgageUnderwriter #JobOpportunity #MphasisWalkInDrive
Posted 1 month ago
2.0 - 7.0 years
8 - 14 Lacs
Bengaluru
Remote
Job Title : Live Underwriting Qualification : Any Graduate or Above Relevant Experience : 3 to 8 Years Must Have Skills : 1.Live underwriters 2.4Cs 3.Collateral Capacity 4.Credit & Income 5.mortgage loans 6.loan data, reports, and inspections Good Have Skills : Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines Roles and Responsibilities : 1.The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2.Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3.Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4.Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5.Provides final approval underwriting of mortgage loans. 6.Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7.Sign off conditions in a timely manner set by management. 8.Work with staff and management to find solutions on escalated loans. 9.May be requested to make recommendations for improving Internal Audits policies and practices. 10.Manage loans by using all functions of Encompass. 11.Effectively communicate underwriting decisions with processors and advisors 12.Maintain a high level of customer service and communication with other departments. 13.Other duties as assigned. Location : Remote CTC Range : 8 to15 LPA (Lakhs Per Annum) Notice period : 30 days Shift Timing : Night Shift Mode of Interview : Virtual Mode of Work : Work From Home Thanks & Regards, Aneesha HR Analyst Black and White Business Solutions Pvt Ltd Bangalore,Karnataka,INDIA. Direct Number : 08067432440| Whats app : 9035128021| aneesha.g@blackwhite.in
Posted 1 month ago
2.0 - 7.0 years
5 - 15 Lacs
Bengaluru
Remote
About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1. Live underwriters 2. 4Cs 3. Collateral Capacity 4. Credit & Income 5. Residential Underwriting 6. Pre purchase review / PPR Roles and Responsibilities : 1. The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2. Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3. Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4. Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5. Provides final approval underwriting of mortgage loans. 6. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7. Sign off conditions in a timely manner set by management. 8. Work with staff and management to find solutions on escalated loans. 9. May be requested to make recommendations for improving Internal Audits policies and practices. 10. Manage loans by using all functions of Encompass. 11. Effectively communicate underwriting decisions with processors and advisors 12. Maintain a high level of customer service and communication with other departments. 13. Other duties as assigned. Work Location : Remote CTC Range : Upto 15 LPA (Lakhs Per Annum) Notice period : Immediate to 60 Days Shift Timing : US Shift Mode of Interview : Virtual Mode of Work : Work from Home Thanks & Regards, Hemalatha HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 080-67432418| Whats App : 9900261540 hemalatha.c@blackwhite.in | www.blackwhite.in ****************************** DO REFER YOUR FRIENDS**********************************
Posted 1 month ago
1.0 - 6.0 years
6 - 15 Lacs
Bengaluru
Work from Office
MEGA Walk in Drive Startek welcomes experienced professionals for the role of Commercial/ Credit Underwriter for International banking Process ONLY IMMEDIATE JOINERS MUST APPLY HR Name - Alisha A. HR Contact - 8826179338 Date of Interview - 19th June 2025 - 21st June 2025 Interview Location - Startek ITPL, 6th Floor,Explorer Building, Pattandur Agrahara, Whitefield, Bengaluru - 560066. Interview Time - 12:30 PM -- 05:00 PM 5 days working Rotational shifts & Rotational week Offs Location - Bengaluru About US - Our associates are central to our mission of combining people, technology and data to deliver customer experience excellence for leading brands. As a global CX solutions provider with 38,000 people in 12 countries, our teams come from many different backgrounds with rich and varied experiences. Our Values unite us, creating a shared set of behaviours that are common to all associates across Startek regardless of region or role. Our Values work together to guide our decision-making and shape the experience of our associates, our clients and our shareholders. Job Description Review and analyses financial statements of businesses seeking loans or insurance Assess the risk associated with loan applications and insurance policies Determine the creditworthiness of applicants using financial ratios and other metrics Prepare detailed reports on the financial status and risk levels of applicants Negotiate terms and conditions of loans and insurance policies with clients Collaborate with sales and account management teams to meet client needs Monitor existing accounts and update risk assessments as necessary Ensure compliance with regulatory guidelines and internal policies Maintain accurate and comprehensive records of underwriting activities Provide recommendations for approval or denial of loan and insurance applications Eligibility Criteria - Bachelors degree in a related field (e.g., finance, business, or insurance) Minimum 1.5 year of experience as an Underwriter or in a similar role for UW Strong analytical and decision-making skills Excellent attention to detail and accuracy Knowledge of insurance industry regulations and guidelines Effective communication and interpersonal skills Ability to work independently and as part of a team Knowledge of how insurance industry works in US preferred Flexible working in US Shifts Interview Process - HR Screening Operations round Client Round Salary Discussion Benefits Free Transportation (2 way cab provided round the clock)
Posted 1 month ago
3.0 - 7.0 years
5 - 11 Lacs
Pune, Chennai
Work from Office
Underwriter Digital Risks mission to Make Mortgages Safe relies on the perfect blending of human experience and state-of-the-art technology to serve its workforce and clients. Digital Risks 1,500+ team members make us one of the largest mortgage outsource providers in the U.S., supplying appraisal and mortgage processing, underwriting and closing to the largest banks and loan originators. Position Overview: The Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the client’s loan operating system, utilizing an automated underwriting system to determine approval and clearing conditions for Final Approval. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills. Essential Job Functions: • Perform complete and in-depth review of mortgage loan files including; income, assets, credit and collateral • Utilize client’s loan operating system to ensure accurate data entry • Underwrite loans in accordance with client guidelines; utilizing AUS or manual guidelines • Evaluate and ensure overall loan documents are accurate, complete, and compliant • Ability to identify and/or clear red flag or s • Issue loan decision and condition file accordingly • Review and approve conditions for compliance and completion of loan file • Provide excellent customer service to internal and external clients • Maintain current knowledge of client and investor requirements • Resolve pre and post-closing issues as they relate to underwriting • Assist Processors/Loan Officers in understanding underwriting decisions and conditions • Must be able to work in a high stress environment while delivering a high-level of customer service • Ability to work more than 40 hours, on an as needed basis Requirements: • Minimum 2+ years current conventional mortgage loan underwriting experience Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags Basic knowledge of appraisal and ability to recognize red flags and ineligible properties • Thorough working knowledge of GSE underwriting guidelines and automated underwriting engines (DU/LP) • Strong analytic, interpersonal, and verbal and written communication skills • Detail-oriented with strong ability to time manage • Ability to work in a flexible and production-oriented environment • Must be willing and able to work as part of a team • Strong capability to work in multiple systems - paperless environment • Must be willing to work in strict security environment • NMLS-MLO Licensure preferred • Candidates must be available to work outside of normal business hours when necessary If interested do share resume to ta129@matrixhrsservices.com or 9019930479
Posted 1 month ago
2.0 - 7.0 years
5 - 10 Lacs
Bengaluru
Remote
To work on live underwriting and complete the daily target or assignments. Have experience in US Mortgage Underwriting. Working on 4 Cs (Credit, Capacity, Capital, and Collateral). Knowledge on Income Calculations (Wage, Self Employed and other)
Posted 1 month ago
1.0 - 6.0 years
5 - 12 Lacs
Bengaluru
Remote
Experience in Live underwriting Follow quality control policies & procedures Able to fulfill the role of subject matter expert Analyze individual guaranty & closing files Knowledge on 4Cs & income calculations Experience in quality check and control
Posted 1 month ago
3.0 - 8.0 years
5 - 11 Lacs
Mumbai, Chennai, Bengaluru
Work from Office
Job description Walk-in Drive in Firstsource for US Mortgage Underwriters -Mumbai location Walk-in Time 11.00 AM to 4.00 PM Walk-in Date - 21st & 22nd June Walk-in address - Firstsource Paradigm, 2nd Floor, New Link Malad, Rajan Pada, Mindspace, Malad West, Mumbai, Maharashtra 400064 Contact Person Supriya PS- supriyapss@firstsource.com Job Description Graduates & above Minimum 2 year of experience into Live Underwriting. Should have worked in all the 4 c's Sound knowledge of US Residential mortgage. Exposure of Underwriting processes & guidelines. Excellent critical thinking, problem solving and sound judgment. Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc Join our team if you're passionate about the industry and possess the skills listed below. Requirements: Minimum 3 years of experience in US mortgage- live Underwriting. Strong understanding of underwriting processes, mortgage products, and federal regulations Excellent analytical, communication, and customer service skills. Ability to thrive in a team-oriented environment. Proficiency in relevant computer applications and software Interview rounds HR, Assessment, Ops and client round. Interested candidates can drop in to the office with your resume and govt ID proof. Disclaimer : Firstsource allows a fair, transparent, and merit-based hiring process. we never ask for money at any stage. Beware of fraudulent offers and always verify through our official channels or @ firstsource.com email addresses
Posted 1 month ago
2.0 - 6.0 years
4 - 9 Lacs
Pune, Chennai, Bengaluru
Work from Office
Provides final approval Underwriting of mortgage loans. Manage loans using all Encompass functions. Completes all required paperwork and forms in a timely and accurate manner; prepares required forms.4C’s of Underwriting Required Candidate profile 2-6 yrs exp. in US Mortgage Loan Processing • Minimum 2 years of experience in conventional/govt end-to-end underwriting • Well-versed with all 4C’s of Underwriting (Asset, Income, Credit & Collateral
Posted 1 month ago
2.0 - 7.0 years
8 - 10 Lacs
Gurugram
Remote
US Mortgage experience In Underwriting All 4 C’s Credit, Capacity, Collateral, and Capital or Income review experience, Conditions Clearing, Closing Review, Loan Set Up review process..Group health/Liability/Commercial/Crop UW openings are also open. Required Candidate profile past due account ,revolving account, time share account, 30-day loan account.tax extension forms IRS 4868.wage income, self-employment income, business income.Debt-to-Income (DTI)/Loan-to-Value (LTV)
Posted 1 month ago
3.0 - 8.0 years
8 - 10 Lacs
Pune, Chennai
Hybrid
Greetings, Company Name : M.Phasis (https://www.mphasis.com) Job Role: Live Underwriter- US Residential Mortgage Underwriting Experience : 3+ yrs Work Mode : 3 to 4 Months ( WFO) Post that its Permanent (WFH) Job Location for initial 3 to 4 months will be Pune (or) Chennai Budget : Upto 10 LPA Requirements : Experience in Live Underwriting, End to End Underwriting, Income Calculation, Review of Public Report, Review of Credit Report and 4C's is mandatory. Notice Period : Immediate to 30 days only No. of openings : 10+ openings Skills : Excellent knowledge in US Residential Mortgage Underwriting process is mandatory Note : Accommodation Fee for relocating candidates will be given (6000*3 or 4 months) Contact : 8431234240
Posted 1 month ago
2.0 - 6.0 years
0 - 2 Lacs
Bengaluru
Remote
Role & responsibilities Maintain a working knowledge of US Mortgage Originations , closing procedures, federal and state lending laws. Must have good working knowledge of all 4Cs of underwriting. Experience in end-to-end underwriting of Conventional loans. Must have strong understanding of Desktop Underwriter (DU) and Loan Prospector (LP). Sound knowledge of Fannie Mae & Freddie Mac Guidelines. Interpret state rules, statute laws, federal regulations & investor guidelines and apply them to specific loans. Review loan file for compliance with all regulatory and client’s guidelines/overlays Analyze income & employment, credit strength, capacity to repay, property appraisal, title report; calculate and analyze LTV/CLTV/HCLTV/DTI/HTI , check all other information relevant to the credit decision process on each mortgage application. Calculate all types of income (Wage earner/self-employment/Other income etc.). Good decision maker in identifying all types of red flags and Approving or Denying the file accordingly. Analyze the risk involved in approving a loan to determine whether it is acceptable to the lender. Working knowledge of various fraud tools. Cite conditions for the missing documents in an effective manner. Audit the file from a closing & compliance standpoint on daily basis and note any exceptions.
Posted 1 month ago
2.0 - 7.0 years
3 - 7 Lacs
Bengaluru
Work from Office
Immediate HIRING!! MEGA Walk In Drive HR Name - Alisha A. HR Contact - 8826179338 Date of Interview - 11th June 2025 - 13th June 2025 Interview Location - Startek ITPL, 6th Floor,Explorer Building, Pattandur Agrahara, Whitefield, Bengaluru - 560066. Interview Time - 12:30 PM -- 05:00 PM Startek welcomes experienced professionals for the role of Senior Executive - Underwriting for International Voice Process About US - Our associates are central to our mission of combining people, technology and data to deliver customer experience excellence for leading brands. As a global CX solutions provider with 38,000 people in 12 countries, our teams come from many different backgrounds with rich and varied experiences. Our Values unite us, creating a shared set of behaviors that are common to all associates across Startek regardless of region or role. Our Values work together to guide our decision-making and shape the experience of our associates, our clients and our shareholders. Job Description - Evaluating creditworthiness and financial stability of applicants. Assessing risks in lending and making informed decisions. Ensuring compliance with financial regulations and standards. Analyzing credit applications and financial statements. Utilizing credit-scoring systems for risk assessment. Maintaining up-to-date knowledge of lending regulations. Documenting and reporting on lending decisions. 5 days working with Rotational Shifts & Rotational week Offs. Eligibility Criteria - Minimum Educational Qualification - Any Graduation Minimum 2 Years exp in Underwriting Excellent Verbal and Written communication Detail-oriented with strong data analysis skills Highly organized and able to prioritize. Proficiency in Microsoft Office and automated underwriting systems. Interview Process - HR Screening Operations round Client Round Salary Discussion
Posted 1 month ago
2.0 - 7.0 years
8 - 10 Lacs
Gurugram
Remote
US Mortgage experience In Underwriting All 4 C’s Credit, Capacity, Collateral, and Capital or Income review experience, Conditions Clearing, Closing Review, Loan Set Up review process..Group health/Liability/Commercial/Crop UW openings are also open. Required Candidate profile Mortgage underwriting associate evaluate/determine the eligibility of loan applications of residential mortgage loans. Mortgage underwriting associate role includesreview of all 4 Cs evaluating risk
Posted 1 month ago
2.0 - 7.0 years
0 - 3 Lacs
Pune, Bengaluru
Work from Office
Job Opportunity US Mortgage Underwriter - Credit - Work from Office Company Profile: Infinity IPS Founded in 2003, Infinity IPS is a mortgage industry leader in providing end-to-end services and solutions. We specialize in mortgage due diligence, pre-fund and post-close quality control, mortgage servicing reviews and loan brokering services. We are vetted by all 5 major rating agencies. Our clients are financial entities including investment banks, commercial banks, mortgage companies, government agencies and mortgage insurers Post US Mortgage Underwriter - Credit Location Bangalore & Pune – WORK FROM OFFICE Job Shift – Day & Night (7 Pm to 5 Am) - Both Shifts Available - 5 Days a Week – Saturday & Sunday Off Transport Travelling to be Managed by Self Immediate joiners preferred Good exposure to work and good salary Required Skills & Job Responsibilities – U.S. Mortgage Underwriter: 2 or more years of experience in U.S. residential mortgage underwriting. Strong understanding of U.S. residential mortgage products and investor guidelines. Excellent analytical and decision-making skills, with a focus on maintaining data integrity and accuracy in all underwriting documentation and systems. Ability to analyze credit reports, income documents, asset statements, and property appraisals to ensure compliance with investor guidelines. S trong working knowledge of 4Cs Experience r eviewing and verifying W-2s, pay stubs, tax returns, bank statements, appraisal reports, and other documentation. S killed in evaluating borrower credit reports, calculating DTI (Debt-to-Income) ratios, and calculation various income types (base, self-employment, rental income). Strong attention to identifying red flags and applying risk-based decision-making. Excellent verbal and written communication skills.
Posted 1 month ago
2.0 - 7.0 years
4 - 9 Lacs
Chennai
Work from Office
Full Position SummaryThe Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage (1-4 family) loans. Mortgage underwriting associate role includes but not limited to analyzing and verifying loan applications, review of all 4 C s, evaluating risks, and making loan eligibility decisions. The incumbent ensures the accurate, efficient, and timely flow of information/documentation for offering quality and efficient services. Responsibilities Knowledge of mortgage underwriting and Agency automated underwriting systems Demonstrate a full understanding of agency guidelines as well as posted Lender internal guidelines Review all mortgage applications and documentation for accuracy and completeness Review and be able to complete a full analysis of all types of income (Self/Rental/Wage/etc), Assets, Liabilities, Credit and Collateral. Analyze credit, income, and assets on a loan-by-loan basis to properly assess individual risk, and promptly provide underwriting decisions to Mortgage Originators Review property documentation including title commitments, sales contracts, insurance, and flood determinations Maintain a well-developed knowledge of loan product guidelines and industry regulations, including assisting in the prevention, detection, and resolution of mortgage fraud Review and analyze appraisals for value and compliance with industry requirements Demonstrate the ability to independently make sound decisions based on the creditworthiness of the applicants based on established underwriting guidelines, policies, procedures, knowledge, and experience Provide exceptional customer care (both internal and external) in a manner that satisfies the individual needs of each customer and builds loyalty to the client Maintain confidentiality of all customer and employee information Respond positively to feedback and redirection Fully utilize systems, tools, training, and resources provided to maximize potential Assist other departments as needed Meeting daily production . Meeting the daily SLA requirement Meeting the daily Quality requirements Qualifications EducationBachelors in any stream. Experience2+ years increasingly responsible experience in related areas. Knowledge/Skills/Abilities: Experienced mortgage professional with 2-3 years with mortgage underwriting. Has a complete understanding of Conventional, FHA and VA underwriting guidelines. Has working knowledge of real estate lending criteria and federal, state, and agency compliance Can multi-task and manage time efficiently Has strong organizational skills, attention to detail, and basic Microsoft Office skills Good analytical and problem-solving skills. Strong organization and verbal and written communications skills. Highly adaptive and open to changes as the organization grows and its needs evolve.
Posted 1 month ago
2.0 - 7.0 years
8 - 10 Lacs
Gurugram
Remote
US Mortgage experience In Underwriting All 4 C’s Credit, Capacity, Collateral, and Capital or Income review experience, Conditions Clearing, Closing Review, Loan Set Up review process..Group health/Liability/Commercial/Crop UW openings are also open. Required Candidate profile Mortgage underwriting associate evaluate/determine the eligibility of loan applications of residential mortgage loans. Mortgage underwriting associate role includesreview of all 4 Cs evaluating risk
Posted 1 month ago
2.0 - 7.0 years
4 - 9 Lacs
Pune
Remote
*Underwriter reviews, conditions & underwrites mortgage loans as per the policies & procedures, appropriate guidelines *Examines documentation accuracy &completeness *Provides final approval underwriting of mortgage loans *4 C's guidelines Required Candidate profile • Graduate • Min 2.5yrs.exp. in conventional/govt end-to-end underwriting. • Well-versed with all 4C’s of Underwriting (Asset, Income, Credit and Collateral Connect on :9500996913
Posted 2 months ago
1.0 - 6.0 years
2 - 5 Lacs
Chennai
Work from Office
Hiring for Tier 1 Client
Posted 2 months ago
Upload Resume
Drag or click to upload
Your data is secure with us, protected by advanced encryption.
Browse through a variety of job opportunities tailored to your skills and preferences. Filter by location, experience, salary, and more to find your perfect fit.
We have sent an OTP to your contact. Please enter it below to verify.
Accenture
39581 Jobs | Dublin
Wipro
19070 Jobs | Bengaluru
Accenture in India
14409 Jobs | Dublin 2
EY
14248 Jobs | London
Uplers
10536 Jobs | Ahmedabad
Amazon
10262 Jobs | Seattle,WA
IBM
9120 Jobs | Armonk
Oracle
8925 Jobs | Redwood City
Capgemini
7500 Jobs | Paris,France
Virtusa
7132 Jobs | Southborough