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Lending Fraud Risk Operations Professional

Lending Fraud Risk Operations Professional

Paytm

4 - 7 years

7 - 10 Lacs

noida

Posted:4 hours ago| Platform:

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Skills Required

data analysis fraud investigation fintech sql fraud emi risk management risk assessment risk operations operations management sql queries payments regulatory power bi financial services business intelligence tools lending operations

Work Mode

Work from Office

Job Type

Full Time

Job Description

Lending Fraud Risk Operations

Deputy Manager / Manager

Position Overview

We are seeking an experienced professional to join our Lending Fraud Risk Operations team. The successful candidate will be responsible for identifying, investigating, and mitigating fraud risks across our digital lending portfolio. This role requires deep expertise in fintech lending operations, advanced analytical skills, and a thorough understanding of the digital payments ecosystem.

Key Responsibilities

Lead fraud investigation and risk assessment for online lending products including BNPL, personal loans, merchant loans, and EMI schemes
Developandimplementfrauddetectionstrategiesandoperational frameworks for digital lending services
Monitor, analyze, and report on fraud trends, patterns, and emerging threats in the lending ecosystem
Collaborate with cross-functional teams including product, technology, and compliance to enhance fraud prevention measures
Design and maintain fraud monitoring dashboards using SQL queries and Power BI visualizations
Conduct detailed case investigations and prepare comprehensive fraud assessment reports
Ensure compliance with regulatory requirements including NPCI guidelines and RBI regulations
Train and mentor junior team members on fraud investigation techniques and risk assessment methodologies
Interface with external agencies, law enforcement, and regulatory bodies as required
Continuously improve fraud detection algorithms and operational processes

Required Qualifications & Experience

Essential Requirements

Minimum 4-7 years of experience in fraud risk operations within fintech companies
Proven experience with leading fintech lending service providers
Extensive hands-on experience in fraud investigation specific to online lending products:
Buy Now Pay Later (BNPL) services
Personal loan platforms
Merchant lending and cash advance products
EMI and installment-based lending
Advanced proficiency in SQL for data analysis and fraud pattern identification
Experience with business intelligence tools, Power BI strongly preferred
Bachelor's degree in Finance, Economics, Statistics, Computer Science, or related field

Preferred Qualifications

Deepunderstandingofmerchantecosystemandpaymentgateway operations
KnowledgeofNPCIregulations,UPIguidelines,anddigitalpayment compliance requirements
Experience with machine learning applications in fraud detection
Professionalcertificationsinfraudexamination(CFE,CAMS)orrisk management

Skills & Competencies

Technical Skills

AdvancedSQLanddatabase querying
Power BI dashboard development
Statisticalanalysisandpattern recognition
Risk assessment frameworks
Data visualization and reporting
Domain Expertise
Digital lending fraud patterns
Fintech regulatory landscape
Payment ecosystem knowledge
Investigation methodologies
Compliance and audit processes

What We Offer

Competitive salary package

Comprehensive health and wellness benefits

Professional development and certification support

Flexible working arrangements

Opportunity to work with cutting-edge fintech technologies

Career advancement opportunities in a rapidly growing organization

Key Focus Areas: BNPL, Personal Loans, Merchant Loans, EMI Products, and Digital Lending Fraud Prevention.

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Fintech / Digital Payments

Noida

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Lending Fraud Risk Operations Professional