Legal Associate

We are hiring for leading NBFC client based in Thrissur.

Responsibilities

• Provide sound legal advice on matters related to credit, loans, recoveries, investments, and overall operations.
• Interpret and ensure adherence to cooperative society laws, RBI/NABARD guidelines (if applicable), and other financial regulations.
• Draft, review, and vet legal documents including loan agreements, mortgage deeds, hypothecation, vendor contracts, MoUs, and other service agreements.
• Ensure legal soundness in documentation related to property mortgages and member security.
• Manage legal proceedings for loan defaults, including issuing legal notices, filing recovery suits, and coordinating with external legal counsel.
• Represent the society in legal forums, tribunals, and courts when required.
• Ensure compliance with all applicable statutory laws and regulations related to credit societies, including audit requirements.
• Liaise with regulatory bodies like the Registrar of Cooperative Societies, ROCS, etc.
• Identify potential legal risks in operations and advise mitigation strategies.
• Maintain an updated risk register and legal compliance checklist.
• Conduct internal training on legal aspects for branch staff and credit officers.
• Develop and update internal policies, terms, and legal SOPs.

Candidate Requirements:

• LLB / BL graduate

  with a minimum of

  1 year of experience

  (preferably in NBFC or Banking sector).
• Good knowledge of

  civil laws, recovery process, and loan documentation

  .
• Strong

  drafting, communication, and analytical skills

  .
• Ability to coordinate with multiple departments and external counsels.
• Proficiency in MS Office and documentation handling.