128 Jobs in Palanpur - Page 2

Roles and Responsibilities Generate leads through field sales activities, including visiting potential customers and prospecting for new business opportunities. Develop and maintain relationships with existing clients to increase repeat business and referrals. Identify customer needs and provide solutions using our company's products or services. Meet daily targets set by management, including number of calls made, meetings scheduled, and orders generated. Collaborate with other teams to achieve overall sales goals.

Statutory Compliance& Liaison with Govt. Authorities. Industrial Relations, Grievance Resolutions and CSR Activities Handling grievances & ensuring prompt resolution. Handling trade unions. Conduct Domestic enquiries, attend labour court cases Required Candidate profile Should be well versed with local language Should have handled IR and Trade union matters. Representing the Co. at reconciliation and tribunal hearings in respect of grievances and complaints

Recruitment and Staffing Employee relations. Training and development. Compliance and policy implementation. Compensations and benefits Performance management Empoyee records and documentation Health and Safety Employee engagement HR reporting Required Candidate profile Male, Between 30 Years to 40 Years Previous Experience in to Manufacturing Industry, Willing to relocate to Abu road. End to end recruitment. From South India belt

Provide technical support, troubleshoot issues, & ensure customer satisfaction Perform preventive maintenance, document service activities, & coordinate with the sales team Manage AMC/CMC contracts, ensure customer satisfaction. Required Candidate profile Minimum of 2-3 years of experience in servicing IVD instruments or similar medical devices Strong technical skills in instrument installation, troubleshooting & maintenance.

Basic Requirement : 1. Experience of Worsted Spinning will be preferred. 2. Education : Bachelor in Textile/Diploma in Textiles Job Purpose 1. To achieve Target Production & efficiency as per Production Plan by optimizing all available resources 2. To follow all Quality Parameters of each M/c 3. To Identify & remove abnormalities through effective check system 4. To implement & monitor Delivery Schedule as per plan 5. To maintain discipline and all Management activity in Dept. Job Context & Major Challenges 1. Resources available are suitable for small lots, achieve & maintain Zero Mix-up at every stage through faster Run out and monitoring 2. Inspite of different cuts (Clearer) for different blends & count 3. To maintain & achieve Autoconer efficiency 75% 4. Achieve zero re-working by improving skill of workmen and create awareness to all workmen regarding check points 5. To create more multi skill in Shift which helps to achieve hand shortage, production & efficiency at every stage Key Result Areas KRA (Accountabilities) Supporting Actions KRA1 Accountability - Production & Utilization of M/cs 1. Minimize spindle to spindle variation 2. Proper utilization of Man & M/c 3. Implementation & Planning KRA2 Accountability - Deilvery 1. Database Analysis 2. Follow up of Process Parameters at all stage 3. Non-confirmative production Should be Zero KRA3 Accountability - Waste Control 1. To improve working of material by better practice & system follow up 2. M/c & Shift-wise Monitoring 3. System Follow up KRA4 Accountability - M/c Wise check points 1. Effective charge system 2. Cross checking of Worker Check Points 3. Involvement in Management Activities for Team building 4. Feedback from SQC 5. Follow up of WCM Activities

Role & responsibilities Functional Competencies : Knowledge of Product & Market. Convey/arrive at deal decisions in the spirit of joint decision with the sales team and not be seen to have a sense of power from the underwriting responsibility vested by the organization in the officer. Make effort to convince the sales team about any rejection of deal being out of line with organizations credit appetite. Analytical Skills & Sound judgement. Understanding of CIBIL and other checks performed to check customer's credibility. Ability to take quick decisions and be mindful that decision delayed is decision denied. Interpersonal and communication skills for inter and Intra company co-ordination, well versed with local Language, knowledge of Computer and basic excel working Behavioral Competencies Customer Focus and proactive. Ensure cordial environment in the Branch, be a source of motivation for the team Bias for Action and Urgency. Self-driven individual performer. Hard Work and Detail Orientation Job Responsibilities Financial Responsibilities: Assessment of customers sourced by the Sales team as per the credit policy, determine deviations and exceptions within turnaround time and seek necessary approvals on deals based on exposure and deviations (approve / suggest modified terms / decline). Assess the customers based on customer documents, FI report, Sales visit report, Bureau report (CIBIL, etc.) and Tele-verification with the customer/ Personal Discussion. Should conduct product and customer's profile match. Identify Risk & suggest suitable Mitigants. Collaborate with the Sales Team to build a healthy and profitable portfolio. Non Financial Responsibilities : Provide quick decision (approve/ suggest/ decline) so that TAT is ensured and always keep a solution-oriented approach towards customer needs. Appointment and periodic monitoring of Values, RTO Agents and sourcing channels. Asset Verification/ customer visit for NS/ED cases. Visit to Customer's place prior to approval of deal as per requirement of individual deal. Should highlight any wrong commitments, potential third-party transactions and other negative observations without fear or favor and should get his doubts clear. Smartly figuring out customer's credential and perform tele-verification of the customer. Should ensure that FI Team is well groomed and is presentable at all times..

Preferred candidate profile HSC Compulsory with prior experience into collection. Fixed salary + incentive On roll job

We are looking for a highly motivated and experienced Branch Relationship Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-4 years of experience in the BFSI industry, preferably in used car finance. Roles and Responsibility Develop and maintain strong relationships with existing customers to increase business growth. Identify new business opportunities and expand the customer base through effective sales strategies. Collaborate with internal teams to ensure seamless delivery of products and services. Provide excellent customer service and resolve issues promptly. Analyze market trends and competitor activity to stay ahead in the market. Achieve sales targets and contribute to the overall growth of the branch. Job Requirements Strong knowledge of the BFSI industry, particularly in used car finance. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills. Experience working with internal teams and external stakeholders. Familiarity with financial products and services is an added advantage.

Company Description Aysha Engineering Works is engaged in the manufacturing and supplying of highly efficient Separating Machines, Grain Cleaners, Material Handling Elevators, Blower Fans, and more. These products are manufactured as per global standards to ensure high quality and performance. We are dedicated to innovation and excellence in our field. Role Description This is a full-time on-site role for a Graphic Design Specialist located in Palanpur. The Graphic Design Specialist will be responsible for creating visual concepts, designing logos, developing branding materials, and editing images. The role involves collaborating with various teams to ensure the visual content aligns with the company's standards and objectives. Qualifications Expertise in Graphics and Graphic Design Experience in Logo Design and Branding Proficiency in Image Editing Excellent communication and teamwork skills Strong attention to detail and creativity Ability to work on-site in Palanpur Bachelor's degree in Graphic Design, Fine Arts, or related field is preferred Thank For spand your time with me.

Management of all engineering & maintenance procedures at plant. Responsible for store & spares management Trouble shooting equipments Actively responsible in preventive maintenance, breakdown analysis, conditioning monitoring, budgeting, costing. Required Candidate profile 12-15 years of industry experience handling material plants like oil mills, fertilizers, cement, bulk inorganic chemicals/heavy chemicals Good Communication Gujarati speaking may be good to have

Resp for overall operations of the Specialty Chemicals mnfg plant. Actively participate in continuous improvement initiatives & lean mnfg practices. Provide leadership & guidance to operations team, including supervisors, technicians & operators. Required Candidate profile Proven exp in ops mngt in specialty chemicals mnfg industry. Strong leadership & team-building skills to devp high performing team Knowledge of safety regulations & quality standards in chemical mnfg.

We are seeking a dynamic and results-driven Field Sales Executive for our Banaskantha, Palanpur location. The ideal candidate will be responsible for identifying sales opportunities, building and maintaining client relationships, and achieving sales targets through field visits and market engagement. Key Responsibilities: Identify potential customers through field visits, cold calling, and lead generation. Pitch and explain various loan products to customers based on their financial needs. Collect and verify customer documentation as per the loan policy. Coordinate with credit and operations teams for smooth processing. Achieve monthly sales targets and contribute to overall branch performance. Maintain relationships with existing clients for repeat business or referrals. Provide market feedback and competitor intelligence to the management team. Required Skills & Qualifications: 1-3 years experience in Sales Graduate in any discipline (Bachelor’s degree preferred). Proven experience in field sales, preferably in gold loans or insurance. Good communication and interpersonal skills. Ability to work independently and manage time effectively. Basic understanding of loan products and documentation. Own a two-wheeler and a smartphone is compulsory

- Recruit the advisors and Generate leads from open market. - Create your own team, Train and motivate them. - Meeting assigned targets. - Seek new customers and increase sales. - Achieve sales target and get incentives on sales and advisors Required Candidate profile - Graduation or Above. - Age 21 to 38. - 2 years of field sales experience. - Need local candidate with good local network. - Fresher's Can't Apply.

Company Name Muthoot Fincorp Limited Job Title Senior Relationship Manager, Secured & Unsecured Business Loans Grade C3 Location PAN India Reports to Business Manager, Secured & Unsecured Business Loans Span Of Control NA Job Purpose The purpose of the role is to deliver and execute customer acquisition through business development and support branch channel in managing the customer journey through sales championship, process championship and product championship. Key Job Responsibilities Deliver on Customer Acquisition through business development To find new micro markets and empanel good quality referral partners to scale up Micro LAP business & Gold backed secured business loan (Suvarna) Work in the Area assigned by the Branch Business Manager and generate leads Cold Calling to the potential customer base to generate business Daily Sales Calls as per the Plan submitted to BBM To find, nurture and develop excellent relationship with the Referral Partners / Connectors Managing the customer journey through sales championship, process championship and product championship To Activate Referral Partners for new business To give doorstep service to customers at their residence or office. To learn the Organization s policies, and source files as per the policy. To Act as the Eyes & Ears of the Organization while working in the Market for new opportunities, information and sharing them to Branch Business Manager To Support the Customers in terms of end -to- end loan processing. To act as the Bridge between Customers and the Branch To be responsible for the Soft Bucket collections, Early mortality and 12 MOB Fresh Sourcing. To Cross Sell Insurance effectively to the loan customers to safeguard their Property, Health & Life. To Be the Face of SULB Muthoot Fincorp for the Area Assigned for Working. Retain existing live loan customers. Knowledge, Skills & Attributes Result Orientation Customer Service & Retention Focus Strong presentation skills Relationship Building & Stake holder Management Process Knowledge/ Orientation Cross Selling / Upselling Skills Business Development Communication Skills Proficiency in local language and English Culture at Muthoot Pappachan Group We do everything to gain and maintain the Trust of all the stakeholders and don t do anything to lose their Trust . Trust is the overarching Core Value , one which, our other values have been built. Our Core Values Integrity Asking oneself before saying, doing or deciding on anything, whether it s passing the test of integrity. No unethical shortcuts, to save time, money and energy. Strict adherence to regulatory and other statutory bodies guidelines. Transparency in all business deals. Offer solutions to customers on the basis of their needs only. Encourage people to highlight any practices that go against this core value Collaboration Genuinely believe & treat the organization as your family. Encourage people to build healthy professional relationship with members of other departments and functions. Welcome feedback from other departments. Encourage people from other departments to join for brainstorming sessions. Look at the big picture (organization goals) rather than limiting the vision to the individual / department goal. Help others to achieve their goals / tasks Excellence Maddeningly pursue excellence. Look for best outcomes before finalizing the approach. Maintain a constructive and critical mindset to gauge & ensure quality. Open for constructive feedback from others to refine the final output. Benchmark against the best only, should not be basis convenience. We should look for continuous improvement. Recognize and appreciate, if we observe any superior performance. Don t get settled for less at any cost display the go getter attitude. Encourage people to stretch in order to achieve excellence Building on the bedrock of Core Values, below are the other key constituents of the Culture Code Honesty Humility Empathy Empowerment Agility Ownership Fresh Thinking & Continuous Renewal Inclusion Work-Life Balance Role Requirements Educational Qualification Graduate Experience At least 2 years experience in working in Retail Assets especially Home Loans and Loan Against Property business. Exposure to Affordable segment preferred.

Company Name Muthoot Fincorp Limited Job Title Relationship Manager, Secured & Unsecured Business Loans Grade C2 Location PAN India Reports to Business Manager, Secured & Unsecured Business Loans Span Of Control NA Job Purpose The purpose of the role is to deliver and execute customer acquisition through business development and support branch channel in managing the customer journey through sales championship, process championship and product championship. Key Job Responsibilities Deliver on Customer Acquisition through business development To find new micro markets and empanel good quality referral partners to scale up Micro LAP business & Gold backed secured business loan (Suvarna) Work in the Area assigned by the Branch Business Manager and generate leads Cold Calling to the potential customer base to generate business Daily Sales Calls as per the Plan submitted to BBM To find, nurture and develop excellent relationship with the Referral Partners / Connectors Managing the customer journey through sales championship, process championship and product championship To Activate Referral Partners for new business To give doorstep service to customers at their residence or office. To learn the Organization s policies, and source files as per the policy. To Act as the Eyes & Ears of the Organization while working in the Market for new opportunities, information and sharing them to Branch Business Manager To Support the Customers in terms of end -to- end loan processing. To act as the Bridge between Customers and the Branch To be responsible for the Soft Bucket collections, Early mortality and 12 MOB Fresh Sourcing. To Cross Sell Insurance effectively to the loan customers to safeguard their Property, Health & Life. To Be the Face of SULB Muthoot Fincorp for the Area Assigned for Working. Retain existing live loan customers. Knowledge, Skills & Attributes Result Orientation Customer Service & Retention Focus Strong presentation skills Relationship Building & Stake holder Management Process Knowledge/ Orientation Cross Selling / Upselling Skills Business Development Communication Skills Proficiency in local language and English Culture at Muthoot Pappachan Group We do everything to gain and maintain the Trust of all the stakeholders and don t do anything to lose their Trust . Trust is the overarching Core Value , one which, our other values have been built. Our Core Values Integrity Asking oneself before saying, doing or deciding on anything, whether it s passing the test of integrity. No unethical shortcuts, to save time, money and energy. Strict adherence to regulatory and other statutory bodies guidelines. Transparency in all business deals. Offer solutions to customers on the basis of their needs only. Encourage people to highlight any practices that go against this core value Collaboration Genuinely believe & treat the organization as your family. Encourage people to build healthy professional relationship with members of other departments and functions. Welcome feedback from other departments. Encourage people from other departments to join for brainstorming sessions. Look at the big picture (organization goals) rather than limiting the vision to the individual / department goal. Help others to achieve their goals / tasks Excellence Maddeningly pursue excellence. Look for best outcomes before finalizing the approach. Maintain a constructive and critical mindset to gauge & ensure quality. Open for constructive feedback from others to refine the final output. Benchmark against the best only, should not be basis convenience. We should look for continuous improvement. Recognize and appreciate, if we observe any superior performance. Don t get settled for less at any cost display the go getter attitude. Encourage people to stretch in order to achieve excellence Building on the bedrock of Core Values, below are the other key constituents of the Culture Code Honesty Humility Empathy Empowerment Agility Ownership Fresh Thinking & Continuous Renewal Inclusion Work-Life Balance Role Requirements Educational Qualification Graduate Experience At least 2 years experience in working in Retail Assets especially Home Loans and Loan Against Property business. Exposure to Affordable segment preferred.

1.Drive Test Engineer should have knowledge & Field Exp in Telecom RF background 2.Should have understanding of required tool (AZQ-TEMS Pocket Preferable) 3.Knowledge of DT parameters(2G,4G,5G) of Telecom Drive Test 4. Movement in Field across circle Required Candidate profile 1. B.E./B.Tech/Diploma (in EE, EC or Equivalent) 2. Physically fit for field work and movement 3. FARM certification will be preferred 4. Fast learner of new Technology and Tools 5.RF N/w Optimization

1.Drive Test Engineer should have knowledge & Field Exp in Telecom RF background 2.Should have understanding of required tool (AZQ-TEMS Pocket Preferable) 3.Knowledge of DT parameters(2G,4G,5G) of Telecom Drive Test 4. Movement in Field across circle Required Candidate profile 1. B.E./B.Tech/Diploma (in EE, EC or Equivalent) 2. Physically fit for field work and movement 3. FARM certification will be preferred 4. Fast learner of new Technology and Tools 5.RF N/w Optimization

Key Job Responsibilities To ensure quality of business and operational e ciency through proper process adherence and facilitate smooth functioning of branches. Promote and maintain positive relations with all contacts, customers, and potential customers Achieve desired level of productivity to meet & contribute towards branch profitability targets. Promotes the products and services; consistently cross-sells and Up-sells products at every opportunity. Conduct promotional activities for marketing and drive referral programs for customer acquisition Responsible to handle day to day transactions and valuables. Maintain all data and records related to daily transactions Retain customers, by working towards achieving the higher purpose to transform the life of the common man by improving their financial well being Knowledge, Skills & Attributes Result Orientation Customer Service & Retention Focus Digital Mindset Relationship Building Process Knowledge/ Orientation Effective Time Management Cross Selling / Upselling Skills Business Development Communication Skills Proficiency in local language and English Role Requirements Educational Qualification Graduate Experience Freshers / 1 year experience in lending / financial services

BACKGROUND . Over its 15 years of existence, THF has reached more than 35 million beneficiaries through its programs. THF works with communities through direct implementation of projects on the ground in addition to providing local management and monitoring support to not-for-profit organisations in India funded through THF USA and RIST. PROJECT OVERVIEW: HRCC The Hans Foundation has been operating more than 45 Hans Renal Care Centers on self-Implementation mode since January 2022. HRCC intervention is an innovative model of healthcare delivery that could help alleviate health disparities among vulnerable populations and individuals with chronic Kidney diseases. GENERAL Location of Job: Chamba, Palampur, Kullu, Solan, Reckong peo & RohruHimachal Pradesh) Type of Employment: Contractual for 1 year, renewable basis performance No. of Position: 6 Reporting to: Project Manager 1. Duties and Responsibilities: The key responsibilities of this position are as given below: Maintaining dialysis machines and equipment. Cleaning dialysis machines and equipment Sanitizing and cleaning the machine are the dialysis treatment has taken place. Sanitizing and cleaning the surrounding area of the machine before the dialysis treatment can take place, so that the patient does not get infected. Monitoring the water treatment. The reprocessing of the dialyzer. Observing patients during treatment to monitor for signs of medical emergencies. Assisting with any patient questions or concerns. Educating patients on dialysis. Making alterations to treatment to maintain safe application. Working with nurses and doctors to administer the correct treatment for each Explaining the dialysis process to patients and their families. Monitoring the vascular access of the patient. Teaching patients about additional health care to enhance positive dialysis results. Prep patients and give local anesthesia. Create written reports on patient progress for doctors. Participating in the quality improvement of the Centre. Taking good and efficient care of the patient. Document the pre-dialysis specifications, which are inclusive of the weight of the patient, the temperature of the patient, and the other vital signs of the patient. 2. Other Indicative Requirements Educational Qualifications Degree / Diploma in Dialysis Functional / Technical Skills and Relevant Experience & Other requirements (Behavioural, Language, Certifications etc.) Min 2-3 years of experience in Dialysis Centre with good knowledge and skills. Good communication and documentation in English and Hindi Data analysis, reporting and presentation skills. Willingness to travel extensively in remote areas

Role & responsibilities Responsible for Bancassurance for general insurance Managing branch banking network. Preferred candidate profile Should be graduate in any field Good communication

JOB DESCRIPTION Position/Designation Senior Business Development Executive Grade JMM3 Department BRANCH Sub Department (if any) N/A-Sub Department Employment Type Probationer Job Role Branch Business Development Reporting to - Designation and Grade Branch Manager No Of Reportees Main Tasks Increase the Branch business 1.Field Marketing. 2.Generate Leads on daily basis. 3.Conversation of leads 4.Sales Calls 5.Generate new customer Business for GL and Third party. Areas of Responsibility 1.Achieve Monthly Sales Target. 2.Cross selling and up selling of third Party and group products to Gold Loan customers. 3.Adhere to lending norms and maintain integrity in customer transactions. 4.Support the branch in interest collection. 5.Conduct branch catchment development activities and generate customer leads and converting them to NCA. Special Requirements (if any) Graduate/Post Graduate. Compensation Band Based on Market Standards/Internal norms Entitlements As per policy Stake Holders MFL Sta , Group Company Sta , Customers Assets Required As per policy Career Progression Null Personal Speci cation Educational Quali cation Graduate (minimum) Technical Certi cation Basic Computer Knowledge, esp.MS O ce applications mandatory. MS Excel preferable. Skill Sets Sales orientation. Good communication skills. Outgoing and confident. Problem solving capabilities, Result oriented, Proactive, Creative, and innovative, Perseverance, Flexibility, Pleasant and Smart, Integrity, Effective, Team player. And Empathetic Communication Skills Conversant in local language and English Total Field Sales Experience 1Year(s)0 Month(s) Behavioral Competencies NA Other Requirements (if any) Null Remarks

JOB DESCRIPTION Position/Designation Business Development Executive Grade B2 Department BRANCH Sub Department (if any) N/A-Sub Department Employment Type Probationer Job Role Branch Business Development Reporting to - Designation and Grade Branch Manager No Of Reportees Main Tasks Increase the Branch business 1.Field Marketing. 2.Generate Leads on daily basis. 3.Conversation of leads 4.Sales Calls 5.Generate new customer Business for GL and Third party. Areas of Responsibility 1.Achieve Monthly Sales Target. 2.Cross selling and up selling of third Party and group products to Gold Loan customers. 3.Adhere to lending norms and maintain integrity in customer transactions. 4.Support the branch in interest collection. 5.Conduct branch catchment development activities and generate customer leads and converting them to NCA. Special Requirements (if any) Graduate/Post Graduate. Compensation Band Based on Market Standards/Internal norms Entitlements As per policy Stake Holders MFL Sta , Group Company Sta , Customers Assets Required As per policy Career Progression Null Personal Speci cation Educational Quali cation Graduate (minimum) Technical Certi cation Basic Computer Knowledge, esp.MS O ce applications mandatory. MS Excel preferable. Skill Sets Sales orientation. Good communication skills. Outgoing and confident. Problem solving capabilities, Result oriented, Proactive, Creative, and innovative, Perseverance, Flexibility, Pleasant and Smart, Integrity, Effective, Team player. And Empathetic Communication Skills Conversant in local language and English Total Field Sales Experience 1Year(s)0 Month(s) Behavioral Competencies NA Other Requirements (if any) Null Remarks

JOB DESCRIPTION Position/Designation Business Development Executive Grade B2 Department BRANCH Sub Department (if any) N/A-Sub Department Employment Type Probationer Job Role Branch Business Development Reporting to - Designation and Grade Branch Manager No Of Reportees Main Tasks Increase the Branch business 1.Field Marketing. 2.Generate Leads on daily basis. 3.Conversation of leads 4.Sales Calls 5.Generate new customer Business for GL and Third party. Areas of Responsibility 1.Achieve Monthly Sales Target. 2.Cross selling and up selling of third Party and group products to Gold Loan customers. 3.Adhere to lending norms and maintain integrity in customer transactions. 4.Support the branch in interest collection. 5.Conduct branch catchment development activities and generate customer leads and converting them to NCA. Special Requirements (if any) Graduate/Post Graduate. Compensation Band Based on Market Standards/Internal norms Entitlements As per policy Stake Holders MFL Sta , Group Company Sta , Customers Assets Required As per policy Career Progression Null Personal Speci cation Educational Quali cation Graduate (minimum) Technical Certi cation Basic Computer Knowledge, esp.MS O ce applications mandatory. MS Excel preferable. Skill Sets Sales orientation. Good communication skills. Outgoing and confident. Problem solving capabilities, Result oriented, Proactive, Creative, and innovative, Perseverance, Flexibility, Pleasant and Smart, Integrity, Effective, Team player. And Empathetic Communication Skills Conversant in local language and English Total Field Sales Experience 1Year(s)0 Month(s) Behavioral Competencies NA Other Requirements (if any) Null Remarks

We are looking for a highly motivated and results-driven individual to join our team as a Customer Service Representative in the Sales department, located at S9 Complex, J Grades, Palanpur. The ideal candidate will have 2-5 years of experience. Roles and Responsibility Achieve business targets by acquiring new client relationships and maintaining existing ones. Identify target areas for prospective business and pre-screen customer segments according to organizational norms. Ensure high customer satisfaction levels by proactively understanding their needs and cross-selling multiple products. Execute sales promotion activities to build customer interest in the TCFSL brand. Build strong client relationships both internally and externally, and establish a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels and ensure compliance with all Audit/RBI regulations. Job Graduate in any discipline. Possess excellent communication and interpersonal skills. Demonstrate the ability to work in a fast-paced environment and meet sales targets. Exhibit strong analytical and problem-solving skills. Be capable of building strong relationships with clients and vendors. Have knowledge of Audit/RBI regulations and compliance procedures.

We are looking for a highly skilled and experienced professional with 10 to 15 years of experience to join our team as a Manager - Retail Credit in Palanpur, S9 Complex, JM. The ideal candidate will have a strong background in credit underwriting and risk management. Roles and Responsibility Review and assess complex loan applications within defined guidelines. Underwrite proposals according to laid down policies and procedures to meet business volumes. Conduct personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verification. Assess income to obligation ratios and loan to value ratios, and calculate ratios to predict loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS and regularly report the same. Build and facilitate effective relationships with third parties to achieve the best outcomes for clients. Undertake critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. Ensure collateral and other credit risk mitigation are in place to support approving authority decisions on credit proposals. Enable quick turnaround time of credit lending proposals for mortgage business in close liaison with the sales team. Undertake ongoing review of credit exposures to ensure continued bankability. Facilitate critical review and documentation of proposals and monitor client & collateral creditworthiness from pre-sanction to post-disbursement, undertaking risk mitigation steps while ensuring adherence to legal & documentation norms & policies. Manage the credit underwriting function of the branch and facilitate quick turnaround of credit lending proposals in close liaison with local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between 12-18 MOV. Job Graduate or Postgraduate degree. CA/MBA certification is preferable. Minimum 10 years of experience in credit underwriting and risk management. Possess strong knowledge of credit underwriting principles, practices, and regulations. Demonstrate excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Exhibit strong analytical and problem-solving skills.