2567 Housing Loan Jobs - Page 21

Relationship Manager LAP (Loan Against Property) & Affordable Loans : The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Manage customer lifecycle from lead generation to loan disbursement. Handle client queries and ensure timely resolution. Regularly follow up with existing customers for renewals, cross-sell opportunities, and referrals. Conduct initial credit evaluation and financial analysis of customers. Ensure compliance with companys risk policy and documentation standards. Liaise with credit and operations teams to ensure smooth processing and disbursement of loans. Achieve monthly and quarterly sales targets for LAP and affordable loans. Monitor performance and proactively take corrective actions to ensure goals are met. Keep abreast of market trends, competitor products, and pricing strategies. Provide feedback and insights to the product and marketing teams. Qualifications: Bachelors degree in Business Administration, Finance, or related field (MBA preferred) 2-5 years of experience in sales of LAP, home loans, or affordable housing loans Knowledge of local market and customer base Understanding of lending norms, credit assessment, and compliance Skills Required: Strong interpersonal and communication skills Proven sales and negotiation abilities Customer-centric mindset Ability to work independently and in a team Good knowledge of financial documents and credit underwriting

Roles & Responsibilities Products include Vishwas HL and LAP Handle team of executives to achieve business targets (Volume, Cross-sell, Insurance etc.) Manage, develop and enhance deepening of the relationship with Channels (Kotak Branches, DSA, Builder) Responsible for achieving team targets and sales volume. Ensuring team productivity along with location productivity Ensure customer satisfaction as measured trough NPS metrics Effective management of working relationships (e.g. Credit, Operations, Legal, Technical etc.) to drive business outcomes Responsible for cross sell of CASA and TPP. Administer and ensure compliance to all business practices.

Key Responsibilities Credit Assessment : Risk Management : Loan Approval Process : Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors. Perform detailed analysis of financial statements, bank statements, and credit reports. Assess repayment capacity and recommend appropriate loan structures. Identify, analyze, and mitigate potential credit risks. Ensure compliance with internal credit policies and regulatory guidelines. Conduct periodic portfolio reviews to identify early warning signals. Coordinate with sales and operations teams for smooth processing of loan applications. Approve or recommend loans within delegated authority limits. Liaise with legal and technical team for finalization.

Key Responsibilities Credit Assessment : Risk Management : Loan Approval Process : Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors. Perform detailed analysis of financial statements, bank statements, and credit reports. Assess repayment capacity and recommend appropriate loan structures. Identify, analyze, and mitigate potential credit risks. Ensure compliance with internal credit policies and regulatory guidelines. Conduct periodic portfolio reviews to identify early warning signals. Coordinate with sales and operations teams for smooth processing of loan applications. Approve or recommend loans within delegated authority limits. Liaise with legal and technical team for finalization.

Job Responsibilities: Should have experience in Mortgage Loan, Loan against property Generating business from DSAs. Monitoring pre and post disbursal documents / formalities. Monitoring & resolving Infant delinquent cases Building relationship with current and prospective Customers Providing off roll incentive inputs for timely processing Meeting HNI customers for Business Loans Generating corporate leads and closing them Achieve the branch/location target through the team which includes branch sales target, ALR ,controlling PDD/delinquency Job Requirements: Comfortable with using MS Word and MS Excel Good Communication and interpersonal skills Demonstrable team management skills Ability to collaborate, delegate and motivate Educational Qualifications: Should be graduate and above Work Experience: Minimum work experience of 3 years Exposure in similar industry would be preferable Exposure to secured lending asset products viz. Home Finance/Personal Loan/Educational Loan etc can be considered

Job Responsibilities: Should have experience in Mortgage Loan, Loan against property Generating business from DSAs. Monitoring pre and post disbursal documents / formalities. Monitoring & resolving Infant delinquent cases Building relationship with current and prospective Customers Providing off roll incentive inputs for timely processing Meeting HNI customers for Business Loans Generating corporate leads and closing them Achieve the branch/location target through the team which includes branch sales target, ALR ,controlling PDD/delinquency Job Requirements: Comfortable with using MS Word and MS Excel Good Communication and interpersonal skills Demonstrable team management skills Ability to collaborate, delegate and motivate Educational Qualifications: Should be graduate and above Work Experience: Minimum work experience of 3 years Exposure in similar industry would be preferable Exposure to secured lending asset products viz. Home Finance/Personal Loan/Educational Loan etc can be considered

Role Credit Appraisal Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation Stock on HireIncrease in volume of business Ensure that SOH increases(pl confirm if this applies to CM role ) NPA trend Analyze the NPA trend like area, industry, sector etc. Interact with Customers & understand the business and regularly monitor delinquencies / infants. Infant loan which is less than 12 months NPA Ensure qualitative portfolio Ensure that there is no infant 12 months NPA Daily tasks Daily accessing the loan file Daily case discussion with Sales team Preparing credit underwriting for the cases assigned Personal discussion calls with customer financials & banking Decision making with predefined TAT Tele-verification calls to the customer

Relationship Manager LAP (Loan Against Property) & Affordable Loans : The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Manage customer lifecycle from lead generation to loan disbursement. Handle client queries and ensure timely resolution. Regularly follow up with existing customers for renewals, cross-sell opportunities, and referrals. Conduct initial credit evaluation and financial analysis of customers. Ensure compliance with companys risk policy and documentation standards. Liaise with credit and operations teams to ensure smooth processing and disbursement of loans. Achieve monthly and quarterly sales targets for LAP and affordable loans. Monitor performance and proactively take corrective actions to ensure goals are met. Keep abreast of market trends, competitor products, and pricing strategies. Provide feedback and insights to the product and marketing teams. Qualifications: Bachelors degree in Business Administration, Finance, or related field (MBA preferred) 2-5 years of experience in sales of LAP, home loans, or affordable housing loans Knowledge of local market and customer base Understanding of lending norms, credit assessment, and compliance Skills Required: Strong interpersonal and communication skills Proven sales and negotiation abilities Customer-centric mindset Ability to work independently and in a team Good knowledge of financial documents and credit underwriting

Relationship Manager LAP (Loan Against Property) & Affordable Loans : The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Manage customer lifecycle from lead generation to loan disbursement. Handle client queries and ensure timely resolution. Regularly follow up with existing customers for renewals, cross-sell opportunities, and referrals. Conduct initial credit evaluation and financial analysis of customers. Ensure compliance with companys risk policy and documentation standards. Liaise with credit and operations teams to ensure smooth processing and disbursement of loans. Achieve monthly and quarterly sales targets for LAP and affordable loans. Monitor performance and proactively take corrective actions to ensure goals are met. Keep abreast of market trends, competitor products, and pricing strategies. Provide feedback and insights to the product and marketing teams. Qualifications: Bachelors degree in Business Administration, Finance, or related field (MBA preferred) 2-5 years of experience in sales of LAP, home loans, or affordable housing loans Knowledge of local market and customer base Understanding of lending norms, credit assessment, and compliance Skills Required: Strong interpersonal and communication skills Proven sales and negotiation abilities Customer-centric mindset Ability to work independently and in a team Good knowledge of financial documents and credit underwriting

Role & responsibilities Job Title: Relationship Manager (Only Male) Job Title: Relationship Officer (Only Male) Job Location: Chennai - Tamil Nadu Branch offices: Chengalpet, Kundrathur & Avadi Employment type: Permanent Job Descriptions: 1) Any graduation with 2 to 5 year of experience in Home Loan/ Banking, Finance Service & Insurance field sales. 2) If under graduation with 3 to 6 year of experience in Home Loan/ Banking, Finance Service & Insurance field sales. Note: This role entails working out of a location and does not require coming to the branch on a daily basis Interested candidate please apply here. Also share your profile to chidananda@manpower.co.in; We will connect you, if your profile is matching as per the requirement. Best Regards, HR Team Manpower Group Preferred candidate profile

Role & responsibilities: 1. Sales Strategy & Planning Develop and implement regional sales plans for home loan products. Set targets for branches and sales teams in the region. Analyze market trends and identify new business opportunities. 2. Team Management Lead and manage a team of sales executives, branch managers, and relationship managers. Provide training, mentoring, and motivation to achieve sales targets. Monitor team performance and provide feedback. 3. Business Development Build relationships with builders, real estate agents, and other partners to generate leads. Conduct promotional activities and participate in property exhibitions/events. Explore untapped markets to expand the customer base. 4. Customer Relationship Management Ensure a smooth customer journey from lead generation to disbursement. Resolve customer complaints or issues promptly and professionally. Ensure compliance with customer service standards and regulatory requirements. 5. Reporting & Coordination Prepare regular sales reports and performance reviews. Coordinate with credit, operations, and risk teams for smooth processing and approvals. Ensure adherence to company policies, compliance, and risk management guidelines. 6. Market & Competitor Analysis Keep track of competitor products, pricing, and strategies. Suggest changes or improvements in home loan offerings to stay competitive. Preferred candidate profile :Should have a team handling experience of driving Home Loans/Mortgage loans sales with a min business of 15Cr/month candidates who frequently change jobs are requested to ignore this job posting. candidates with good stability with the organizations are preferred Perks and benefits :Attractive salary and benefits for the deserving candidate Suitable candidates who believe a fit for the position may please forward their resumes to gunaseelan.ekambaram@indusind.com/ reach on 9962444774

As a BM Operations at a fintech company in Gurgaon and Hyderabad, your main responsibility will be to engage with customers in order to understand their financial needs and facilitate the conversion process. You will be required to meet with customers, assess their requirements, and provide guidance on the entire home loan/loan against property application procedure. This will involve checking eligibility criteria, explaining the Turnaround Time (TAT), and assisting customers through the application process. In addition, you will need to ensure that loan applications are submitted in a timely manner, respond to any queries raised by applicants, and address any loan-related issues that may arise during the process. To excel in this role, you should possess a Professional Degree and have a minimum of 3 to 9 years of relevant experience. Key skills that will be advantageous for this position include Operations Management, expertise in Housing Loans, and proficiency as a Finance Analyst. If you are passionate about the financial services industry and have a knack for customer engagement, this role offers a competitive salary ranging from 3 Lac 25 Thousand to 7 Lac per annum. Join our team and play a pivotal role in shaping the financial well-being of our customers.,

Sourcing Home Loans/LAP via market leads & DSAs Managing teams, driving targets, ensuring end-to-end processing, training staff, resolving queries. Maintaining client relations and analyzing market trends to boost disbursement & portfolio quality.

The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Customer Relationship Management: Manage customer lifecycle from lead generation to loan disbursement. Handle client queries and ensure timely resolution. Regularly follow up with existing customers for renewals, cross-sell opportunities, and referrals. Credit Assessment: Conduct initial credit evaluation and financial analysis of customers. Ensure compliance with companys risk policy and documentation standards. Liaise with credit and operations teams to ensure smooth processing and disbursement of loans. Sales Target Achievement: Achieve monthly and quarterly sales targets for LAP and affordable loans. Monitor performance and proactively take corrective actions to ensure goals are met. Market Intelligence: Keep abreast of market trends, competitor products, and pricing strategies. Provide feedback and insights to the product and marketing teams. Skills Required: Strong interpersonal and communication skills Proven sales and negotiation abilities Customer-centric mindset Ability to work independently and in a team Good knowledge of financial documents and credit underwriting

JD For Credit Manager Loan Underwriting Handling secured, unsecured and working capital and LAP Evaluate and process end to end Loan applications within agreed TAT timelines. Timely clearance of open audit queries, quality control checks Timely completion of Vendor Management related activities Providing support to Business Plan through quick turnaround of New and Existing proposals and work with team to optimize returns while remaining within Risk Appetite Conducting stock audits as per the Stock audit plan through empanelled vendors. Analyzing/ Reviewing the reports received and highlighting the observations to the Management and taking necessary action. Handling different MISs of Portfolio. Monitoring churning and overdue in accounts. Processing bills of empaneled vendors for service rendered. Coordinating with empaneled vendors and resolving issues (if any). Coordinating with Business team, Credit teams, etc as per the requirement. Other related activities. Approve or reject loan requests, based on credibility and potential revenues and losses Calculate and set interest rates Negotiate loan terms with clients Monitor payments Maintain records of loan applications

The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Customer Relationship Management: Manage customer lifecycle from lead generation to loan disbursement. Handle client queries and ensure timely resolution. Regularly follow up with existing customers for renewals, cross-sell opportunities, and referrals. Credit Assessment: Conduct initial credit evaluation and financial analysis of customers. Ensure compliance with companys risk policy and documentation standards. Liaise with credit and operations teams to ensure smooth processing and disbursement of loans. Sales Target Achievement: Achieve monthly and quarterly sales targets for LAP and affordable loans. Monitor performance and proactively take corrective actions to ensure goals are met. Market Intelligence: Keep abreast of market trends, competitor products, and pricing strategies. Provide feedback and insights to the product and marketing teams. Skills Required: Strong interpersonal and communication skills Proven sales and negotiation abilities Customer-centric mindset Ability to work independently and in a team Good knowledge of financial documents and credit underwriting

Job Responsibilities: Should have experience in Mortgage Loan, Loan against property Generating business from DSAs. Monitoring pre and post disbursal documents / formalities. Monitoring & resolving Infant delinquent cases Building relationship with current and prospective Customers Providing off roll incentive inputs for timely processing Meeting HNI customers for Business Loans Generating corporate leads and closing them Achieve the branch/location target through the team which includes branch sales target, ALR ,controlling PDD/delinquency Job Requirements: Comfortable with using MS Word and MS Excel Good Communication and interpersonal skills Demonstrable team management skills Ability to collaborate, delegate and motivate Educational Qualifications: Should be graduate and above Work Experience: Minimum work experience of 3 years Exposure in similar industry would be preferable Exposure to secured lending asset products viz. Home Finance/Personal Loan/Educational Loan etc can be considered

Roles and Responsibilities Manage relationships with existing clients to identify their financial needs and provide tailored solutions. Identify new business opportunities through field sales activities, networking, and referrals. Conduct market research to stay updated on industry trends and competitor activity. Develop and maintain a strong understanding of various loan products such as home loans, mortgage loans, LAP (Loan Against Property), housing loan, secured loan, open market etc. Collaborate with internal teams to resolve client issues and improve overall customer satisfaction. Desired Candidate Profile 1-3 years of experience in banking or finance industry with focus on relationship management or sales. Strong knowledge of home loan/mortgage loan/LAP/housing loan/secured loan/open market concepts. Excellent communication skills for effective interaction with clients at all levels. Ability to work independently with minimal supervision while meeting targets set by the organization.

• To lead the geography for Sales and meet the approved business target for the geography. • Planning & achieving sales targets through a mix of channels. • Identifying profitable opportunities and policies to achieve desired business. • Required Candidate profile Stable Candidate with exposure in Mortgage Industry with exposure in DST handling.

Job Summary: We are seeking a driven and results-oriented Sales professional to join our dynamic team. The ideal candidate will be responsible for promoting and selling exclusive education loan products of Leap Finance to students aspiring for higher education in the USA. This role involves direct interaction with students, parents, and educational consultants to identify their financial needs and provide tailored solutions. Key Responsibilities: Counsel students and parents about Leap Finances loan products, eligibility criteria, and application process Build and maintain strong relationships with key stakeholders, including educational consultants Meet and exceed monthly, quarterly, and annual sales targets. Develop and implement strategies to maximize loan approvals and disbursements Assist customers in completing loan application forms and gathering required documents. Coordinate with internal teams for loan processing and ensure timely disbursements. Ideal Persona: Excellent communication skills in English, written and spoken Should have 1- 4 years of experience as a Loan Advisor/ Edtech Sales/ counselling/ telesales/ insurance sales Should be confident to handle student queries and provide timely and efficient solutions Candidates should have good presentation, client-facing, and counselling skills with a pleasing and convincing personality Perquisite for this role will include: Work Location - HSR Layout, Bangalore. Working Time - 10am till 7pm Work Days - Monday to Saturday; Sundays are off

Key Responsibilities : Business Development & Sales Drive business growth for the branch through acquisition of new customers and cross-selling of financial products. Meet or exceed sales targets across product portfolios (Vehicle Finance, Home Loans, SME Loans, etc.). Develop and execute local marketing strategies to boost visibility and engagement. Team Leadership Manage and mentor the sales and operations team. Ensure high productivity and performance of each team member through regular reviews and training. Branch Operations Oversee daily operations of the branch, ensuring smooth processing, customer service, and documentation. Maintain quality standards and ensure adherence to all compliance guidelines and company policies. Customer Relationship Management Build and maintain strong relationships with key customers, dealers, and partners. Handle escalations and ensure timely resolution of customer queries/issues. Portfolio Management Monitor and manage portfolio health including collections, overdue follow-ups, and credit quality. Work closely with risk and credit teams to ensure healthy loan disbursals. Eligibility Criteria : Education : Graduation (MBA preferred but not mandatory). Experience : 4+ years in financial services / NBFC / banking sector. Proven track record in sales, branch handling, and team management. Key Skills Required : Excellent leadership and interpersonal skills Strong understanding of financial products and branch operations Good communication and negotiation skills Target-driven mindset Knowledge of the local market (Jaipur and nearby areas) How to Apply : Send your updated CV to: nirajav@chola.murugappa.com shreshthaj@chola.murugappa.com

Get business from market and local agents (DSA/DST) Use your local area knowledge to grow sales Home Loan experience is a big plus Self-sourcing and channel management role Required Candidate profile 1. Min 6 months + experience in Home Loan/LAP/Mortgage sales 2.Open for travelling 3.Excellent communication skills 4.Fresher can not Apply Note:- This is a field job and not a backend job

We have urgent opening for Aditya Birla Capital Designation - Key Relationship Officer RO Salary - CTC - 3.40LPA Location Mumbai/Pune Product Home Loan/LAP Vertical Direct Selling Home loan and LAP Loan via Direct Market. Candidate should be earning incentives in current company Stability of 1+ yrs in current company also should be currently employed. Age 32 Note:- Interviews will be Virtual Interested candidate what's updated CV Sonali WhatsApp - 7304668683

We are Hiring Relationship Manager for a premium Housing Loans Finance company based in Maharashtra. Candidates with minimum 1 years of experience in housing loans or finance industry can apply. Job Title: Relationship Manager Department: Sales Location: Maharashtra Reports to: Branch Manager Grade: E1 to Assistant Manager CTC: 1.61 Lakhs to 3.51 Lakhs per annum Purpose of the Role The Relationship Manager is responsible for building and maintaining strong, long-term relationships with customers, ensuring high levels of customer satisfaction and business profitability. The role involves front-line interaction with clients, sourcing home loan leads, and managing the end-to-end sales process while promoting the organizations products and maintaining brand integrity. Key Responsibilities Conduct customer-facing interactions including field visits and in-branch meetings. Recommend suitable home loan products and clearly communicate associated benefits. Engage in regular client interactions through group meetings, site promotions, and presentations. Attend to walk-in customers and conduct home visits when required. Execute branding and marketing activities in the designated catchment areas. Oversee end-to-end documentation processes for customer onboarding. Generate leads through various channels and partners in the catchment area. Focus on collections of 012 MOB, and extend efforts to manage 1324 MOB or higher bounce cases as per organizational direction. Support and promote digitization initiatives across sales and operations processes. Ensure cash management practices are strictly in line with SHDFC policies and maintain high integrity. Contribute towards overall branch performance with attention to balance scorecard objectives. Develop and manage relationships with DSAs, Corporate DSAs, and other lead partners as assigned. Establish and nurture ties with affordable housing builders and brokers to drive quality home loan leads. Stay updated with SHDFCs latest policies, products, pricing, and process guidelines. Provide competitor intelligence and feedback to senior management. Uphold transparency by sharing accurate information about customers, properties, and sellers. Manage lead pipeline, track WIP files, support in reject reviews, disbursement processes, and timely PDD collection. Resolve instrument unavailability cases within stipulated timelines. Aim for First Time Right (FTR) execution from login to disbursement to ensure optimal turnaround time and customer satisfaction. Conduct client meetings to promote product offerings and provide advisory support. Manage pre-sanction and post-sanction sales processes efficiently. Maintain and update marketing and sales collaterals. Conduct promotional and outreach activities including developer site promotions and group events. Required Competencies Strong selling and persuasion skills with the ability to engage customers effectively. Excellent communication skills, both verbal and written. Proficiency in English, Hindi, and the regional language (preferred). Basic computer literacy MS Word, Excel, Email, and Web-based platforms. Pleasant demeanor and professional appearance. Experience & Qualifications Minimum 1 to 6 years of relevant experience in sales, preferably within the financial services or home loan industry. Graduate degree from a recognized institution. Age & Social Profile 20 to 30 years of age Open to male and female candidates Industry Preference Candidates from the Home Loan/Financial Services segment will be preferred. Compensation 1.61 Lakhs to 3.51 Lakhs per annum (Subject to location and experience) For further assistance contact/whatsapp: 9354909512 9354909518 or write to Pankhuri@gist.org.in priya@gist.org.in

Acquire and maintain merchant overdraft clients from open market/connector for the bank as per assigned targets. Ensure that the client is equipped with the needed information and tools to enable them route their business transactions via the bank. Ensure that proper knowledge on the legal and technical aspects of the property is understood by the candidate to ensure proper and correct documentation. Ensure maintenance and continuance of relationship with acquired standalone Merchant Overdraft clients. Achieve individual targets and grow account profitability, while maintaining a high service standard and compliance Use credit knowledge for deal structuring Closely work with credit, legal, technical, operations and collections team for smother customer on boarding and risk management. Renewal management of compliant accounts and closure management of non-compliant accounts. Cross sell of other products.