920 Home Finance Jobs - Page 23

Sales Officer - Home Loans with leading Bank Direct sales of Home loans Achieve monthly sales target CTC: 2.5 - 3 Lakhs + incentives Send CV to bookmark.hr@gmail.com or send in Whatsapp - 9746475326 Call Arathy - 8089020225 to arrange interview Required Candidate profile Graduates with minimum 6 months of sales experience can apply . CTC offered : 2.5 - 3 lakhs + incentives Reporting to AM . Send your CV to bookmark.hr@gmail.com Arathy , HR Executive 8089020225

From Financial services/banking Background.must have exp in selling Home Loans,Housing Loans & LAP. Responsible for sourcing business from eligible customer profile as per organization policy. able to understand customers need & explain products. Required Candidate profile Exp in relationship with customers.Good communication skills.Good persuasion & negotiation skills. exp in Leading large team.Must have exp in NBFC & background in Micro LAP ( Loan against Property)

Role & responsibilities Relevant Experience of Sales and Collection (in Asset Finance products, Home loan, Mortgages, Business Loans, etc ) from Banks/ NBFC /Financial Institutions Must have knowledge and hands-on experience of retail sales Good client servicing skills Good financial analytical skills, communication skills. Preferred candidate profile Would be responsible to achieve the sales target assigned to team. Handling the Team of Relationship Officers. New Client Acquisition & Business generation of Home loan Business. Responsible for individual & Teams targets. Shall be responsible for sourcing, servicing, and disbursing the business and manage overdue collections. Taking care of Teams Productivity and business. Team Motivation/ Training. Giving Product training to existing and new hired team. Mange both internal & external channel for business expansion & development Understanding the intricacies of various cases and filtering them so that only appropriate cases are put up for approval. Coordination with other departments like Credit, Operations for processing of loan till final disbursement and ensure smooth servicing and operations. Perks and benefits Mediclaim Term life insurance

Inviting Applications for Branch Business Head - Prime HL/LAP with Leading NBFC at Jalandhar!! Share CV's on Sweetiec@onboardhrservices.com

Acquiring new clients as per the defined slabs in Micro housing loan vertical. Cross sell Micro Housing Loans designed to cater to the needs of existing JSFB customers. Leverage the existing JC relationships to promote and source the Housing Loan.

Role & responsibilities Identify sales opportunities Direct operational activities on a day-to-day basis Generate leads for new business and customers Achieve business objectives and targets through customer acquisition & satisfaction Channel Management- To develop and expand the existing channel network Market development, focus on developing relations and corporate tie-ups Administer and ensure compliance to all sales practices Preferred candidate profile Asset product and process knowledge Ability to set priorities and deliver high standards of performance Ability to motivate a team to deliver results Ability to use data and logic to convince others, to articulate with conviction, ability to effectively communicate in order to influence. Perks and benefits

Role & responsibilities Handling a team of 10- 15 relationship officers. To source the business via allotted bank branches or Open Market. Activating clients for trading post acquisition. Acquiring and retaining new clients and HNIs. Cross sell other products as directed time to time. Providing clients with Demo &handhold to initiate trading activities after account opening. Candidates from mortgage background are only required.

Job description Role & responsibilities Identify sales opportunities Direct operational activities on a day-to-day basis Generate leads for new business and customers Achieve business objectives and targets through customer acquisition & satisfaction Channel Management- To develop and expand the existing channel network Market development, focus on developing relations and corporate tie-ups Administer and ensure compliance to all sales practices Preferred candidate profile Asset product and process knowledge Ability to set priorities and deliver high standards of performance Ability to motivate a team to deliver results Ability to use data and logic to convince others, to articulate with conviction, ability to effectively communicate in order to influence.Role & responsibilities Preferred candidate profile Perks and benefits

Candidate Should Have Good Communication Skills Fresher and experience both can apply BFSI candidates will be preferred Open for Field work FOR Client Meetings Bike & Driving License is mandatory Candidates Can Call / WhatsApp HR PUJA-8295041955

Role & responsibilities Monitors and maintains the balance between Group Lending / Individual / Secured portfolio. Reviews Branch Operating Matrix Periodically reviews CPVs and GRTs. Monitor profitability and performance of the cluster using various productivity, efficiency and financial parameters. Periodically audits the cash management process. Periodically reviews the insurance claim process and ensures the claim process is duly adhered to. Undertakes measures to increase growth in volume and contribution of the cluster to the state. Plans and implements customer care programmes regularly. Plans activities to ensure growth of business and therefore market share. Tracks competition regularly and provides feedback on the initiatives on changes in programmes. Provides feedback on the existing policies with their pros and cons. Actively takes part in the hiring of front end sales personnel for the cluster ensuring 100% manning at any point in time. Ensures all the employees onboarded have undergone requisite training and are certified. Ensures all the Units have adhered to all statutory norms and escalates as and when any issues surfaces. Takes the lead to address any customer complaint and ensures resolution. Takes a periodic review on customer attrition and reasons for the same. Does a daily check on ODs in the cluster with reasons and intervenes as and when required. Identify and analyze risks (economic, social, political, etc) related to broader loan portfolio; ensure portfolio diversification and quality across activities and Area Takes a lead in delivering programmes as and when required. Takes the lead in grooming employees to the next level. Does a periodic check on cash reconciliation across the cluster. Does a regular check on attrition and reasons responsible for them. Tracks all the high performers and provides the necessary inputs to ensure they grow further similarly tracks the underperformers and provides inputs to ensure they grow further. Coaches Unit Managers in analyzing reasons behind drop-out rates and identifying techniques to reduce drop-out problems. Is fair and objective while dealing with all employee related issues. Continuously upholds and communicates importance of Integrity and Discipline in the branch. Responsible for the upkeep of all matters related to the disciplinary grid irrespective of grade or role. Encourages and protects any employee voicing concerns on deviation from systems and process. Takes the lead in ensuring all employees take part in VOE survey. Objectively rates employees basis performance and recommends employees to the next level. Also facilitates communication of rating to the employees. Ensures backend operations of every branch function in a smooth and effective manner. Understands and Uses technology and the system tools for smooth & effective dis-emination of process & lacunae in functioning. Responsible for infrastructure of FICCL and its maintenance Responsible for daily reporting of business and performance to the State Business Head. Through periodic reviews ensures adherence to processes so as to meet the audit requirements. Periodically audits files during month end to ensure there are no exceptions raised and FTR score is as per norms. Build network within community. Ensures organizing of community care programmes. Relationship building with local association, trade association heads. Helps build brand through excellent personalized services and displaying top level business ethics and conduct. Periodically attends branch huddle meetings, centre meeting to check effectiveness. Ensures all policy changes are disseminated effectively to all concerned. Where ever necessary ensures refreshers take place. Ensure login to disbursal ratio is within the national similarly rejection ratio is within the national average. Periodically does physical customer checks to validate. Actively participates in employee engagement activities. Judges and makes independent decisions inferred through quantitative and qualitative data (including informal feedback from stakeholders and non-business context: socio-political-religious environmental factors) Ensure technology is put to maximum use. Plans and provides direction on various products and functioning to the cluster. Monitors plan to result every month. Anticipates and uses data to ensure resolutions / escalate problems whereever. Co-ordinates with various support functions to ensure smooth working relationship. Upholds the values and principles of the company. If given POA plays the role effectively and with sincerity. Preferred candidate profile Experience in Mortgage is preferred Rural Market Knowledge, Network with the local community and Opinion Leaders

Roles and Responsibilities Identify potential customers for home loans, mortgages, LAPs, and other housing finance products. Conduct field visits to meet with clients and understand their financial needs. Develop strong relationships with existing customers to increase repeat business and referrals. Process loan applications from start to finish, ensuring timely disbursement of funds.

Job Description Job Title Individual Relationship Officer Function / Department Rural Department Head Rural Head Reporting Manager Unit Manager Purpose of the Job: Collecting repayment on the fields Making new customers Describe the KPIs against each perspective PerspectiveKey Performance Indicators Business and Financial Management- Target vs Achievement on Units & Volume - Delivery in Volume - Collections quality (collected versus demand) - Delinqueny - Disbursal amount - Insurance attachment rate Customer Focus- Attending customer queries & resolution in TATPeople / Team- Coordinating with ACO GCO in facilitating disbursement and collectionsProcess / Quality Improvement- Adherence to process disbursement, collections etc. - Demonstrated potential to take initiative in building a growing customer base and team SCOPE & DISCRETION (Span of control) Total no. of employees supervised with details GradeO1 to 04M1 to M3SM1 to SM3Nos. Total : Sr. No.Direct Reportees (functional title/role title)Indicate brief job purpose 1 2 Self deliverables The most important tasks performed on an individual basis without involving subordinates are Sr. NoTask performed 1 Sourcing customers: IRO is responsible for meeting with prospects, understanding their needs, generating leads, following up the leads for interested prospects Running required credit checks: IRO is responsible for filling sourcing sheets of interested customers; for collecting required KYC documents; verifying the KYC documents; for conducting cash flow analyses; and for running business and residential CPVs. Collecting repayments on the field: IRO is responsible for the overall portfolio quality - collecting on field repayments; and for managing non-repayment by customers. Participating in marketing and branding events: As necessary. Other factors relevant to the job Other aspects of the job not covered by the above but necessary to have a full understanding of it are: (add additional sheets if required) Sr. NoOther relevant factors (Required Skills) 1 2 Extremely disciplined and process-oriented Able and willing to spend majority of time in the field ¢ Ability to work with minimal direction (self-starter) ¢ Good interpersonal, relationship management, customer service, and rapport building skills. ¢ Ability to prioritize, multi-task, delegate, and proactively resolve problems ¢ Demonstrated potential to take initiative in building a growing customer base and team 3 4 Expertise required/ Domain Knowledge: ¢ Ability to read and write in regional language; knowledge of basic English a bonus ¢ Prefer individuals who own bikes No. of years of relevant experience: : Freshers may be taken. However experienced candidates will be preferred with exp in collections / products like Personal loans, Two Wheeler loans, Car Loans, Insurance products Any specific specialization/education:: 10th /12th pass minimum; graduates

Build and strengthen relationships with the Connector, DSA, Builder and Open market to ensure achievement of set business goals Make visits to the field and Channels to gather on ground feedback, provide inputs and support to the team Sales - HL, Lap Required Candidate profile 1.Should have minimum 6 months of experience in sales (Home loan/ Mortgage Loan / Lap / Cross Sell) 2.Open for travelling 3.Candidate must have good communication skills 4.Fresher can not Apply

Desired Candidate Profile: Should have sales orientation Customer retention An immense interest in developing relationship with the customers Good communication skills and coordination skills Good convincing and negotiation skills Job Description: As the Branch Head, you will be responsible for the overall management and performance of a specific branch. Your role entails developing and implementing strategies to drive sales, enhance customer satisfaction, and ensure operational efficiency. You will lead a team of sales and support staff, oversee day-to-day operations, and collaborate with internal departments to achieve branch targets and maintain compliance with organizational standards. Ability to understand customers need, explain various products and convince them about the product offerings Should be able to manage overall responsibilities including customer expectations, identifying new business markets and recording customer requirements Resolving Customer issues and queries Maintaining customer relationship and cross selling to existing customer Please share your resume at poonam.sharma@aavas.in

*1+ yr exp in Channel sales via DSAs (Only LAP) * Strong network/connections in the market * Good understanding of the local area (local candidates preferred) Required Candidate profile 1. must be currently employed 2. age bracket Below -32 3. must have earned incentives at least 3 times in the past 6 months 4. must have completed at least 1 year in their current organization

* Open market sales of secured loan products (specifically LAP) * Strong network/connections in the market * Good understanding of the local area (local candidates preferred) Required Candidate profile *1+ year of experience in LAP *Avg tenure: Over 1years in each organization or across the last three organizations. *Good network in Market & Client Handling. * Candidate must be currently employed

We are seeking proactive and performance-driven Relationship Managers to source Home Loans and Loan Against Property (LAP) through open market activities and direct sourcing . The ideal candidate will have a strong network in the local real estate market and a proven track record in retail lending. Job Title: Relationship Manager Home Loan / Loan Against Property (LAP) Department: Retail Assets Secured Loans Reporting to: Area Sales Manager / Sales Head Work Locations: Mumbra | Kausa | Mira Bhayandar | Mira Road | Kalyan | Thane | Ambernath | Kurla | Vashi (Please mention your preferred location when applying) Key Responsibilities: Identify and acquire new customers through open market activities , direct contacts, referrals, and cold calling. Actively generate leads by visiting builders, real estate agents, housing societies, and corporate offices. Create awareness of loan products through field activities, market visits, and participation in property events or loan melas. Understand customer financial profiles and recommend suitable loan products (HL/LAP). Collect and verify customer documentation; coordinate with credit and operations teams for quick turnaround. Follow up with customers throughout the loan lifecycle to ensure closure, service satisfaction, and cross-sell opportunities. Maintain strong relationships with clients to ensure repeat business and referrals. Meet and exceed monthly sales targets for loan disbursement. Keep up to date with local market trends, competitor products, and pricing strategies. Qualifications: Education: Graduate in any stream (Bachelors degree required; MBA/PG preferred) Experience: Minimum 1–4 years in sales of Home Loans / LAP Prior experience in direct sourcing and open market sales is mandatory Existing connect with local real estate market, developers, and agents Skills Required: Strong sales and negotiation skills Good knowledge of home loan and LAP documentation & process Local market knowledge of the respective location Self-motivated, target-oriented, and customer-centric Basic computer proficiency and CRM usage Job Type: Full-time Salary: Fixed CTC + Attractive Incentives Work Schedule: 6 Days Working Alternate Saturdays Off All Official Banking Holidays Observed Locations Hiring: Mumbra Kausa Mira Bhayandar Mira Road Kalyan Thane Ambernath Kurla Vashi Benefits : Performance-based incentives Travel allowance (as per company policy) Career progression opportunities within the organization Regular training and development support How to Apply: Interested candidates Are requested to revert back with their updated CV and the below details on M: +91 8450999134 E: adiba@zodiachrc.com Required Details Total Experience• Current annual CTC (Fixed + variable)- * Expected CTC- * Notice Period- * Reason for change-

YES SECURITIES is looking for Online Account Opening Executive to join our dynamic team and embark on a rewarding career journey. Assist prospective clients with end-to-end online account opening procedures, including KYC document verification and onboarding formalities. Ensure timely resolution of customer queries and concerns related to digital account opening through call, chat, or email channels. Verify submitted documents for accuracy and authenticity in compliance with regulatory standards and internal guidelines. Guide users through the account setup interface and troubleshoot any technical or procedural issues during onboarding. Coordinate with operations, compliance, and IT teams to resolve back-end processing or system errors efficiently. Keep up to date with changes in online onboarding processes, technology platforms, and regulatory updates. Maintain high standards of data accuracy, confidentiality, and customer experience throughout the onboarding journey. Provide feedback for process improvements and digital enhancements to streamline the account opening experience. Identify trends in customer issues to support development of FAQs and training material for internal teams.

- Sourcing Home loans business from builders, real estate brokers, advisors & DSA -Strong knowledge of home loans, LAP, mortgage loans -Should have experience in open market business sourcing - Can apply for RO/RM/SM/DSA Manager - Individual Required Candidate profile Min 6 months + experience in Home Loan/LAP/Mortgage sales Ready to travel for fieldwork Excellent communication skills Freshers not eligible

Designation: Relationship Officer/Team leader JOB LOCATION: - All over Chennai Open Vacancy: - Educational Loan Sales Demonstrating/Presenting /Introducing/Selling banking products. New Lead generation & follow-up on leads given, maintain record of sales leads. Willing to travel and convince customer to purchase loan in any retail vertical. Good customer approach. Generating lead and can get the closures completed. Travelling throughout the Rural & Urban area visiting the customer. Completing customers loan proposal & submitting to Bank. Processing of all customer files, maintaining records & reports. Maintaining relationship with customers in pre- sales and post sales Required Candidate profile Good customer approach. Knowledge of local customers and target businesses Age between 18 - 35 years. Graduate Experience in Sales field is an added advantage. 2-wheeler preferable Walk-Ins Interview Venue: - Chennai Location: - 150/151 Alpha Tower, 6th Floor, North Usman Road, T. Nagar, Chennai 600017 HR Contact & Meet to: - You can WhatsApp share your Resume to below Number with your preferred location name: - Dinesh HR - 8056811701 Sarath HR - 9884061383

Ensure optimal productivity of collection resources (collection executives, call center etc) Manage delinquencies in line with targets (DPD, flows, loss accounts, margin breach, matured loans) Auction conduct & minimize losses Coordinate with branches and credit to facilitate recovery/ pre-delinquency management Regular MIS Conduct field visits for recoveries in coordination with legal, vigilance etc Strict adherence to laid down guidelines in terms of notices, publications, documentation etc Core competencies, knowledge and experience: Graduate/Post Graduate Exp: 3-4 years with leading players Analytical skills, Good interpersonal skills. Very good listening skills and verbal communication Interested candidates apply on below mail and WhatsApp your Cv:- 8080639493 nsgandhale@geniusconsultant.com

Key Responsibilities: Lead Generation: Generate leads for home loans and LAP through various channels, including the open market and partnerships. Team Leadership: Build and lead a team of Relationship Managers, providing coaching, motivation, and support to achieve sales targets. Relationship Management: Establish and maintain strong relationships with key clients, partners, and stakeholders. Strategic Planning: Develop and execute strategic sales plans to drive revenue growth and market penetration. Market Analysis: Monitor and analyze market trends, competitor activities, and customer feedback to identify opportunities and optimize sales strategies. Sales Execution: Ensure the sales team effectively implements sales processes and achieves targets. Compliance: Ensure all sales activities comply with regulatory and company guidelines.

Team Leader for Direct Sales Products: Home Loan Locations : New Mumbai Position Purpose : Managing Day to Day Operations for - Accurately planning & forecasting the business from different sourcing channels, Successful execution of the strategies is required to achieve financial targets. Driving sales and targets across shared locations and ensuring compliance. Would be responsible for driving sales for Home Loan sourcing. Will be responsible for achieving targets of respective products. Would be managing a team of executives. Ensure teams achieve monthly productivity targets assigned at Sales executive level. Regular hiring and optimum team structure to be maintained as per the targeted teams size and business targets. Track FTR, TAT and deliver on standards as set by bank from time to time. Ensure privacy of data is maintained by the teams managing customers by auditing from time to time. Ensure teams discipline in customer engagement and channel/lead management. Provide exceptional customer experience to all customers engaged. Manage customer grievances as per standards set by bank from time to time. Cross sell different products as per requirement from time to time. Role & Responsibilities : Strategize achievements of sales target through Executives by breaking down of annual targets Responsible for leading , mentoring , developing , directing & handling activities of team leaders within the city assignment. Ensure co-ordination and vision dissemination with Vertical Heads/National Head to deliver effective communication with workers. Review / validate current Sales process & methodologies across products to bring more effectiveness and remove bottlenecks by co-ordinating with various stakeholders. Ensuring budgeted volumes and revenues are achieved for the city allocated Build & maintain key relationships across businesses and products. Preparing business presentation and conducting meetings with bank and other stakeholders on performance and action taken. Ensure adherence to all processes laid by both BGSS / Bank internal policies, compliance & policies. Desired Candidate Profile : Minimum 4+ years of relevant experience in the Home Loan sales domain. Relationship Management, Channel management skills. Proven track record of managing large teams in the respective geography. Co-ordination skills to work with credit, legal, branch and operations. Deep understanding of credit underwriting standards and different market practices and credit bureau functions. Ability to read and understand financials, credit reports, bureau reports. Deep understanding of legal knowledge for property related transactions in the respective geography. Strong knowledge of retail assets, regulatory knowledge and ability to assess customer requirements basis available products. Strong analytical, interpersonal, and verbal and written communication skills. Co-ordination skills to work with credit, legal, branch and operations. Detail-oriented with strong ability to manage sales and compliance simultaneously. Ability to work in a flexible and target-oriented environment. Must be able to work in a high stress environment while achieving agreed upon sales-target consistently. Must be willing and able to work as part of a team. Strong capability to work with people from different background Swift decision making to ensure closure of targets. Coordinating with Vertical Heads/National Head, City Head Branches, SMS etc.as and when required If your profile suits please Share Your CV undersign : subodh.ghutukade@bgss.in

Mandatory: Should be Chartered Accountant/MBA with experience of Credit analytics of Housing Loans/Home Loans/ Affordable Home Loans. Experience: Minimum 3+ years Working Days: 6 days

Candidate must be a graduate MBA Fresher welcome and BFSI Sales experience can apply Bike is mandatory Comfortable for Field sales - outside sales Open to Travel Interested candidate can call @HR Neebha- 8384075250