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Hiring Functional Tester Credit Cards &amp Payments - Kolkata

Hiring Functional Tester Credit Cards & Payments - Kolkata

2coms

3 - 8 years

6 - 9 Lacs

kolkata

Posted:-1 days ago| Platform:

Apply

Skills Required

alm sql queries test scenarios analytical data validation automation testing payments test cases test management tool card operations fintech azure devops sql functional testing test data payment processing defect management credit test design communication skills jira

Work Mode

Work from Office

Job Type

Full Time

Job Description

SUMMARY

Job Description: Functional Tester Credit Cards &

Payments Domain

Key Responsibilities

1. Functional Testing

Perform functional, integration, system, and end - to - end testing for credit card

platforms and payment applications.

Validate card lifecycle processes such as application, issuance, authorization,

clearing, settlement, collections, rewards, chargeback/disputes , etc.

Execute test scenarios for payment instruments including credit cards, debit cards,

prepaid cards, virtual cards, and tokenized payments.

Test transaction flows across channels like POS, e - commerce, mobile wallets, UPI,

payment gateways, and card networks.

2. Test Design & Documentation

Analyze BRDs, FSDs, and user stories to create detailed test plans, test cases, and

RTM .

Document test results, defects, and status reports using standard QA tools (JIRA,

ALM, Azure DevOps, etc.).

Ensure test coverage and quality standards are met before release.

3. Domain Expertise

Understand card scheme rules (Visa, Mastercard, Amex, RuPay) and

ISO8583/ISO20022 message formats.

Validate authorization, fraud checks, risk rules , and transaction reconciliation.

Test settlement, interchange fees, billing cycles, interest calculations, refunds,

reversals, and adjustments.

Familiarity with regulatory frameworks (RBI/NPCI guidelines, PCI - DSS

compliance).

Required Skills & Experience

3 5 years of experience in functional testing , preferably in the banking, fintech, or

payments domain.

Strong understanding of credit card lifecycle , card operations, and payment

processing.

Experience testing payment gateways, POS transactions, and real - time payment

systems.

Knowledge of ISO message formats, chargeback flows, and reconciliation processes.

Ability to write SQL queries for test data validation.

Hands - on experience with defect management and test management tools.

Strong analytical and communication skills.

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