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CSB Bank
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Gold Loan Officer| Chennai

Gold Loan Officer| Chennai

CSB Bank

3 - 8 years

3 - 7 Lacs

Tambaram Chennai

Posted:2 hours ago| Platform:

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Skills Required

gold gold valuation gold loan gold loan operations money transfer insurance customer service cross selling sales cross sales marketing branch operations operations relationship management finance branch banking

Work Mode

Work from Office

Job Type

Full Time

Job Description

Gold Loan Officer| Chennai|Madambakkam Job Purpose : To ensure quality of customer service, gold collateral / asset quality & Process adherence, there by achieving growth the objectives of the organization. ( 1.Customer service - TAT for servicing a client, 2. Client retention to reduce attrition) Functional Responsibilities : To conduct valuation and verification of gold ornaments with respect to weight, purity & Detect spurious, low purity gold and frauds to mitigate the risk. Ensure that proper KYC and other prescribed documentation process is followed before and after the disbursement of loan Adhere the Policy, Process & other guidelines of the bank. Improve the existing process to overcome the probable risk. Maintaining the TAT in the timely disbursement of Gold loan. Retention of customers / portfolio by meaningful engagement time to time. Secure safe room operations, security measures, day to day working of branch. Follow up with the customer for timely interest collection, repayment and reduce NPA to zero. Compliance of internal audit matters. Close the issues pointed out in in audit with in the TAT. Cross Sell of other products / services of the bank. Maintain liaison with Gold loan department/ Departments in Zonal/ Head Office for speedy resolution of problems faced by branch. Competencies required for role : (a) Customer Service (b) Communication (c) Result Orientation (d) Written skills (e) Ability to liaise with Govt Depts./Police. (f) Alertness (g) Planning and Implementation NOTE: Only experienced and currently employed candidates should apply. Location: Chennai | Madambakkam

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CSB Bank

www.csb.co.in

Banking and Financial Services

Kottayam

N/A Employees

18 Jobs

Key People

CVR Rajendran

Managing Director & CEO
George M. S.

Chief Financial Officer
Suresh V. K.

Head of Retail Banking

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Gold Loan Officer| Chennai