Field Sales Officer Home Loan

Job Description

*Urgent Hiring :: Home Loan Sales Officer :: Mahanagar, Lucknow* Hello, This is Divanshu Yogi, a Recruiter from Cyitechsearch Interactive Private Solutions Private Limited. One of our clients is currently looking for a Home Loan Sales Officer and the location is Mahanagar, Lucknow. If interested, please call or WhatsApp your CV on 9559406389. *Job Title: Home Loan Sales Officer** *Locations: Multiple Locations - (Detailed Locations are mentioned at the end of the message)* *Company: HDFC Sales* *Job Summary:* As a Home Loan Sales Officer at HDFC Sales, you will be responsible for generating leads, meeting potential clients, and guiding them through the home loan process. You will play a crucial role in promoting home loan products, ensuring customer satisfaction, and achieving sales targets. This role requires excellent communication skills, a proactive approach, and the ability to build and maintain strong relationships with clients. *Key Responsibilities:* *Sales and Business Development:* Identify and source potential customers for home loans through various channels, including field visits, tele-calling, and networking. Generate leads from open market and follow up with prospective customers. Meet and exceed monthly sales targets by converting potential leads into successful sales. *Customer Relationship Management:* Establish and maintain strong relationships with customers, understanding their home loan needs and offering suitable solutions. Provide end-to-end support to customers, guiding them through the application process and resolving any queries. Ensure high levels of customer satisfaction by providing accurate information and timely assistance. *Product Knowledge and Promotion:* Stay updated with the latest information about HDFC home loan products, interest rates, and market trends. Present product features and benefits to customers, explaining the home loan process and documentation requirements. *Documentation and Compliance:* Assist customers in preparing and submitting required documents for home loan applications. Ensure that all applications adhere to HDFC's guidelines and regulatory requirements. Follow up with the credit and operations teams to ensure smooth loan processing and disbursement. *Market Research and Competitor Analysis:* Conduct market research to identify potential customers, market trends, and opportunities for business growth. Keep track of competitors' products, services, and strategies to maintain a competitive edge. *Reporting and Communication:* Prepare and submit daily/weekly/monthly sales reports to the sales manager. Communicate effectively with internal teams, such as credit, operations, and documentation, to ensure smooth processing of home loans. *Qualifications and Skills:* Bachelor’s degree in any field *(Commercial Degree or MBA is nice to have)* *Minimum 1-3 years of experience in sales, preferably in home loans, mortgages, or financial services (freshers with a strong sales acumen are welcome to apply).* *Must have knowledge of Real Estate or Local Builders and Intrastate and should be aware about Home Loan* Good communication, negotiation, and interpersonal skills. Ability to understand customer needs and provide appropriate solutions. Self-motivated, goal-oriented, and able to work independently. Strong networking and relationship-building skills. *Personal Attributes:* Proactive, with a positive attitude and a willingness to learn. Target-driven with a focus on achieving results. Ability to handle rejection and maintain persistence in the sales process. High level of integrity and professionalism. *Benefits* : Competitive salary with attractive incentives based on performance. Training and development programs to enhance sales skills and product knowledge. Opportunities for career growth and advancement within the organization. *Additional Note:* *This role may involve extensive travel within the assigned territory.* *Candidates must have a valid driver’s license and a two-wheeler for field visits.* *Minimum 6 month on-paper experience is Mandatory* *Must be a Localised and have a knowledge* Job Type: Full-time Pay: ₹10,161.63 - ₹16,000.00 per month Benefits: Health insurance Paid sick time Provident Fund Schedule: Day shift Supplemental Pay: Performance bonus Yearly bonus Work Location: In person